The Oliver Group Lending Team NMLS 989515

06/25/2026

🏡 Could the new 21st Century ROAD to Housing Act create more opportunities for future homebuyers?

One of the biggest challenges in today's housing market isn't just interest rates—it's the lack of available homes. This new legislation aims to increase housing supply, encourage affordable housing development, and help create a more balanced market for everyday buyers.

Will it lower mortgage rates? No.

Could it help create more housing opportunities and reduce competition over time? Potentially, yes.

If you're thinking about buying a home this year, next year, or somewhere down the road, the best strategy isn't waiting for the "perfect" market—it's understanding your options and creating a plan.

Watch my latest video for a breakdown of what this bill could mean for homebuyers and homeowners.

Have questions about your buying power, monthly payment, or available programs? Send me a message and let's build your homeownership game plan.

06/08/2026

🏡 Finding the perfect home is only part of the equation. The terms you negotiate, the financing you choose, and the timing of your purchase can have a lasting impact on your financial future.

In today's market, opportunities still exist for buyers who know where to look and how to position themselves strategically. A well-structured offer can save you thousands upfront, while the right loan can help keep your monthly payment aligned with your goals.

Whether you're a first-time buyer or planning your next move, having a game plan before you start shopping can make all the difference.

Thinking about buying a home? Send me a message. I'd be happy to help you explore your options and create a strategy that works for you. 🔑🏠

05/13/2026

🏡 Your credit score plays a major role behind the scenes when it comes to buying a home. It can affect everything from your loan options and interest rate 📊 to how competitive you are as a buyer.

The good news? 🙌 Understanding how credit works puts you in a stronger position to plan ahead and even small improvements can make a big difference over time. 📈💳

If you’re thinking about buying a home and want guidance on where to start, send me a message 📩. I’d be happy to help you begin your homeownership journey! 🔑🏠

04/29/2026

🏡 Another happy homeowner and another successful refinance! 🎉
I recently had the pleasure of helping a client refinance their home, and the results were fantastic:
✨ Lowered their interest rate to 5.625%
✨ Reduced their monthly payment by $400
✨ No lender fees charged
✨ APR matched the note rate at 5.625%
There’s nothing better than helping homeowners improve their financial position while making the process smooth, transparent, and stress-free. Saving money each month can make a real difference, and I’m grateful for the opportunity to help my clients achieve their goals.
A huge thank you to my client for trusting me with such an important financial decision. Your kind words mean the world to me! Check out their 5-star review on Zillow featured below. ⭐⭐⭐⭐⭐
If you’ve been wondering whether refinancing could benefit you, now is a great time to explore your options. Let’s connect and see how much you could save! 📞💬 I can also assist you with a Home Equity Loan if you want to access equity without and don't want to give up your current rate!

04/09/2026

Jobs growth remained weak, but the market is still focused on the potential inflationary impact of the US/Iran conflict. While mortgage rates have eased recently, they're still nearly half a percentage point higher than they were pre-war.

National news and local views for the week

04/01/2026

It was truly an honor helping this veteran first-time homebuyer and his family purchase their dream home in the Inland Empire. 🏡
Unfortunately, their journey started with another loan officer less knowledgeable and the loan was mistakenly pre-approved. Several guideline errors in the application put the entire transaction at risk, which would have likely resulted in a denial with most lenders.
Instead of letting the deal fall apart, I went to work. I leveraged my lender network and found a lending partner that could make an exception and successfully fund the loan and fast enough to make up for the time lost with the previous lender.
Even better, we were able to:
✔ Secure a significantly lower interest rate than the previous lender
✔ Reduce the overall fees
✔ Provide a $1,000 lender credit toward closing costs
Seeing this family get the keys to their new home made all the effort worth it. Helping those who have served our country achieve homeownership is something I take great pride in.
If you know veterans looking to buy a home, especially those currently working with a certain company with "Veterans" in their name, I’d love the opportunity to help them explore their options. I'm certain I will be able to offer better rates, lower fees, and a smoother process than that other company.
📩 Feel free to reach out or send them my way!