JoAnna Otero - Area Sales Manager/Loan Officer

JoAnna Otero - Area Sales Manager/Loan Officer Chattanooga Local Mortgage Banker
NMLS # 168871
TN License # 104611
GA License # 36478
Georgia Residential Mortgage Licensee
Union Home Mortgage Corp.
(1)

NMLS 2229
Equal Housing Opportunity
nmlsconsumer With over 20 years in the mortgage industry, JoAnna Otero prides herself on providing her clients with exceptional knowledge and customer service. Because of that customer service and expertise, JoAnna has been honored annually as Originator of the Year ,the Award of Excellence from the Chattanooga Mortgage Bankers Association and is a 2015 Peoples

Home Equity Presidents Club honoree. A Presidents Club honoree with Caliber Home Loans in 2019, 2020 and 2021. Born and raised in Chattanooga, JoAnna is a proud mother and a dedicated professional that prides herself in her high level of customer service and the personal attention and care she takes with each client she comes in contact with .

06/24/2026

📣 ATTENTION ENDING SOON📣

To the incredible clients, family, friends, and referral partners 🌟
Union Home Mortgage has been nominated for Chattanooga Times Free Press Best of the Best in the Mortgage Lender category, and your support would mean so much to me and the local community I’m grateful to serve and call home.
Here’s a quick way to vote:
➡️ Click link- https://www.timesfreepress.com/bob/ #/
➡️ Select Finance → Mortgage Lender
➡️ Pick Union Home Mortgage
➡️ Enter your email
➡️ Hit submit 🎉
From relationships to referrals and everything in between, I’m so grateful for all of your support and truly thankful for each one of you 🤍🏡

06/23/2026

Thank you so much for the great review, James! I truly appreciate your trust and the opportunity to help with your home loan journey. It was a pleasure working with you, and I’m excited for you as you step into this new chapter in your home! 🏡✨

06/21/2026

A special Happy Father’s Day to the best man I know - my Dad. I’m so grateful for your love, guidance, encouragement, and unwavering support. 💙

And to all the fathers, grandfathers, and father figures, I hope your day is filled with family, happiness, and appreciation.

06/19/2026

A day to reflect, celebrate freedom, and honor the enduring strength of those who came before us. Happy Juneteenth. ❤️🖤💚

06/16/2026

Thank you so much for the wonderful review, Scott! I truly appreciate your trust and the opportunity to help you through your home loan process. It was a pleasure working with you, and I’m wishing you all the best as you settle into your new home! 🏡💛

Mortgage calculators are a helpful tool, but personalized numbers make all the difference. If you’d like to see what you...
06/08/2026

Mortgage calculators are a helpful tool, but personalized numbers make all the difference. If you’d like to see what your options could look like, let’s run your numbers and chat today! 🏡✨

Did you know your loan could make it to the closing table in as little as 17 days? 🏡✨Fast timelines are possible with th...
06/05/2026

Did you know your loan could make it to the closing table in as little as 17 days? 🏡✨

Fast timelines are possible with the right plan, preparation, and communication every step of the way. If you’re thinking about buying or refinancing, let’s see what your timeline could look like.

Message me and let’s get you moving! 📲

06/02/2026

Small changes to your routine—like setting aside a little each paycheck—can really add up and help you move closer to homeownership sooner than you think 🐷💰

If you’re ready to map out a plan that fits your budget, I’m here to help you run the numbers. Let’s talk today!

Chattanooga Local Mortgage Banker
NMLS # 168871
TN License # 104611
GA License # 36478
Georgia Residential Mortgage Licensee
Union Home Mortgage Corp. NMLS 2229
Equal Housing Opportunity
nmlsconsumer

Address

6085 Arbury Way Suite 201
Ooltewah, TN
37363

Alerts

Be the first to know and let us send you an email when JoAnna Otero - Area Sales Manager/Loan Officer posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share