Hector Diaz

11/06/2023

Great time with friends / family!!! U win some u lose some!!

06/26/2023

Florida vacation rental scam warning
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Florida Attorney General Ashley Moody has warned about vacation rental scams, where bad actors take advantage of popular sites like Airbnb and Vrbo by offering properties that don't exist or don't belong to them. They often request an application fee or security deposit and once payment is made, the...

06/25/2023

House Down Payments are Cheaper Than Ever, But You Pay the ...
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For decades, the recommended down payment on a house has been 20%, however due to rising home prices, the average down payment in 2022 was just 6%. Recently, two major lenders have started offering some customers mortgages with only 1% down payments, to help those struggling to buy a home. However,....

06/24/2023

Why '20 Percent Down' Is A Home-Buying Myth In 2023
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The requirement of a 20% downpayment for a home loan is no longer the standard, and buyers can now put down anywhere from 5-20%, depending on their situation. Factors such as credit score, income, and age all affect the amount of the downpayment, with conventional loans requiring a minimum of 3%. Ad...

06/22/2023

Best Counties to Live in Florida

06/21/2023

Orlando Market Update

06/21/2023

Mortgage Rates Continue to Rise in the U.S.
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Freddie Mac's Primary Mortgage Market Survey shows that the 30-year fixed-rate mortgage rate has increased to 6.79% and the 15-year fixed-rate mortgage rate has increased to 6.18% as of June 1, 2023. This is due to the current buoyant economy and the likelihood of a Federal Reserve rate hike. Sign u...

06/20/2023

The latest mortgage rates are now 7.18%
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On Wednesday, May 31, US mortgage rates were down from the previous day and the same time last week, according to Bankrate. The average rate for 30-year fixed-rate mortgages was 7.18%, 15-year fixed-rate mortgages was 6.61%, and 5/1 adjustable-rate mortgages was 6.03%. Rates for jumbo mortgages, FHA...

06/20/2023

Ask Me Anything!
Have questions about real estate but not sure where to start?

Have questions about real estate but not sure where to start?

06/19/2023

Florida’s Total Costs of Homebuilding

06/18/2023

Florida property insurance costs rising faster than any other state
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Home insurance premiums in Florida have skyrocketed in recent years, with a 57% increase since 2015, more than triple the national average of 21%. This is largely due to the damaging hurricanes that have struck the state, as well as other factors such as inflation, rising interest rates, and an incr...

06/18/2023

Happy Father’s Day