Pat Bittner BHHS Ambassador Real Estate

Pat Bittner BHHS Ambassador Real Estate Information on home buying and selling, home organization and decorating.

08/10/2026

For years, there was an assumption about the housing market.

Baby Boomers would retire.

The kids would move out.

They'd sell the four-bedroom house and buy something smaller.

Those bigger homes would eventually make their way to younger families.

Except that handoff isn't happening the way people expected.

Empty-nest Baby Boomers now own 28% of America's homes with three or more bedrooms.

Millennial families with children own just 16%.

At first, it's easy to look at that and say:

"Why don't they just downsize?"

The problem is the math often doesn't make much sense.

Nearly 58% of Boomer homeowners don't have a mortgage at all. Their homes are completely paid off.

Others are sitting on mortgages with interest rates far below what they'd get today.

So imagine you're 68.

You own a $600,000 four-bedroom house with no mortgage.

You don't need four bedrooms anymore, so you start looking for a smaller house.

Then you discover that the nice two-bedroom ranch you actually want costs $450,000.

Or the condo comes with a $600 monthly HOA fee.

Or the smaller homes in your neighborhood barely exist.

Now add moving expenses, real-estate transaction costs and potentially higher property taxes depending on where you move.

Suddenly, "downsizing" doesn't feel like much of a financial upgrade.

And that's exactly the mismatch Redfin is seeing: there simply aren't enough reasonably priced smaller homes for older Americans to move into.

So many stay put.

Not because they're trying to keep younger generations out of the housing market.

Because giving up a paid-off or cheap house to buy another expensive house doesn't always make financial sense.

The result is a strange housing problem.

Younger families need more bedrooms.

Older homeowners often have more bedrooms than they need.

But the homes aren't changing hands because the financial incentive to move isn't there.

Maybe America's housing shortage isn't only about building more houses.

We also need more of the right houses for people at every stage of life.

Walking on Wednesday mornings (trash day) is a whole different experience.I think Finn must have been in the military in...
07/16/2026

Walking on Wednesday mornings (trash day) is a whole different experience.

I think Finn must have been in the military in a former life. Every trash bin is treated like a potential ambush. He approaches with extreme caution, convinced there's an enemy hiding behind it just waiting to pounce.

Then comes the tactical maneuvering—slowing down and dodging like he's crossing an active minefield.

Thanks to his superior combat instincts and elite reconnaissance skills, we successfully complete the mission and make it home safely every time.

Aging in Place: Safety Tips to Help Make It PossibleAnother helpful thing, seniors should have a smart watch so they cal...
06/27/2026

Aging in Place: Safety Tips to Help Make It Possible
Another helpful thing, seniors should have a smart watch so they call immediately call 911 if needed. I have my Seniors Real Estate Specialist® (SRES®) Designation to help seniors.

Smart Home Gadgets
06/27/2026

Smart Home Gadgets

How to Up the Cozy Factor in Your HomeHow to Up the Cozy Factor in Your HomeTo me, making your home cozy would be adding...
06/27/2026

How to Up the Cozy Factor in Your HomeHow to Up the Cozy Factor in Your Home
To me, making your home cozy would be adding a pet. But here are some other ideas.

It always takes me long time to pick paint colors. I love when they give you just a few choices and pics of it in rooms.
06/06/2026

It always takes me long time to pick paint colors. I love when they give you just a few choices and pics of it in rooms.

The most classic palette and coziest bedroom for those who love neutrals. Black accent wall behind the bed, Revere Pewter on the walls, and White Dove on the doors.

Address

331 Village Pointe Plz
Omaha, NE
68116

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