Candie Price, Realtor

Candie Price, Realtor Are looking to buy, sell or invest? If so, I welcome the opportunity to make a difference for you. Do you need a realtor outside of this area?

Are you looking for an East Tennessee Realtor that will make your real estate goals her own? Candie knows the local community – both as an agent and a neighbor – and can help guide you through the process. She strives to live a life focused on faith, family and serving others and is ready to extend her passion for helping others to the real estate industry. With access to top listings, exceptional

marketing strategies and cutting edge technology, Candie will work hard to make your real estate experience memorable and enjoyable. Whether you are a first-time homebuyer or a seasoned seller, Candie will bring a welcomed energy and integrity to your next real estate adventure! Whatever you need in Real Estate – buying, selling, investing – Candie is here to help and welcomes the opportunity to make a difference for you. Let Candie refer you to a trusted agent!

01/31/2026

Thinking about working with a local mortgage lender? There are plenty of benefits, but also a few things to consider.

Here's a breakdown of the pros and cons to help you make the best choice for your home-buying journey.
🏠 Pro: Personalized Service
Local lenders are often more accessible and can offer a personal touch. You’ll likely work with the same person throughout the process, which can make communication easier and more efficient.
💼 Pro: Knowledge of the Local Market
A local lender understands the area, the market, and any specific regulations that may apply to your location. They can provide valuable insights into how local conditions might affect your mortgage.
⏳ Pro: Faster Processing
Since you’re dealing with a smaller, local operation, things may move more quickly compared to larger banks. Local lenders may be able to get you pre-approved and process your loan faster.

🌐 Con: Limited Product Range
Some local lenders may have fewer mortgage options compared to big national banks, which could limit your choices when it comes to loan types or features.
💰 Con: Interest Rates May Be Higher
While local lenders may offer great service, their interest rates could be slightly higher than those offered by larger banks or online lenders. It’s worth comparing to ensure you’re getting the best deal.

Before you make your decision, weigh the pros and cons carefully. A local lender can be a great choice for many, but it’s important to find the right fit for your financial goals.

01/30/2026

When you're house hunting, it's important to know whether a property's asking price is fair.

Here are a few things to consider before making an offer.
🏡 Comparable Properties (Comps)
One of the first things to check is the price of similar properties in the area. Look for homes with similar square footage, number of bedrooms, and similar features. This will give you an idea of whether the asking price aligns with the current market.
🔍 Condition of the Home
A property's condition plays a huge role in its value. Are there any major repairs needed? If so, that could lower the value. If it's been recently renovated or updated, that could increase the value. Keep an eye on both the interior and exterior.
💰 Market Trends
Real estate markets can shift quickly, so it's important to stay on top of local market trends. Is the area seeing rising home values, or is it a buyer’s market? This can help you determine if the price is in line with current market conditions.
📊 The Home’s History
Check the home’s price history. Has it been on the market for a while? Has the price been dropped? A listing with a reduced price could indicate the property isn’t worth the original asking price.
💡 Get a Professional Opinion
Finally, don't hesitate to get a professional opinion. A realtor or appraiser can provide insight into whether a property is priced correctly based on their market knowledge and experience.

Don’t rush—take your time to ensure you're making a wise investment!

01/29/2026

Transform your home with the season's must-have colors! 🌿✨

This year, it’s all about deep greens, warm beiges, and creamy whites. Whether you're updating with fresh greenery, swapping out accent furniture, or layering in stylish accessories, these shades bring a cozy, modern vibe to any space.

Pro tip: pair deep greens with natural textures like wood or linen for that elevated yet inviting feel. Ready to refresh your space? Let the seasonal makeover begin! 🛋️🍂

01/28/2026

When applying for a mortgage, one of the key factors lenders consider is your debt-to-income (DTI) ratio. This ratio helps them determine how much you can afford to borrow based on your income and existing debt.

💳 What is a DTI ratio?
Your DTI ratio is calculated by dividing your monthly debt payments by your gross monthly income. The result is expressed as a percentage, and lenders use this to assess your ability to manage additional debt, like a mortgage.
📊 Why it matters
A high DTI ratio may signal to lenders that you’re overleveraged and may struggle to repay a new loan. Conversely, a lower DTI ratio shows lenders that you have enough income to comfortably handle your debts and a mortgage, increasing your chances of approval.
💰 What’s considered a good DTI ratio?
A DTI ratio under 36% is ideal, but it can vary depending on the lender and the loan type. Some lenders may allow a higher DTI, but it can affect the interest rates and loan terms you’re offered.
🔑 Tips to improve your DTI ratio
If your DTI is higher than you’d like, consider paying down existing debts before applying for a mortgage. This can improve your chances of approval and help you secure better loan terms.

