03/29/2024
Another myth vs fact I hear often. In addition to exploring different loan programs there are some things you can do immediately to help your credit score- 1️⃣ Pay your bills on time. This is a big one and greatly affects your credit score. 2️⃣ Reduce your credit card balances. Aim to keep usage at under 30% 3️⃣Pay off what debt you can. Focus on paying off outstanding debts, starting with high-interest debts like credit cards. 4️⃣ Avoid opening new accounts. Only do it if necessary. 5️⃣ Monitor your credit regularly. This will help you track your progress and make sure there are no issues or errors. 6️⃣ Be patient. It takes time but being consistent with your good financial habits and decisions will help you in the long term.
Don't let a not-so-perfect credit score dampen your goal of home ownership! Where there's a will, there's a way🤩
