Kennedy Real Estate Solutions

05/29/2026

Closing costs are like the forgotten stepchild in the real estate transaction. Buyers concentrate on the down payment and the purchase price while sellers envision that check they'll receive at the closing table. Lots of people, however, have their hands out, expecting to be paid for their services....

05/21/2026

When considering selling a home, it's important to understand the buyer pool for your particular type of home. When the home is high-end, it's even more important, as this pool is significantly smaller and those swimming in it are much more specific in their wants and needs. While the list changes f...

05/14/2026

Once you've decided on an agent to list your home for sale you'll be required to sign a listing agreement. This is a legally binding contract that gives the broker the right to offer your home for sale. The typical listing agreement will set forth the amount of real estate commission you'll be requi...

05/06/2026

When you purchased your home with a VA-backed loan you used what is undeniably one of the best loan products on the market. With no money down and a government guarantee, few loans can match it. Another benefit of the VA loan is that it's assumable, an attractive feature if you are trying to sell yo...

04/28/2026

04/20/2026

Americans are getting back to work after a long, bleak recession. While unemployment rates have fallen in many cities across the nation, however, in a dozen or so states they have actually gone up. Despite an increasingly healthy economy, if you work for someone else there is no guarantee that you w...

04/12/2026

While it's easy to imagine that the mortgage process involves only yourself and the guy or gal behind the desk that takes your application, there are many people involved, each with his or her own duties. So, just who has their finger in your mortgage pie and why? The mortgage process typically has....

04/09/2026

Home Mortgage Pre-Qualification vs. Pre-Approval

In today’s competitive real estate market, buyers need advantages to compete with in multiple-offer situations.

Pre-qualification is a quick, initial estimate of how much you may be able to borrow based largely on self-reported financial information, typically without submitting supporting documents.

Pre-approval is a more formal review by a lender that usually includes verification of income, assets, and credit. Because it is more thorough, a pre-approval carries significantly more weight with sellers.

Submitting an offer to purchase a home with a mortagge pre-approval letter rather than a pre-qualification can make your offer stronger and more appealing to a home seller.

If you are considering buying a home, getting pre-approved for a mortgage is a great first step. I work with exceptional lenders and would be happy to help you connect.

04/04/2026

Financing the Mobile Home Purchase Not too terribly long ago finding a loan for a manufactured home was a nightmare. Many lenders simply refused to lend on them. Today, however, with the Federal Housing Administration (FHA) insuring loans for manufactured homes, financing has become a lot easier. .....

03/27/2026

Mortgage: While the common English translation – a huge chunk of money going out the door every month –strikes fear in every American homeowner, just think how the French must feel. In French, mortgage translates to 'death contract.' That sounds even scarier until you understand that the 'death'...