Steven Lam - Realtor, Oakland, CA (2026)

04/27/2026

Four years of coaching this guy right here — and honestly, he’s coached me just as much. ⚾️

Real estate has taught me how to show up, stay consistent, and deliver at a high level… but being a dad? That’s the role I’m working on mastering every single day.

Helping families find the right home is what I do. Building a home my kids are proud of is who I’m becoming.

And I can’t wait until it’s my youngest’s turn — round two is going to be just as special. ❤️🏡

04/22/2026

🏡 $1.2M House Hack Breakdown (with JADU income)

Here’s what a real deal could look like 👇

Purchase Price: $1,200,000
Down Payment (20%): $240,000
Loan Amount: $960,000

💸 Monthly Costs (Estimated):
• Principal & Interest: ~$6,067 (30yr @ ~6.5%)
• Property Taxes (~1.25%): ~$1,250
• Insurance: ~$200
• Mortgage Insurance: $0 (20% down ✅)

👉 Total PITI: ~$7,517/mo

⚙️ Operating Expenses (maintenance, vacancy, etc.): ~$500/mo

💰 JADU Rental Income: +$3,000/mo

⸻

📊 Net Monthly Cost After JADU Income:
👉 $7,517 + $500 - $3,000 = **$5,017/mo**

⸻

🔥 Why this matters:
You’re living in a $1.2M property while significantly offsetting your housing cost. As rents rise and your loan stays fixed, this gets better over time.

💡 House hacking isn’t just for duplexes anymore — JADUs are a game changer.

Would you hack this?

RealEstateTips

04/20/2026

Buying a home? Don’t skip the disclosures 👇

These are documents the seller provides that outline the condition, history, and any known issues with the property—and yes… they can easily be 100+ pages (sometimes way more).

This video is just a starting point on what to look for:
✔️ Preliminary title report (liens, ownership)
✔️ Inspection reports (roof, electrical, plumbing, foundation)
✔️ Pest report (dry rot, mold, leaks)
✔️ Transfer disclosure + seller questionnaire

But here’s the key—this is just the beginning.

An experienced realtor should walk through these with you, call out anything major, and discuss what it actually means for you before you write an offer.

Don’t just skim—understand what you’re buying.

Share and follow for more real estate tips.

03/04/2025

🔥 Pending in just 10 days (not 7 haha)! 🔥

Huge congratulations to my clients for going pending with multiple offers! We had agents eager to submit pre-emptive offers, but we chose to give everyone a fair chance to see this beautiful turnkey property. In the end, we secured a strong, over-list offer with a quick close—here’s how we made it happen:

✅ Professional photos that made the home shine
✅ Professional staging to showcase the home’s full potential
✅ Flawless communication every step of the way
✅ Strategic pricing to attract serious buyers
✅ Multiple open house days for maximum exposure
✅ Door-knocked the neighborhood for extra buzz
✅ Connected with every single potential buyer
✅ Provided a full disclosure packet with robust inspections
✅ Targeted online marketing to maximize visibility
✅ Negotiated fiercely while protecting my client’s interests
✅ Treated every agent & buyer with honesty and respect

This is what it takes to get top dollar in today’s market. Congrats to my sellers and an even bigger congratulations to the future homeowners! 🏡🎉

Steven Lam⁠
DRE #02078128⁠
(510) 847-3541⁠
[email protected]⁠

Address

Oakland, CA

Website

https://linktr.ee/stevenlamrealestate, https://stevenlamrealestate.com/

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