First Time Home Buyer Down Payment Assistance Program

First Time Home Buyer Down Payment Assistance Program Down Payment Assistance Here is so more information about Chenoa Fund

Hello, my name is Byron Davis Senior Loan Officer working with an approved lender that assists first-time homebuyers to achieve homeownership goals by using Chenoa Fund down payment assistance program.

05/31/2025

Still Renting? Want to Own — But Not Mortgage Ready Yet?
There are real options in WA & OR that may help renters transition into homeowners:
✔️ Lease-to-Own: Live in your future home while preparing to buy
✔️ Down Payment Assistance: Help available with 600+ credit score
✔️ Minimum household income: $6,000/month
(Some flexibility depending on purchase area)
✔️ Designed for renters with stable job history and some savings
✔️ Based in WA & OR — no upfront application required to speak
📞 Call Byron Davis directly: 253-267-8520
📧 Email: [email protected]
Disclaimer: Program guidelines subject to change. Eligibility based on income, credit, and property location. Not all applicants will qualify. Mortgage Broker NMLS 82426. Byron Davis NMLS 1017333. Licensed in WA and OR.

Call now to connect with business.

05/30/2025

Lease Now, Buy Later

Want to own a home but don’t qualify for a traditional mortgage? A new homeownership program is now available in Washington that makes it easier for working families to get started — even with lower credit or non-traditional income.

✅ 580+ credit score
✅ Just 3.5% down (gift funds allowed)
✅ No bank loan required
✅ Build equity with every monthly payment
✅ Buy the home anytime over a 30-year term
✅ Available in many cities across WA

Who May Qualify:
✔ 580+ credit score
✔ ITIN borrowers welcome
✔ DACA recipients accepted
✔ Self-employed income OK
✔ 12 months of verified rent or alternative credit history
✔ Access to 3.5% down payment (can be gifted)
✔ Open to a non-bank pathway to homeownership

This program is managed by a Native Tribal housing authority. They purchase the home for you, and each monthly payment reduces your final purchase price. It’s a smarter path toward owning — even if you've been shut out of traditional financing.

📞 Call or text Byron at 253.337.4976 to check eligibility. No pressure, just real help.

Disclaimer: This is not a mortgage offer. Subject to eligibility and underwriting. Program may change without notice. Broker NMLS #82426 Byron Davis NMLS #1017333. All fair housing laws apply.

Call now to connect with business.

05/30/2025

Lease-to-Own Financing Program — Now Open in WA & OR
If you're currently renting but want to become a homeowner, this financing program could be your next step.

✅ Lock in a home purchase price while you lease
✅ No large upfront down payment required
✅ Time to improve credit before financing the purchase

Who This Is For:
✔️ Household income of $80K+
✔️ W-2 or self-employed with stable income
✔️ Credit score of 600+ (some exceptions possible)
✔️ Currently renting and planning to move within 30–60 days
✔️ Not in an active bankruptcy

📲 Text “LEASE” to 253-337-4976
📧 Email: [email protected]

I'll send you the full program details and answer your questions personally — no sales pressure.

Disclaimer: Program subject to change without notice. Subject to underwriting terms and conditions; some restrictions may apply. NMLS #82426 | Byron Davis NMLS #1017333.

Call now to connect with business.

05/30/2025

You might be closer to homeownership than you think.
Most people I work with thought they needed perfect credit or a huge down payment — and they were wrong.

✅ Down Payment Assistance up to 5%
✅ Lease-to-Own Available
✅ Credit scores starting at 600 may qualify
✅ First-time buyers, self-employed, and credit-challenged welcome

📱 Call/Text: 253-337-4976
📧 Email: [email protected]
Let’s review your situation and see what’s possible — no pressure.

Disclaimer: Program subject to change without notice. Subject to underwriting terms and conditions; some restrictions may apply. NMLS #82426 | Byron Davis NMLS #1017333.

Call now to connect with business.

05/30/2025

📌 Welcome to the First-Time Homebuyer Down Payment Assistance Program Page!
🏡 Think owning a home is out of reach because of your credit or down payment?

You’re not alone — and you’re not out of options.

I help renters in Washington & Oregon transition into homeowners using:
✅ Lease-to-own programs
✅ Down payment assistance (up to 5%)
✅ No credit pull to get started
✅ Real guidance — not sales pressure

📱 Call or text me directly at 253-337-4976
🕐 I respond personally, not a call center.

Whether you're just exploring or ready to buy, I’ll help you figure out your next move — no cost, no obligation.


Byron Davis | Mortgage Broker
NMLS #1017333 | Mortgage 1 NW NMLS #82426

Call now to connect with business.

Address

2401 Bristol Court Southwest, Suite B103 Olympia, WA 98502
Olympia, WA
98502

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 12pm

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