12/12/2024
HOW TO AVOID COMMON HOLIDAY SCAMS
1. Enable Two-Factor Authentication (2FA)
Strengthen your account security by using 2FA, making it harder for
attackers to gain access to your accounts.
2. Shop Smart – Buy Only From Trusted Sources
When shopping online, only buy from well-established and reputable
merchants. Double-check the website URL to ensure it is legitimate and
secure.
3. Stay Skeptical of Urgent Requests
Scammers often create a sense of urgency (e.g., “limited-time offer” or “act
now or miss out”) to pressure you into making hasty decisions. Always take
a moment to research before purchasing.
4. Be Careful with Social Media and Online Ads
Scammers may promote fake products or services on social media or
through paid ads. Avoid oversharing personal information, especially when
interacting with unknown entities.
5. Monitor Financial Transactions
Regularly check your bank and credit card statements for unauthorized
transactions, especially after making online purchases. If you spot anything
suspicious, report it immediately.
6. Beware of Gift Card Scams
Never send gift cards to strangers or someone insisting you pay for goods or
services with them. This is a classic sign of fraud.
7. Use Credit Cards for Purchases
When shopping online, use a credit card for its fraud protection. Most credit
card companies offer zero liability for unauthorized transactions.
8. Don’t Give Out Personal Information
Be cautious about sharing personal information, especially with unsolicited
callers. Scammers use many tactics to steal your identity, including
pretending to be from a trusted organization.
COMMON SCAMS TO WATCH FOR
1. Gift Scams
Scammers target consumers with ads for popular or sold-out items at
heavily discounted prices. If a deal looks too good to be true, it probably is.
2. Vishing, Phishing, Quishing & Smishing
The above tactics involve fraudulent phone calls, texts, fake QR codes, and
emails that impersonate trusted entities like banks or government agencies.
Do not click on links, respond to unsolicited messages, or use your phone to
scan unsolicited QR codes.
3. Holiday Employment Scams
Fraudulent job offers may ask for sensitive personal information or payment
for “background checks.” Only apply to trusted employers.
4. Social Media Scams
Scammers may advertise fake products through social media ads. Always
research sellers and look for reviews before making a purchase.
5. Charity Scams
Be extra cautious when donating during the holiday season. Scammers
often create fake charities to take advantage of your generosity.
