09/14/2026
If your basement floods, is it covered by your homeowners insurance? Some policies do not include flooding from groundwater seepage, or from hurricane damage or heavy rain rains. Make sure to keep photos and good information of what you kept in your basement.If you did get flooded and call your insurance company right away to start a claim. If you were not affected by yesterdays Storm, today may be a good day to call the insurance company to see if you have flood insurance or need it in case your basement floods.