08/19/2026
For rental-property investors, cash flow matters because roofs, furnaces, vacancies, and property taxes have never once accepted “long-term potential” as payment.
But monthly cash flow is not the entire return. Principal paydown, value created through improvements, and long-term appreciation may also contribute to wealth over time.
That does not mean a negative-cash-flow property is automatically a wise hold. It means every deal deserves a complete analysis:
• Realistic rent—not the most optimistic listing online
• Vacancy and maintenance assumptions
• Capital expenditures
• Financing and closing costs
• Taxes, insurance, utilities, and management
• Exit strategy and reserves
I have been a real estate investor since 2004. When I help clients evaluate Chicagoland rentals, we look at the whole deal—not the flattering angle.
Message me “NUMBERS” if you are analyzing a property.
Cassie Parfitt, REALTOR® | eXp Realty | Equal Housing Opportunity— Cassie Parfitt, REALTOR®
eXp Realty
📱 847-878-0718
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🏡 Serving Chicagoland buyers, sellers & investors