Pam Ogden - Fathom Realty

01/25/2026

Even a slight drop in interest rates can save you thousands over the life of a 30-year mortgage! 🏡 Now is the perfect time to take advantage of these savings and get closer to owning your dream home. Ready to start your search? Contact me today!

04/30/2025

03/22/2025

https://lifehacker.com/money/things-no-one-thinks-to-ask-before-buying-a-house?utm_source=firefox-newtab-en-us

Everyone knows the basic questions to ask when house hunting. But a lot of weird stuff happens in this world, so here are the questions no one thinks to ask—but should.

09/08/2024

https://www.ksl.com/article/51117183/national-trends-show-increasing-demand-for-rental-units-across-the-us

Nearly everywhere in the United States has seen an increase in apartment renting prices in the last year. A recent national rent report by Zumper found that, on a national level, one-bedroom apartments have gone up 1.6% to $1,534, while two-bedrooms rose 2.7% to $1,915.

07/19/2024

A string of favorable data (lower inflation, higher unemployment rate) has convinced the market that the Federal Reserve will begin cutting short-term interest rates in September, and mortgage rates are already moving lower. Let's put together a strategy for your next move!

12/28/2023

📸 Look at this post on Facebook
https://www.facebook.com/100085967037127/posts/326435133565385/?mibextid=CDWPTG

Interest rates continue trending sideways while we're literally chilling here in the last week of 2023.

Fannie Mae published their 2023 Home Price Appreciation at 5.9%. This number will be revised several times over the next few months. Fannie forecasts home prices to increase by an average of 2.4% over the next 12 months, and 25% over the next five years. With an average sales price of $488,900 last month, today's buyers will see $122,225 in appreciation over the next 60 months, which comes out to $2037.08 in monthly gains!

With a 3.5% down payment on a super liberal first time homebuyer program using the rates below, that payment including taxes and insurance is $3,283.18. Add back in monthly appreciation and the net housing cost is $1,246.09 per month on that $488,900 home. And if you factor in the 13.3% average tax bracket on the $74,580 average household income, that gives you an after-tax-savings payment of only $952.20.

Where in the world are you going to find an "average" rental for $952/month? When you see articles claiming that renting is cheaper and that there's never been a worse time to buy a home than now (in the Wall Street Journal of all places!), for everyone's sake, don't believe it!

11/22/2023

Thanks, Dolores A. It was a pleasure.

16 Oct 2023

I would give her a solid 10. She was with me 100% the whole time.

Pam was diligent finding homes to show us and she paid close attention to the features we wanted. She was always accessible and returned calls and messages right away. She also kept in communication with my agent in California monitoring the status of selling my home. She was conscientious in communicating our desires to the agent selling the house I purchased here in spite of his difficult communications efforts. We couldn't have had a better experience.

Verified by RateMyAgent

10/24/2023

06/01/2023

[email protected]" rel="ugc" target="_blank">https://www.nar.realtor/magazine/real-estate-news/nar-contract-signings-flat-more-inventory-critical?distinct_id=j9Ioauhe2&user_email=[email protected]

The spring homebuying season is milder than in recent years, but it’s not being driven by a lack of consumer interest in housing.

05/24/2023

05/15/2023

Fascinating stats. Call me for information about what's driving the market.