Stacy Dwyer Realtor

05/22/2026

05/04/2026

Check out this great 3/2 home with a fully fenced yard and whole home generator.
Listed at $249,900 there are
Too many upgrades to list call today to schedule a showing
352-322-5277

04/21/2026

✨ Buying or selling? You need the right person in your corner.

Meet Stacy Dywer — the agent who doesn’t just list homes… she makes moves happen.

Whether you’re searching for your dream home or ready to sell for top dollar, Stacy brings experience, strategy, and results that speak for themselves.

No stress. No guesswork. Just real results.

🏡 Let’s turn your next move into the right move.

📞 Call/Text: 352.322.5277
📧 [email protected]

Let’s talk.

04/07/2026

I’m so happy for my sellers on the successful sale of their home.
In a few months, they will be moving into their brand new larger home.
Thanks for trusting me to be your realtor Austin and Brandy 🫶

04/04/2026

03/23/2026

Mortgage Rates Just Jumped — Here’s Why

March 23, 2026

If you’ve been watching mortgage rates lately, you’ve probably noticed something frustrating: the 30-year fixed rate has climbed from 5.99% just ten days ago to 6.53% today. That’s a painful move in a very short time. So what’s going on?

It really comes down to four things happening at once.

First, the 10-year Treasury yield — which mortgage rates closely follow — has been creeping up. When that goes up, your mortgage rate goes up too. Simple as that.

Second, oil prices have shot past $100 a barrel, thanks largely to ongoing tensions in the Middle East. Higher oil prices feed inflation, and inflation is the enemy of low interest rates.

Third, the Federal Reserve decided on March 18th to hold rates steady and actually revised its inflation outlook higher for the rest of 2026. That’s a signal that rate cuts aren’t coming anytime soon — and that’s bad news for borrowers hoping for relief.

Finally, lenders are quietly charging more for the risk of holding mortgages in this uncertain environment. That extra cushion they build in — called the “spread” — has widened, adding even more to what you pay.

The real-world impact? Refinance applications already dropped 19% in just one week as borrowers pulled back. Understandable — but don’t let that discourage you if buying a home is still your goal.

HERE’S HOW TO KEEP MOVING FORWARD

• Buy down your rate. Ask your lender about paying points upfront to lower your rate. If you plan to stay in the home long-term, the math often works in your favor.

• Explore adjustable-rate mortgages (ARMs). A 5/1 or 7/1 ARM can offer a lower starting rate — a smart move if you don’t plan to stay in the home beyond that initial period.

• Negotiate with the seller. In today’s market, asking the seller to cover closing costs or buy down your rate as a concession is a very reasonable ask.

• Lock your rate strategically. Once you’re under contract, talk to your lender about locking in your rate immediately — markets can move fast, as we’ve just seen.

Rates may ease later in the year, but waiting isn’t always the right answer. The best time to buy is still when you are financially ready.

Stay informed, stay ready, and talk to your lender before making any big moves.

03/12/2026

🏡 OPEN HOUSE – OCALA, FL

Join us this Saturday, March 14th from 11AM – 2PM to tour this beautiful home in Ocala!

📍 16051 SW 52nd Avenue Road
Ocala, FL 34472

✨ 3 Bedrooms | 2 Bathrooms

This home offers great space and a wonderful opportunity for buyers looking in the Ocala area. Stop by, walk through the property, and see if this could be your next home!

👩‍💼 Hosted by Stacy Dwyer
📞 352-322-5277

Come out, take a tour, and ask any questions about the home or buying process. We look forward to seeing you there!

01/24/2026

🏡 OPEN HOUSE — SATURDAY, JANUARY 24TH

Join Stacy Dwyer for an open house in Ocala!

📍 810 NE 44th St, Ocala, FL 34479
🗓 Saturday, January 24, 2026
⏰ 11:00 AM – 2:00 PM

Stop by and take a tour of this home, ask questions, and explore your options whether you’re actively house hunting or just starting your search. This is a great opportunity to see the property in person and talk real estate with a local professional.

👉 No appointment needed — just stop by!