Realty with Fred

05/08/2026

🏥🩺 Attention Doctors & Medical Professionals — Homeownership Just Got Easier.
Introducing the Mortgage MD Program designed exclusively for healthcare heroes who deserve more flexibility and buying power. 🔑🏡
✅ No Mortgage Insurance (No MI)
✅ Loan Amounts Up to $2,000,000
✅ Primary Residence Financing
✅ Purchase & Rate/Term Refinance
✅ Minimum 680 FICO
✅ Gift Funds Allowed for Reserves
✅ Student Loan Payments May Be Excluded

Choose the loan option that fits your lifestyle:
📌 15, 20 & 30 Year Fixed
📌 5/6, 7/6 & 10/6 ARM Options
Eligible Professionals Include:
👨‍⚕️ MD | DO | CRNA
🦷 DDS | DMD
💊 PharmD
🐾 VMD
🦶 DPM

You spent years investing in your career — now it’s time to invest in your future home. 🏠✨
Whether you’re a resident, attending physician, dentist, pharmacist, or medical specialist, this program could help you qualify with more flexibility than traditional financing.

📲 Call or DM Frederick Espino
📞 (714) 883-0448

04/05/2026

Happy Easter! To everyone!

03/25/2026

I genuinely love what I do.

Being a loan officer, broker, and realtor isn’t easy—it’s one of the toughest paths out there. Long hours, constant problem-solving, and high stakes.

But helping people win? Helping families get the keys to their future? It never gets old.

That makes it all worth it. Every single time! , ,

Send a message to learn more

02/28/2026

Compass is partnering with Redfin

02/21/2026

So happy for my Dear Friend who found the perfect house for his family. This one check a the boxes - perfect neighborhood, the right space and the right price. Congratulations Brother!

02/09/2026

CALLING all Medical Professionals! (PA, Interns, residents, & CRNA) Mortgage loans with no PMI. Lender will approved and financed 100%
Loan amount: Max: $2,000,000.
Minimum credit score: 680
Occupancy: Primary residence
Gift Funds are allowed.
DTI(Debt to income): Max 50%

, , , ,

11/27/2025

Let's us help you save money 💰 this thanksgiving!

09/12/2025

✨ HUGE NEWS for Homeowners & Buyers! ✨

Rates have officially dropped from the high 7’s down to 6.00% – and that’s a BIG deal! 🎯

If you’ve been waiting for the perfect time to refinance or jump into the market, this is your shot to save BIG on your mortgage. 💰

✅ Lower your monthly payments
✅ Save thousands over the life of your loan
✅ Tap into your home equity

📞 Call or Text Fred today at 714-883-0448 to lock in your new rate before the opportunity passes.

👉 NMLS 2582843

09/04/2025

When you get to work with truly amazing people, it shows! Clients can feel the care and quality behind the work. Meet Salvador—my trusted go-to handyman. My clients rave about him, and for good reason. He’s honest, hardworking, and always gets the job done quickly and efficiently. I’m grateful to have him on my team!

👉 If you’re looking for someone reliable who gets it right the first time, let me connect you with Salvador. You’ll be glad you did!

07/28/2025

Unlock Your Home’s Value – Instantly & FREE!

Discover how much equity you have in your property with our free, easy-to-use app. No strings attached – just real insights, right at your fingertips.

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.