Your DTI ratio plays a significant role in the mortgage process, so it’s important to keep it in check. Ready to discuss how you can improve your chances of getting approved? Let’s talk!

01/27/2026

Dreaming of summer days by the pool? 🌞 While January might not be pool season, it’s the perfect time to get your documents ready for a mortgage pre-approval, so you can dive into house hunting when the season heats up!
Buying a home is an exciting journey, but before you start browsing listings, it’s important to get your mortgage process in order. Being prepared can help you move quickly and confidently when you find your dream home.

💳 Check your credit score
Your credit score plays a major role in the interest rates you’ll be offered. The higher your score, the better the rates you can secure. Make sure to review your score and take steps to improve it if needed before you apply for a mortgage.
📄 Gather your financial documents
Lenders will require various documents to process your mortgage application. Start by gathering your proof of income, tax returns, bank statements, and any other relevant financial paperwork. Having these ready will speed up the process.
💰 Determine your budget
It’s essential to know what you can afford before you begin house hunting. Calculate your monthly expenses and how much you can comfortably pay for your mortgage, insurance, and taxes. This will help you stay within budget and avoid financial stress.
🏦 Get pre-approved for a mortgage
A pre-approval letter from a lender shows sellers that you’re serious and financially prepared. It will give you a clear idea of how much you can borrow and help narrow down your home search.

Taking these steps will give you a head start in the home-buying process and make the experience much smoother. Ready to get started? Let’s chat and prepare you for a successful home search!

01/26/2026

Refinancing your mortgage can be a smart financial move, but it’s important to know when the time is right.

Here are a few signs that it might be time for you to consider refinancing.
💰 When interest rates drop
One of the biggest reasons to refinance is if interest rates have decreased since you first bought your home. A lower rate can reduce your monthly payment, potentially saving you thousands over the life of your loan.
📈 When your home’s value has increased
If your home’s value has risen, refinancing could help you secure a better loan-to-value ratio. This might allow you to remove private mortgage insurance (PMI) or get a better rate on your mortgage.
🗓️ When you’re ready for a change in terms
Maybe you want to shorten your loan term to pay off your mortgage faster or extend it to lower your payments. Refinancing can give you the flexibility to adjust your loan terms to better fit your financial goals.
📊 When your credit score has improved
If your credit score has improved since you first took out your mortgage, refinancing might allow you to secure a better interest rate or more favorable terms.

Refinancing can be a great way to improve your financial situation, but it’s essential to weigh the costs and benefits. Have questions? Let’s chat and find out if refinancing makes sense for you!

01/25/2026

Reasons why NOT to hire me as your realtor? 🤔 Honestly... there aren’t any! 🙌

Here’s why: I’m 100% dedicated to making your real estate experience smooth, stress-free, and successful.

Whether you’re buying your dream home, selling for top dollar, or just exploring your options, I bring the expertise, market knowledge, and personal touch you deserve. I’ll be by your side every step of the way, ensuring the process feels less like a transaction and more like a celebration. Let’s make your real estate goals a reality! 🏡✨

01/24/2026

Selling your home can be an exciting yet stressful process. Avoiding common mistakes can help you get the best deal and make the journey smoother. From my experience as both a real estate agent and a homeowner, I’ve seen how small missteps can have a big impact.

That’s why I’m sharing this recap of practical tips to help you sidestep the most frequent pitfalls and sell your home with confidence.
🏡 Price It Right
One of the biggest mistakes sellers make is overpricing their home. While it might be tempting to ask for top dollar, pricing too high can lead to your home sitting on the market longer. A competitive price will attract more buyers and ultimately help you sell faster.
🔨 Don’t Skip Necessary Repairs
You might think buyers will overlook small issues, but even minor repairs can make a big difference in how your home is perceived. Taking care of small fixes now can prevent costly negotiations later.
👀 Neglecting Curb Appeal
First impressions matter! If the outside of your home isn’t welcoming, potential buyers might not even step inside. Simple improvements like fresh landscaping or a new coat of paint can make a huge impact
📸 Bad Photos
In today’s digital age, most buyers start their home search online. Low-quality or poorly staged photos can turn buyers away before they even consider scheduling a showing. Hiring a professional photographer is a small investment with a big return!
💰 Ignoring Your Closing Costs
It’s easy to focus solely on the sale price, but don’t forget about the costs that come with selling your home. Closing costs can add up quickly, so be sure to factor them into your budget.

