Team Christopher MARRS

Team Christopher MARRS Real Estate, Mortgage and Insurance Broker Low Mortgage Rates, Homes not on market

January 28😍😍Christopher Marrs, BrokerDRELIC #01462591NMLS #1927227 LoanFactory NMLS #320841www.christopherdmarrs.com760-...
01/28/2026

January 28😍😍
Christopher Marrs, Broker
DRELIC #01462591
NMLS #1927227
LoanFactory NMLS #320841
www.christopherdmarrs.com
760-427-5240

January 26Christopher Marrs, BrokerDRELIC #01462591NMLS #1927227 LoanFactory NMLS #320841www.christopherdmarrs.com760-42...
01/26/2026

January 26
Christopher Marrs, Broker
DRELIC #01462591
NMLS #1927227
LoanFactory NMLS #320841
www.christopherdmarrs.com
760-427-5240

Rates update as of Jan 22, 2026: if you’ve been waiting, this is your sign.✅ Conventional: 5.75%✅ FHA: 5.375%✅ VA: 5.49%...
01/22/2026

Rates update as of Jan 22, 2026: if you’ve been waiting, this is your sign.

✅ Conventional: 5.75%
✅ FHA: 5.375%
✅ VA: 5.49%

Whether you’re buying your first home, moving up, or looking to refi: numbers matter, but so does the strategy.

Want a quick quote tailored to YOU (price, credit, down payment, zip code)? Just ask.

Dare you to compare.

Christopher Marrs | Mortgage Broker
Look Realty & Mortgage Inc.
https://goldenstatemortgagebroker.com/
DM me to run numbers

January 21Christopher Marrs, BrokerDRELIC #01462591NMLS #1927227 LoanFactory NMLS #320841www.christopherdmarrs.com760-42...
01/21/2026

January 21
Christopher Marrs, Broker
DRELIC #01462591
NMLS #1927227
LoanFactory NMLS #320841
www.christopherdmarrs.com
760-427-5240

Waiting for 5% rates? It might cost you MORE than you save.Here’s the problem: if home prices keep climbing while you wa...
01/21/2026

Waiting for 5% rates? It might cost you MORE than you save.

Here’s the problem: if home prices keep climbing while you wait, your “lower rate” could come with a higher purchase price (and a bigger loan).

Today’s market rates (as of Jan 21, 2026):
Conventional: 5.75%
FHA: 5.375%
VA: 5.49%

If rates drop later, you can always refinance.
But you can’t rewind the price you paid.

Want me to run the numbers for YOUR price range and show the break-even point?
DM me “5%” or call/text.

Christopher Marrs | Mortgage Broker
Look Realty & Mortgage Inc.
https://goldenstatemortgagebroker.com/
NMLS # (add)

$700,000 home in Imperial (92251)… what does it REALLY cost each month?Here’s the quick breakdown on a typical 20% down ...
01/21/2026

$700,000 home in Imperial (92251)… what does it REALLY cost each month?

Here’s the quick breakdown on a typical 20% down scenario:
• Home price: $700,000
• Down payment: $140,000
• Loan amount: $560,000
• Rate: 5.875% (APR 5.84%)
• Principal & interest: ~$3,313/mo
• Est. taxes: ~$642/mo
• Est. insurance: ~$175/mo
Estimated total payment: ~$4,130/mo

Want the full breakdown + options if you DON’T have $140K down?
Read the blog: https://goldenstatemortgagebroker.com/todays-loan-snapshot-what-a-700000-home-in-imperial-ca-92251-actually-costs/

Need your own numbers? Text/call me: 760-427-5240
DRE 01462591 | NMLS 1927227

#92251

January 20Christopher Marrs, BrokerDRELIC #01462591NMLS #1927227 LoanFactory NMLS #320841www.christopherdmarrs.com760-42...
01/20/2026

January 20
Christopher Marrs, Broker
DRELIC #01462591
NMLS #1927227
LoanFactory NMLS #320841
www.christopherdmarrs.com
760-427-5240

Big news for our veteran heroes: VA loan limits just got another boost in 2026! 💥 That means more buying power, especial...
01/16/2026

Big news for our veteran heroes: VA loan limits just got another boost in 2026! 💥 That means more buying power, especially in high-cost California markets like the Bay Area, LA, and San Diego. If you’re a veteran, are you getting the FULL benefit you deserve? No down payment, flexible credit, and more: all at new higher limits!

Don’t miss out on owning in California just because you didn’t know your real options. DM me or call 555-NEW-VA-LOAN and let’s check your eligibility together. Fast answers. Real results. Get what you’ve earned!

Christopherdmarrs.com
01/15/2026

Christopherdmarrs.com

Get transparent mortgage guidance and lender comparisons with Loan Officer Christopher Marrs. Explore home loan options with confidence and personalized support.

Thinking about buying a home with your VA benefits? With today’s mortgage rates, VA loans are a real game-changer! You g...
12/29/2025

Thinking about buying a home with your VA benefits? With today’s mortgage rates, VA loans are a real game-changer! You get $0 down payment, NO private mortgage insurance (PMI), flexible credit guidelines, and capped closing costs. That means lower upfront costs and easier approval for our veterans and service members: even when rates are high elsewhere.

If you’ve served, make your benefits work for you! Send me a message to see how much you qualify for and let’s get you home. 🇺🇸

( Christopher Marrs, Look Realty & Mortgage Inc.)

Thinking about buying your first home? Now might be your chance: California home prices have taken a dip and inventory i...
12/28/2025

Thinking about buying your first home? Now might be your chance: California home prices have taken a dip and inventory is up! More homes to choose from and less competition mean you can negotiate better deals and maybe even score seller credits or a home warranty.

Here’s what to do next:
✅ Get pre-approved so you’re ready to make an offer fast
✅ Make a wish list of your must-haves and nice-to-haves
✅ Team up with a pro who knows today’s market (I can help!)

Sellers are ready to deal and financing options are flexible: let’s make your homeownership dream real in 2025. Questions or ready to see what you qualify for? Send me a DM or call/text 555-123-4567. No pressure, just straight answers!

Address

66 Franklin Street
Oakland, CA
94607

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