Kababayan in CA Real Estate and Mortgage

09/03/2026

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.

🏡 BUYING OR SELLING IN SOCAL?
Don’t make a move without knowing your numbers!

Danna Williams | Realtor/Mortgage Broker
DRE #01760691 | NMLS #1613193
📱 TEXT (714) 788-1431

09/03/2026

Real Estate market today... what is going on?

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.




Text (714) 788-1431
.com
Need A Zero Down loan?
Click here https://www.sunviewmortgage.com/get-a-quote?p=1636655302328

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

09/02/2026

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 

🏡 BUYING OR SELLING IN SOCAL?
Don’t make a move without knowing your numbers!

Danna Williams | Realtor/Mortgage Broker
DRE #01760691 | NMLS #1613193
📱 TEXT (714) 788-1431

09/02/2026

Real Estate market today... what is going on?

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.




Text (714) 788-1431
.com
Need A Zero Down loan?
Click here https://www.sunviewmortgage.com/get-a-quote?p=1636655302328

09/01/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

🏡 BUYING OR SELLING IN SOCAL?
Don’t make a move without knowing your numbers!

Danna Williams | Realtor/Mortgage Broker
DRE #01760691 | NMLS #1613193
📱 TEXT (714) 788-1431

09/01/2026

Real Estate market today... what is going on?

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 




Text (714) 788-1431
.com
Need A Zero Down loan?
Click here https://www.sunviewmortgage.com/get-a-quote?p=1636655302328

08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

🏡 BUYING OR SELLING IN SOCAL?
Don’t make a move without knowing your numbers!

Danna Williams | Realtor/Mortgage Broker
DRE #01760691 | NMLS #1613193
📱 TEXT (714) 788-1431

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/31/2026

Real Estate market today... what is going on?

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.




Text (714) 788-1431
.com
Need A Zero Down loan?
Click here https://www.sunviewmortgage.com/get-a-quote?p=1636655302328

08/30/2026

Quick question: what's the one word you'd use to describe this year so far?

For a lot of people, it's stressful. And when everything feels shaky, it’s easy to second-guess the move you were ready to make. But the truth is, the housing market is one thing that’s been remarkably stable.

Home prices have been relatively steady for about 4 years now. The number of homes for sale is right about where it was last year (up 2%). And mortgage rates have held in the same general 6-7% range since late 2022.

A steady market comes with a perk. You can actually plan. What works for your budget today probably won’t look all that different in a few months.

You don’t have to wait for things to calm down. The housing market’s already pretty steady. Send me a DM or...

🏡 BUYING OR SELLING IN SOCAL?
Don’t make a move without knowing your numbers!

Danna Williams | Realtor/Mortgage Broker
DRE #01760691 | NMLS #1613193
📱 TEXT (714) 788-1431

08/30/2026

Real Estate market today... what is going on?

Think every home on the market is out of reach? Not necessarily.

More than 40% of sellers are dropping their asking price right now. And the median list price this July was the lowest for any July in 5 years.

That means sellers aren’t banking on bidding wars or expecting buyers to pay whatever they ask. They’re more willing to meet you where you’re at.

And that could work in your favor. Want to find out how much wiggle room you have on price in our market? DM me.




Text (714) 788-1431
.com
Need A Zero Down loan?
Click here https://www.sunviewmortgage.com/get-a-quote?p=1636655302328