Avoiding these common mistakes can help you sell your home faster and for the best price. Ready to get started? Let’s chat!

01/23/2026

Ever wondered why I became a real estate agent? It’s more than just selling homes – it’s about helping people start new chapters in their lives.

Here’s the real reason behind my decision.
🏡 Passion for Helping Others
I’ve always had a passion for helping others, and being a real estate agent allows me to do just that. Guiding people through the process of finding their dream home or selling a place they’ve loved is incredibly rewarding.
🤝 The Joy of Building Relationships
Real estate isn’t just about transactions – it’s about building lasting relationships. I love getting to know my clients, understanding their needs, and being there every step of the way to help them achieve their goals.
📈 Thrill of the Challenge
Real estate is a fast-paced and ever-changing field, and that’s what excites me! Every day presents a new challenge, and I thrive on finding creative solutions to help my clients succeed in a competitive market.
💬 Making Dreams Come True
There’s nothing like handing over the keys to a new home and knowing that you’ve played a role in making someone’s dream a reality. That’s the heart of why I do what I do.

I became a real estate agent because I wanted to make a difference. Whether you’re buying or selling, I’m here to help you make it happen.
Let’s connect - send me a DM!

01/22/2026

Thinking about buying a home this year? January could be the perfect time to make your move.

Here’s why buying in the winter months might save you money in the long run.
🏡 Less Competition
The real estate market tends to slow down in January, meaning there are fewer buyers competing for the same properties. With less competition, you may have more negotiating power and could even snag a home for less than the asking price.
📉 Potentially Lower Prices
Home prices can dip in the winter months when demand is lower. Sellers who list in January are often motivated to close quickly, which could give you an opportunity to purchase at a more favorable price.
💰 Lenders May Offer Better Rates
Lenders may offer better mortgage rates during the slower winter season, as they may be eager to close deals. A lower interest rate could save you a significant amount over the life of your loan.
🏠 Tax Benefits
Buying a home early in the year means you can start building equity right away. Plus, if you close before the end of the year, you may be able to take advantage of tax deductions for mortgage interest and property taxes.

💬 Ready to find your dream home and save money in the process?
Let’s chat today!

01/21/2026

Selling a home in a competitive market can be challenging, but with the right strategies, you can stand out and attract buyers.

Here are my top tips to help you succeed!
🏠 Price it Right
One of the most important factors in a competitive market is pricing. If you price too high, you risk turning away buyers; too low, and you might leave money on the table. Work with a knowledgeable agent to set a competitive price that reflects your home's value.
📸 Invest in Professional Photos and Staging
First impressions matter! High-quality photos and staging can make your home look its best and appeal to potential buyers. Staging helps buyers envision themselves in the space, and great photos can make your listing stand out online.
🔨 Make Strategic Repairs and Updates
Small improvements can go a long way. Focus on repairs and updates that will give you the highest return on investment. Think fresh paint, updated fixtures, and curb appeal. These simple changes can help your home make a strong impression.
⏰ Be Flexible with Showings
In a competitive market, flexibility is key. The more buyers who see your home, the better chance you have of receiving offers. Be open to showings at different times, including evenings and weekends, to accommodate busy buyers.
💬 Work with an Experienced Agent
A skilled agent can guide you through the process, negotiate on your behalf, and help you make strategic decisions that will give you an edge in the market.

💬 Ready to sell in a competitive market? Let’s connect and make it happen!

01/20/2026

Dreaming of a living room makeover? ✨

Let these gorgeous spaces be your ultimate inspiration! Whether you love clean and minimal vibes, cozy textures, or bold statement pieces, these designs prove that your living room can be both functional and fabulous.

From chic color palettes to perfectly placed furniture and stunning accents, there’s something here to inspire every style.

Ready to transform your space into the ultimate retreat?

Drop your favorite look in the comments and let the inspiration flow! 🛋️💫

Address

138 Marquette Road
Oak Ridge, TN
37830

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