Homes Plus Loans

Homes Plus Loans HomesPlusLoans.com was founded by Real Estate professional Marty Prince Buying a home is one of the biggest decisions and actions you will do in your life.

You need a Realtor on your side, somebody who will walk with you through the whole process from beginning to end. There are many things to know about buying a home, and it is important to get sound and professional advice and help. Our services include Realty, Refinance, Home Loans and Credit Repair. Founder, Marty Prince and his staff have over 30 years of combined experience in helping home buye

rs just like you. Take advantage of our experience and honesty. We specialize in educating our clients and answering your questions.

As mortgage rates stabilize in the low-to-mid 6% range, the housing market is also adjusting. With increased inventory, ...
05/27/2026

As mortgage rates stabilize in the low-to-mid 6% range, the housing market is also adjusting. With increased inventory, buyers can negotiate better terms. It's crucial to prepare and understand your financing options. Don't let the search for the perfect rate hinder your opportunities in the market. Stay informed and ready to act.

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Email from Marty Prince Curious about Mortgage Rates? Get the Latest Insights Now!   MARKET UPDATE: What’s Happening With Mortgage Rates Right Now? As we move through spring 2026, many homeowners and

Considering refinancing your home? It’s not just about the rates; it's about your financial goals! Lower payments, acces...
05/20/2026

Considering refinancing your home? It’s not just about the rates; it's about your financial goals! Lower payments, access cash, or consolidate debt—let's explore your options together. Contact us for a no-pressure consultation!

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Email from Marty Prince Sitting on equity? Here's what you can do.   Should You Refinance? Even if you already own a home, you may be wondering: “Does refinancing make sense right now?” The answer dep

Many believe that a 20% down payment is necessary to purchase a home, but this is a common misconception. There are vari...
05/13/2026

Many believe that a 20% down payment is necessary to purchase a home, but this is a common misconception. There are various loan options available that require low or even no down payment, along with strategies to reduce closing costs. Let’s discuss your unique situation and create a plan that minimizes your upfront expenses while aligning with your financial goals.

https://conta.cc/4t10MNT

Email from Marty Prince Ready to Buy a Home? Let's Explore Low Down Payment Solutions!   How Much Do You Need to Buy? A lot of people believe: “I need 20% down to buy a home.” That’s one of the bigges

Many believe their credit score prevents them from buying a home, but that’s often a misconception. Different loan progr...
05/06/2026

Many believe their credit score prevents them from buying a home, but that’s often a misconception. Different loan programs have varying requirements, and there are ways to improve your score quickly. I offer a free credit review to help you understand your options and position yourself for success when you're ready to buy. Let’s work together to enhance your credit profile and get you approved sooner!
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Email from Marty Prince Don't Let Misconceptions Hold You Back - Get a Free Credit Review Now!   What Credit Score Do You Need? This is one of the biggest misconceptions I hear: “My credit isn’t good

How much home can you afford? It’s not just about the price; it’s about monthly comfort. Factors like income, debts, cre...
04/29/2026

How much home can you afford? It’s not just about the price; it’s about monthly comfort. Factors like income, debts, credit score, and interest rates play a crucial role in determining your buying power. A lender's approval doesn't always mean you should max out. Let's chat to get clear numbers and help you plan confidently for your future home!

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Email from Marty Prince Curious about Your Budget? Let's Find out Together!   How Much Home Can You Afford? If you’re thinking about buying a home—or even just curious—this is usually the very first q

At our firm, we believe in building lasting relationships. With over 40 years in the mortgage industry, I am committed t...
04/22/2026

At our firm, we believe in building lasting relationships. With over 40 years in the mortgage industry, I am committed to providing support to you and your referrals. If you know someone needing mortgage advice, don’t hesitate to connect us. Your trust means everything to me.

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Email from Marty Prince Your Trust Means Everything! Refer a Friend Today.   I’m Still Here for You (And the People You Care About) Even after your loan closes, I want you to know something: I’m still

As the tax deadline approaches, homeowners should assess their potential deductions. Consider whether itemizing could re...
04/13/2026

As the tax deadline approaches, homeowners should assess their potential deductions. Consider whether itemizing could result in greater savings compared to the standard deduction. Key deductions include state and local taxes, property taxes, and mortgage interest. Don't overlook these opportunities!

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Email from Marty Prince Last Chance to Maximize Your Homeowner Tax Benefits - Act Now!   Tax Deadline Is Almost Here — Did You Maximize Your Homeowner Deductions? With the tax filing deadline just day

Are you burdened by high credit card interest rates? A second mortgage might be your solution. With options like Home Eq...
04/08/2026

Are you burdened by high credit card interest rates? A second mortgage might be your solution. With options like Home Equity Loans and Home Equity Lines of Credit, you can access your home's equity while maintaining your low first mortgage rate. Many homeowners today are consolidating debt, funding renovations, and creating financial reserves through this strategy. Let's discuss how this approach can benefit you.

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Email from Marty Prince Discover How a Second Mortgage Can Save You Thousands - Act Fast!   STOP PAYING HIGH INTEREST — THERE MAY BE A BETTER WAY A Follow-Up on Second Mortgages Last week, we talked a

Discover the benefits of a second mortgage! In today's market, keeping your low-rate first mortgage while accessing home...
04/01/2026

Discover the benefits of a second mortgage! In today's market, keeping your low-rate first mortgage while accessing home equity can be a game changer. Whether you need cash for large expenses, home renovations, debt consolidation, or investment opportunities, a second mortgage offers the flexibility you need without refinancing. With our 40+ years of experience and over 2,000 closed transactions, we can guide you through the process. Let’s explore your options!

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Email from Marty Prince Curious about Second Mortgages? Let's Find the Best Strategy for You.   SECOND MORTGAGE STRATEGIES: KEEP YOUR LOW RATE & ACCESS YOUR EQUITY What Is a Second Mortgage — and Why

Navigating the mortgage landscape can be challenging, especially for those with unique financial situations. With over 4...
03/25/2026

Navigating the mortgage landscape can be challenging, especially for those with unique financial situations. With over 40 years in the industry and more than 2,000 successful closings, I specialize in creative financing solutions for self-employed individuals, veterans, and first-time buyers. Don't let past credit challenges hold you back; let's explore your options today!

https://conta.cc/4sjrotF

Email from Marty Prince Curious about Your Options? Reach out for Expert Guidance Today!   Home Financing Solutions for Every Situation From Straightforward to Complex — I’ve Got You Covered With over

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