Stacy Thorne, Supreme Lending

06/16/2026

Something new has been in the works… and I’m excited to finally share it.

Over the years, one thing has become very clear to me: our real estate community’s don’t need more noise—we don’t need more emails - we need practical solutions, trusted resources, and conversations that actually help to better serve buyers and sellers in today’s market.

That’s exactly why I created The Agent Advantage.

A space for Realtors where I’ll be sharing:

📉 Weekly mortgage & market updates
🏡 Creative buyer and seller solutions
🤖 Practical AI tools to help agents work smarter
🎙 Agent interviews and real conversations
💡 Strategies for navigating today’s changing market

No selling. Just practical insight to help you stay informed, solve problems, and continue growing.

If you’re a Realtor and would like to be part of it, I’d love to have you our private FB group.

Send me a DM or comment below and I will send the invite.

06/15/2026

Large deposits are not automatically a problem during the mortgage process, but they may need to be documented.

Before you move money around, deposit cash, transfer funds, or receive gift money, talk with your lender first so you know what paper trail may be needed.

A quick conversation upfront can help avoid extra stress later.

Mortgage tip: when in doubt, ask before you move the money.

06/13/2026

5.0 star review received on Experience.com for Stacy Thorne by Victoria A - Stacy is amazing! Meticulous and thorough, she leaves no stone unturned to make sure you're in the best possible circumstance. She makes sure to give her clients a personalized service for their unique situations. She's been there for me twice now and I appreciate her and her team!!

Click to see all 132 reviews of Stacy Thorne, BRANCH MANAGER - PR - NMLS ID: 228625

06/09/2026

5.0 star review received on Experience.com for Stacy Thorne by John A R Q F - Everything from start to finish was an amazing experience with Stacy. She was kind, patient, very understanding when it comes to working with different people. She walked me through every single step of the way, answering all questions even though i've asked it multiple times. She has been an amazing individual to work with. She always took her time explaining everything to make the whole process more understandable. Best of all, she had an amazing aura and positive attitude which made the stress of buying a home very manageable and not as scary. Anyone who will get an opportunity to work with her is in great hands from start to finish!

Click to see all 131 reviews of Stacy Thorne, BRANCH MANAGER - PR - NMLS ID: 228625

06/03/2026

You signed up to “learn a little AI” and suddenly people are throwing around words like prompts, agents, automations, workflows, tokens, and integrations 🤯

Meanwhile… your brain is just trying to survive with coffee and good intentions ☕😂

What AI Platform do you use?

05/29/2026

Seeing a mortgage payment change soon?

Before assuming something is wrong, check your:
✔️ Property taxes
✔️ Homeowners insurance premium
✔️ Escrow analysis

Small changes can impact your monthly payment starting July 1.

I am offering a complimentary analysis review. Book your 30 minute consult here: https://calendly.com/stacy-thorne-supremelending/30min

05/27/2026

If you get mail from your mortgage company this month, don’t ignore it.
May is one of the most important mortgage months that homeowners rarely talk about. This month is often when mortgage servicers complete their annual escrow analysis, and what’s inside that letter can affect your payment starting July 1.
Here’s what I recommend every homeowner review:
✓ Verify your property taxes through your county website
✓ Confirm your homeowners insurance renewal premium
✓ Review whether there is an escrow shortage or overage
Many homeowners assume something is wrong with their mortgage, when the change may actually come from higher taxes or insurance costs.
This is also a good time to shop homeowners insurance and make sure the premium your lender is using matches your most recent renewal.
If you received your escrow analysis and want help making sense of it, I’m offering complimentary 30-minute escrow reviews.
We’ll walk through the statement together so you understand what changed and what to expect before July.
Book here: https://calendly.com/stacy-thorne-supremelending/30min

05/26/2026

Buying a home can feel overwhelming at times, and I never take for granted the trust my clients place in me during such an important season of life. 💙

I am incredibly grateful for these kind words from Kapri and for the opportunity to walk alongside her on the journey home. Thank you for trusting me to be part of your story!

Thinking about buying, refinancing, or just have questions about the process? I’m always happy to be a resource — no pressure, just guidance.

Stacy Thorne | NMLS 228625| Mortgage Planning since 1990

05/13/2026

**Market Open Mortgage Update | May 13, 2026**

Mortgage rates are opening higher today, with the average 30-year fixed rate near its highest level in several weeks. The 30-year fixed recently moved to around **6.56%**, with FHA and VA averages also ticking slightly higher.

The main driver is continued volatility in the bond market. War-related headlines, inflation concerns, and Treasury market movement are all playing a role. When investors react quickly to global news, mortgage-backed securities can move too — and that can affect mortgage pricing throughout the day.

For buyers, this does **not** mean you should panic. It means strategy matters.

A good rate plan should be based on your timeline, payment comfort level, loan type, and risk tolerance. In the short term, it is difficult to build a lock-or-float strategy around war headlines because those events do not follow a schedule. Longer term, if tensions ease or a peace agreement develops, that could help rates improve from current levels.

My best advice: don’t shop by headlines alone. Know your numbers, review your options, and stay close to your lender so you can make a confident decision when the market moves.

Buying in Nebraska or Iowa? I’m happy to help you look at the full picture — rate, payment, down payment, closing costs, and timing — before you make your next move.

When the Iran war was in its initial escalation phase, the initial surge in markets took the top-tier 30yr fixed rate to 6.64% for the average lender by March 27th. Rates moved more than 0.30% lower b...

05/06/2026

U.S. - Iran peace headlines sparked a strong overnight rally in MBS and Treasuries.

An overnight report that the U.S. and Iran are nearing a short peace agreement triggered a big recovery in MBS and Treasuries, reversing much of yesterday’s sell‑off and giving mortgage rates a modest tailwind to start the day. This follows last week's mortgage rate levels which reached the highest levels in a month.

There was one, big, obvious market mover overnight. At 4:50am ET, Axios reported that the U.S. and Iran are close to signing a one page memo of understanding to end the war. Oil and bond yields were a...