Heritage Financial

Heritage Financial NMLS #320838 | CA DRE #02154167
Real Advice. Real Answers. Real People. Helping California homeowners finance with confidence. Why sacrifice service for price?

Offering a large variety of loan programs including *Conventional*, *Conforming*, *Jumbo*, *FHA*, *VA*, *USDA*, *Reverse Mortgages* and more! Heritage Financial is approved with a wide variety of lenders, allowing you to receive a tailor-made home loan to suit your specific needs. We offer great rates, competitive fees and we're here to answer your call. Rest assured that we can always be reached and that your loan is being handled with the utmost care and confidentiality. NMLS No. 320838
CA Broker Lic. 01254167
Equal Housing Lender

Looking to tap into your equity but don't want to disturb your low interest rate mortgage? Call today to see if a home e...
09/15/2026

Looking to tap into your equity but don't want to disturb your low interest rate mortgage? Call today to see if a home equity loan product might be right for you!



⚠️LAST DAY TO VOTE!⚠️ Show some Ojai love and vote for your favorites TODAY 🗳
07/31/2026

⚠️LAST DAY TO VOTE!⚠️ Show some Ojai love and vote for your favorites TODAY 🗳

✔️ BEST OF OJAI VOTING IS OPEN! ✔️
Our Valley is built on small business, on labors of love, on farmers and artisans, mom & pop shops, we’re built on hustle.

Heritage Financial is owned and operated by Ojai locals. We live in Ojai, we support Ojai, we breathe Ojai. Take a few minutes and show your favorites some of that Ojai love and cast your vote in the Best Of. And if you’re so inclined, Heritage Financial would be honored to get your vote for Best Mortgage Provider ( #92). 🫶🏼

✒️ Voting Deadline: Friday, July 31st at 5:00 PM
✒️ Cast your vote here: https://www.surveymonkey.com/r/GXXQGH2
*Remember, you must vote in at least 20 categories for your vote to be eligible.

Your support means the world to us! 🌍

07/17/2026

🎒 Help Us Fill the Backpacks! 🎒

Join the Ojai Valley Association of REALTORS® for our School Supplies Drive Fundraiser at Jim & Rob's Fresh Grill!

📅 Tuesday, July 28
🕓 4:00–9:00 PM

🍔 15% of all food sales during the event will be donated to purchase school supplies for local students.

Want to help even more? Donate new school supplies at your local REALTOR® office or the OVAR office.

Together, we can help local students start the school year with the tools they need to succeed. Thank you for supporting our community! ❤️

07/16/2026

Ojai is in for a stretch of high temperatures this week, with an Extreme Heat Watch in effect Tuesday, July 14 through Thursday, July 16.

Some of our neighbors are more vulnerable in this weather: infants and young children, older adults, people with health conditions, pets, and anyone without reliable housing or air conditioning.

Our Care Pod is open every Tuesday from 9:30 to 11:30 a.m. for free, private showers.

Please take care of yourself by staying hydrated, keeping cool indoors when possible, and avoiding heavy outdoor activity during the hottest part of the day. If you need a cool place to spend the day, the Ojai Library is open as a cooling center until 8 p.m., and the City of Ojai has opened Kent Hall Council Chambers (111 W. Santa Ana St.) as a free cooling center starting Monday, July 13, from 8:30 a.m. to 5 p.m. — daily hours may vary with the weather.

Regarding the donation center: we will not be open to accept donations once the heat exceeds 90 degrees, so please plan to drop off early. We open at 8:30am, Thursday through Saturday; call us at 805-646-5122 to confirm hours this week.

Stay cool, Ojai.

07/16/2026

🔥 Join us Friday, July 24th for Hot Summer Night 🔥

Ojai locals heat it up with 100+ classic cars, Ojai Valley Brewery craft beer & wines on tap, Big Mann BBQ food truck, live rockabilly and blues by Blues Bullet (7:40pm), as well as local vendors and artisans.

This mini-block party is located at Dwayne Bower's Garage and Ojai Valley Brewery. FREE admission!

Cars load in starting at 3:30 pm. To reserve a car club space and advance club BBQ purchase, contact Carla at (805) 432-0903.

✔️ BEST OF OJAI VOTING IS OPEN! ✔️Our Valley is built on small business, on labors of love, on farmers and artisans, mom...
07/16/2026

✔️ BEST OF OJAI VOTING IS OPEN! ✔️
Our Valley is built on small business, on labors of love, on farmers and artisans, mom & pop shops, we’re built on hustle.

Heritage Financial is owned and operated by Ojai locals. We live in Ojai, we support Ojai, we breathe Ojai. Take a few minutes and show your favorites some of that Ojai love and cast your vote in the Best Of. And if you’re so inclined, Heritage Financial would be honored to get your vote for Best Mortgage Provider ( #92). 🫶🏼

✒️ Voting Deadline: Friday, July 31st at 5:00 PM
✒️ Cast your vote here: https://www.surveymonkey.com/r/GXXQGH2
*Remember, you must vote in at least 20 categories for your vote to be eligible.

Your support means the world to us! 🌍

07/04/2026

Another beautiful Independence Day celebration with friends and family at our little downtown office. Thank you everyone for coming out, it’s a cherished tradition and we’re so grateful to share it with you all. The weather, food and company were just perfect for a milestone 4th of July! 🇺🇸

Address

Ojai, CA
93023

Opening Hours

Monday 8am - 5pm
Tuesday 9am - 6pm
Wednesday 8am - 6pm
Thursday 9am - 5pm
Friday 9am - 5pm

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