Alexandra Toribio

Alexandra Toribio I am The Real Estate Educator. Mi lema es educarte, informarte y prepararte en el mercado de Bienes Raices!

02/17/2024

Miami!!

11/27/2023

Something to think about....
What if you were a single parent with a child . You work full time for $14.00 hr. You bring home roughly $800 .00 per paycheck (bi-weekly).

Your bills:
$1, 000 . 00 / rent
$150 .00 / electrical
$250 .00 / car payment
$150 .00 / car insurance

So let’s do the math :
You bring home about
$1,600 .00 a month & your bills average about $1,550.00 (give or take).

You’re making it, but barely.
This doesn't even include groceries, internet, cable, cell phone, etc .
(nor does it include child tax credit, or child support)

Now, it’s a really cold December and you get a power bill for $600 .00
How do you pay that?
To put it simply , you don’t.
Because you can’t.

So your power gets shut off.
But you know what your lease says?
It says you get evicted if your utilities are terminated.

So now you’re in court crying to a judge who doesn’t care, & you have 10 days to get out.

Well you’re in luck, because you found somewhere with 3 days to spare & it’s only $650.00 a month!
But to get in, you must pass a background & credit check. Which you can’t because you just got evicted.

You’ve never been a criminal, but even if you could pass it, you’re looking at $1300 to move in, after paying the deposit & first month’s rent.

Time’s up ....
Landlord shows up at 7am with the police & changed your locks.

So, now you’re living in your car with your 7 year old son & everything you need to get by.

You tried to get a storage unit, but you don’t have a billing address so they won’t sell one to you. So you could only take what would fit in your backseat.

You pay to shower at local truck stops & eat whatever can be cooked in a gas station microwave.Someone sees you & your son living like this & calls C.P.S; guess what happens next ? ? ?

They remove your child from your care.
As if this isn’t devastating enough, you lose your job too. (Because “an employee losing their child reflects poorly on this company .”)

So now, you apply for an apartment with the region where the waiting list is 3-7 years.
Then you go into Wal-Mart to put in an application.

When you get back to your car you see that your back window has been smashed & someone helped themselves to your belongings. Remember that it is December & really cold. Now you have damage to your only shelter.

You call your car insurance, who says your deductible is $1,000.00
~ AND ~ they’re going to increase your monthly rate since you’re now
“ high risk .”

You call the homeless shelter as a last resort & all their beds are full.

I’ll stop here .....
Because I think you get the point .
The people we work with everyday are these people .
WE ARE THESE PEOPLE .

We are all so close to homelessness & don’t even realize it .

All it takes is :
* one unexpected bill📃~
* one fender bender🚙💥🚗~
* one lay-off 📊~
* one house fire 🏠🔥 , etc.

Instead of talking trash about people who are poor , homeless , or need assistance , why don’t you try being grateful that you’re not in their shoes ...... YET !

This is about staying humble & being kind .

BE THANKFUL FOR WHAT YOU HAVE ❤ (copied)

We Are All Struggling In Different Ways.. 😭😩

Alexandra Toribio
06/02/2023

Alexandra Toribio

10/12/2020

Estás pensando en comprar una propiedad??

Acá te tengo tus consejitos!!

See you guys soon, please have your questions ready to go over them.
10/10/2020

See you guys soon, please have your questions ready to go over them.

Alexandra Toribio
09/05/2020

Alexandra Toribio

Times change and us and us Realtors must adapt to those changes! Ferry always keeps me on track on learning things that benefit my clients.

Get yourself a Realtor that is always learning and investing in themselves. This is the best time for Real Estate.


3 day I merged on this event just to keep the knowledge up to date.

How can I help?

I’m love with this book, reading before sleep. What book are you reading?
05/24/2020

I’m love with this book, reading before sleep. What book are you reading?

05/19/2020

May is Military Appreciation Month! Florida is the number 3 State with the most number of Vet's & Co is in the top 12. 100% financing, no mtg ins, relaxed guidelines on Debt Ratio up to 60% and loan amounts with our partners lenders up to 2 millions.

Call me with Questions
at 305-850-2437

05/13/2020

How To Buy A Home With Little Or No Money Down!!!

A new home ownership program allows qualified buyers to buy a home with a very low down payment (in some cases as low as zero).
You may have owned a home before and are presently renting, or maybe you are a first time homebuyer and need a way to break into the housing market, but held back because you thought you required $10,000, $20,000 or even more for a down payment. Well, regardless of your present situation, if you want to get into or re-enter the housing market with a lower amount, or even without a cash down payment at all, then this new program may be just what you're looking for.

Why pay your landlord's mortgage when you can be building your own equity?

Industry insiders have prepared a new special report entitled "How to Buy a Home With Little Or No Money Down" which reveals how this new and innovative program can get you into the housing market immediately. End the waiting - order this report NOW.

Address

Oakland Park, FL
33334

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