09/15/2026
🏡 MONDAY MARKET UPDATE | CENTRAL OKLAHOMA
More choices for buyers. More competition for sellers. And financing options that may make a bigger difference than you think.
Here’s what I’m watching this week:
🏠 Buyers have more negotiating room. OKC inventory remains higher than last year, while nearly 1 in 4 listings had a price reduction in August.
💰 Mortgage rates remain elevated, but the headline rate you see online isn’t necessarily the rate you’ll receive. Your loan program, credit, lender, points and other factors all matter.
🔑 Don’t overlook down-payment assistance. Qualified Oklahoma buyers may have access to programs that can help with down payment and/or closing costs—including options for first-time buyers.
🇺🇸 VA buyers have powerful financing options. Eligible veterans and service members may be able to purchase with 0% down, and today’s market may provide opportunities to negotiate seller-paid costs or other concessions within VA guidelines.
For sellers: Pricing and presentation matter. Buyers have choices, and homes positioned correctly from the beginning have an advantage.
For buyers: Don’t assume today’s rates—or the amount you have saved—automatically mean you can’t buy. Find out what your actual payment, cash-to-close and financing options look like first.
Whether you’re thinking about buying, selling, relocating or investing, I’m always happy to help you understand what today’s market means for you.
Jan Kennedy, REALTOR®
ABR • CRP • SRS • MRP
📱 405-570-7698
📧 [email protected]
🌐 jan-kennedy.equity.us
The Right Plan Makes All the Difference. 💙💛
