Kat Kosmala Broker Associate ERA Courtyard Real Estate

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Oklahoma City, OK
Kat Kosmala Broker Associate ERA Courtyard Real Estate

Service Over Sales : Your Relocation Experts Kat Kosmala is featured on the 2023 America's Best list for exemplary sales production in 2022.

• REALTOR® since 2013
• BROKER ASSOCIATE since 2022
• Served over 700+ Families
• Top Producer 2014-2023
• Multi-Million-dollar Producer
• Winner 1st in Customer Service ERA Jim Jackson 2023
• Nominee 1st in Customer Service ERA Jim Jackson 2021
• Top 1% of OKC MLS 2022,2023
• Top 1% ERA Nationally 2023
• Top Producer in 2023
• #1 in Closed Transactions within ERA Courtyard
• #1 in Volume within E

RA Courtyard
• #1 in OKC in Units
• #8 in State for Volume
• #13 in State for Units
• Top 15 Sales Associate with ERA Nationally

Master’s Degree in Human Relations
Graduate Realtor Institute, GRI
Military Relocation Professional, MRP
Military Spouse 26 Years, Mother of 2
Air Force Military Spouse of the Year, 2017
Tinker Spouses Club Board Member 8 Years
Tinker AFB Key Spouse Mentor
Director ~ Edmond Board Realtor
Trustee ~ OAR Government Affairs, EBR
V. President ~ HOA Board

Kat Kosmala is not just a broker; she's a trusted advisor, mentor, and community leader, dedicated to making a difference in the lives of her clients and colleagues. Her comprehensive experience, coupled with a heartfelt commitment to her client’s needs, makes her the ideal choice for anyone looking to navigate the complexities of the real estate market with confidence and ease. Agent Kat Kosmala had a total of 102 transaction sides, which earned the number 13 rank in the state of OK for sides. Kat Kosmala ranked 8 in the state of OK for residential sales volume – with volume of $29,872,020. This year RealTrends chose 50 cities to rank agents and teams in – Oklahoma City was one of the cities chosen in this new ranking program. Kosmala ranked 1 in Oklahoma City, OK for transaction sides as an individual agent. Kosmala ranked 5 in Oklahoma City, OK for residential sales volume as an individual agent.

01/24/2026

🏡 HOMESTEAD EXEMPTION REMINDER

If you own a home and it’s your primary residence, this is one step you don’t want to skip.

A Homestead Exemption can help lower your property taxes and protect your home long term. Once it’s filed, you typically only need to do it once, unless ownership or residency changes.

✨ Why it matters
• Can reduce your annual property tax bill
• Helps keep future tax increases in check
• Additional benefits may apply for seniors and disabled veterans

🗓 Deadline to file: March 15
📍 File with your county assessor (most counties allow online filing)

If you bought a home recently and aren’t sure whether this was filed, or you want help finding the right link for your county, send me a message.

01/23/2026

❄️ WINTER WEATHER IS HERE ❄️
A little prep now can save you a lot of stress (and money) later.

As temps drop, here are a few smart ways to protect your home and pool this winter 👇

🏡 Home Winter Prep
• Seal air leaks around doors and windows
• Service your furnace before peak cold hits
• Insulate exposed pipes
• Prep your yard and store outdoor items

🏊‍♂️ Pool Winter Tips
• Enable freeze protection and keep water circulating
• Check equipment daily during freezes
• Clear debris and monitor water levels
• Know what to do if equipment freezes

These tips help reduce the risk of damage, but winter weather can be unpredictable, so staying proactive matters.

10/10/2025

When a listing attracts multiple offers, sellers gain negotiating power. Competing buyers may raise their price, waive contingencies, or offer flexible closing terms. Agents can leverage this scenario to secure the best combination of price and terms for their clients. Your agent can prepare you for this possibility and guide you through comparing offers to help you choose wisely beyond just the highest dollar amount.

10/08/2025

MLS descriptions can feel like a different language! Understanding the terminology helps buyers make sense of a home’s status. The clearer you are on the terminology, the faster you can act when the right property appears. “Active” means the home is currently for sale and accepting offers. “Contingent” means the seller has accepted an offer, but certain conditions, like financing or inspections, must be met before it closes. “Pending” means all contingencies have been satisfied and the sale is moving toward closing. Need clarification on any other terms? Let us know in the comments!

10/06/2025

Earnest money acts like a handshake with financial weight - it shows the seller that the buyer is serious. It’s a deposit (usually 1–3% of the purchase price) held in escrow to signal serious intent. If the sale closes, it goes toward the down payment; if the buyer backs out without a valid contingency, it may be forfeited.

10/03/2025

A title company is one of the unsung heroes of every successful real estate transaction. A title company ensures that a property is legally ready to be bought or sold. They verify the chain of ownership, check for liens, and issue title insurance to protect both buyer and lender from potential disputes. This behind-the-scenes work safeguards the entire transaction.

10/01/2025

Interest rates don’t just change a number on paper - they directly shape how much home a buyer can afford. Even a small change in mortgage interest rates can have a big impact on a buyer’s monthly payment and overall budget. When rates rise, purchasing power decreases, meaning buyers may need to adjust their price range. When rates drop, the same monthly payment could qualify for a higher-priced home. Understanding this relationship empowers you to act confidently when rates shift and ensures you know when it’s the right time to buy for your budget.

09/29/2025

Property taxes can vary widely depending on where you live, but they play a big role in your overall housing budget. Taxes are based on your home’s assessed value and local rates, and they fund essential services like schools, roads, and emergency services. Before buying, check the property tax history and rates in the area so you know what to expect. Being aware upfront helps avoid surprises down the road.

09/26/2025

Renting may feel easier in the short term, but buying builds equity and long-term financial stability. Every mortgage payment you make contributes to your future wealth, while rent payments go to your landlord’s pocket. With tax benefits and the potential for appreciation, owning a home can be one of the most powerful wealth-building tools. If you’re on the fence, consider the long-term gains of homeownership versus the short-term convenience of renting.

09/24/2025

In a competitive market, making the right offer can set you apart. Beyond price, consider strengthening your offer with a larger earnest money deposit, flexible closing dates, or fewer contingencies. Working closely with your agent helps you craft a strategy that balances protecting your interests while showing sellers you’re serious. Sometimes, a well-structured offer wins over the highest bid.

09/22/2025

You’ve heard it before: location, location, location. While you can update a home’s interior, you can’t change its neighborhood. Buyers should consider commute times, school districts, access to shopping and dining, and future area growth. A great location not only makes life more convenient but can also add long-term value to your investment. Remember, you’re not just buying a house, you’re buying into a community.

Address

3553 W Memorial Road
Oklahoma City, OK
73135

Telephone

+14054410832

Website

https://www.katkosmalarealtor.com/

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