04/21/2026
Sandra walked in with a $285,000 pre-approval from a traditional lender.
Every home she actually wanted started with a 3.
Most agents would’ve told her to lower her expectations.
I told her to trust me.
Then we found it.
▪️Off-market new construction (never hit MLS or Zillow )
▪️ Corner lot, no side neighbors
▪️ Steps from the future town center
▪️ All appliances included
▪️ Blinds package included
▪️ Low HOA community
▪️ Avalon Park Tavares, 155 acres on Lake Hermosa with community parks and resort style pool
Sandra’s schedule in law enforcement is no joke.
So we ran point. Inspections, builder communication, all of it.
Then the construction manager quit a week before closing.
We didn’t flinch. New team, same standard. Every punch list item handled before she signed.
Here’s how the deal played out
▫️Off-market access before anyone else saw it (thanks to our builder relationships)
▫️ 3.99% fixed interest rate locked in (no fluctuating rate)
▫️ Builder paid ALL closing costs (minus ~$3,000 in HOA + prepaids)
▫️ Only 3.5% down payment
▫️ Secret $1,000 Hero seller credit I negotiated for her service
▫️ Monthly payment: $2,200 (her goal was to stay under $2,300/mo)
▫️ Final purchase price: $331,450
Total to get into the home —->less than $11,000
A $46,450 jump above her pre-approval. 😲
A payment she loves.
A home her family adores.
Sandra is still in shock.
There’s a sweet spot between patience and strategy . . . that’s where I come in.
Relocating to Florida?
Frustrated with what your budget “says” you can afford?
Tired of losing out on homes that feel out of reach?
Let’s talk.
During your home buying consultation, I’ll break down my full arsenal of tools, tactics, experience and relationships I use in my offer system for my VIP buyers I use to bend the market to hit YOUR monthly payment goal.