Christian Diaz Mortgages

08/23/2022

What’s best way to know if you need to use discount points to lower your rate? 🤷‍♂️

Think about how long you plan on occupying the property. It might not make sense to buy down the rate if you only plan to live in the property short-term🏠

Long-term? It’s worth considering 100%. A well informed lender will be able to calculate your long-term savings if you were to buy down your rate!🔑

08/18/2022

No, escrow isn’t the thing used to scare birds away… 🤦‍♂️

08/15/2022

What’s the #1 reason why people have a hard time qualifying for a mortgage? 🏠

It’s their DTI! This is the sum total of your minimum monthly obligations divided by your GROSS income.

This ratio helps us determine whether or not you can add a mortgage payment to your current obligations ☝️

08/15/2022

How investors are taking advantage of rents increasing 🧐

How to take advantage of rent increases... Good Morning.'s Weekly Mortgage Update The Rental Market The rental market shows no sign of cooling off and Realtor.com economists expect rents to grow by 7.

08/05/2022

Whether you like it or not.. Short-Term Rentals are here TO STAY!

When in the process for looking for a short-term rental property..

1.) You need to have the right Lender that KNOWS this industry and can provide the appropriate financing for you.

2.) Find the right Realtor who understands your goals and can scout out the correct Zoning for STR's. (Loan Officers can recommend the right Realtor for you).

3.) Project and Budget the right scenario that makes you monthly cash flow! (The right Lender should consult accordingly)

I'm just a phone call away for any questions you may have about STR financing!

08/03/2022

Looking to start investing in Real Estate and have your money start working for you? Don't know where to start?

Ask me about creative financing solutions catered to your situation. It's 100% possible when your work with the right lender that knows how to invest your money back in to yourself.

08/02/2022

A little goes a long way! That one extra payment can cut 3-4 years off your total loan term saving you thousands in the long run.

Not only do you save on interest, but you’ll be clear of having a mortgage payment at all much more quickly!

If you’re like me, you love the word equity and by doing this, you gain more equity, quicker!