Gabriel my Realtor

03/20/2024

Does It Make Sense To Buy a Home Right Now?

Thinking about buying a home? If so, you're probably wondering: should I buy now or wait? Nobody can make that decision for you, but here's some information that can help you decide.

What’s Next for Home Prices?

Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 experts—economists, real estate professionals, and investment and market strategists—what they think will happen with home prices.

In the latest survey, those experts say home prices are going to keep going up for the next five years. They’re not expecting any price declines. Instead, they’re saying we’ll see a 3-4% rise each year.

And even though home prices aren’t expected to climb by as much in 2025 as they are 2024, keep in mind these increases can really add up over time. It works...



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¿Está pensando en comprar una casa?

03/19/2024

Homeowners Today Have Options To Avoid Foreclosure

Even with the latest data coming in, the experts agree there’s no chance of a large-scale foreclosure crisis like the one we saw back in 2008.

That’s good news. It means the number of homeowners at risk is very low compared to the norm.

But, there’s a small percentage who may be coming face to face with foreclosure as a possibility. If you’re facing difficulties yourself, an article from Bankrate breaks down some things to explore:

• Look into Forbearance Programs
• Ask for a loan modification
• Get a repayment plan in place

And there’s something else you may want to consider. That’s whether you have enough equity in your home to sell it and protect your investment.

You May Be Able To Use Your Equity To Sell Your House

Freddie Mac explains how this can help: “If you have enough equity, you can use the proceeds...



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Incluso con los últimos datos que llegan, los expertos están de acuerdo en que no hay posibilidad de una crisis de las ejecuciones hipotecarias a gran escala como la que vimos en 2008.

03/18/2024

4 Tips To Make Your Strongest Offer on a Home

Are you thinking about buying a home soon? Remember these four tips to make your best offer.

1. Partner with a Real Estate Agent
Rely on a real estate agent who can support your goals. Agents are local market experts. They know what’s worked for other buyers in your area and what sellers may be looking for. That advice can be game changing when you’re deciding what offer to bring to the table.

2. Understand Your Budget
Knowing your numbers is even more important right now. The best way to understand your budget is to work with a lender so you can get pre-approved for a home loan. Doing so helps you be more financially confident and shows sellers you’re serious. That gives you a competitive edge.

3. Make a Strong, but Fair Offer
It’s only natural to want the best deal you can get on a home, especially when affordability...



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¿Está pensando en comprar una casa próximamente?

03/15/2024

The Latest Trends in Housing [INFOGRAPHIC]

With the number of new listings going up and average days on market going down, buyers may have more options, but will still want to move fast. For sellers, inventory is still low and houses are selling fast, meaning your house should stand out and may get multiple offers if you price it right. If you want to know more about what’s happening in our area, let’s connect.



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Con el aumento en el número de nuevos listados y la disminución del promedio de días en el mercado, los compradores pueden tener más opciones, pero aún querrán moverse rápido.

03/14/2024

Why Today’s Seller’s Market Is Good for Your Bottom Line

Thinking about selling your house and wondering if now’s a good time to do it? Here’s what you need to know. Even though the number of homes for sale has been growing this year, there still aren’t enough homes on the market for all the buyers who want to buy.

So, what does that mean for you? To keep it simple, it means it’s still a seller’s market. Here’s how it works:

• A neutral market is when supply and demand is balanced. Basically, there are enough homes to meet buyer demand based on the current sales pace, and home prices hold fairly steady.

• A buyer’s market is when there are more homes for sale than there are buyers.

• In a seller’s market, it’s just the opposite. When the supply of homes for sale is as low as it is right now, it’s much harder for buyers to find homes to purchase. That...



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¿Está pensando en vender su casa y se pregunta si ahora es un buen momento para hacerlo?

03/13/2024

Your Home Is a Powerful Investment

Going into 2023, there was a lot of talk about a possible recession that would cause the housing market to crash. Some in the media were even forecasting home prices would drop by as much as 10-20%—and that might have made you feel a bit unsure about buying a home.

But here’s what actually happened: home prices went up more than usual. Brian D. Luke, Head of Commodities at S&P Dow Jones Indices, explains: “Looking back at the year, 2023 appears to have exceeded average annual home price gains over the past 35 years.”

The big takeaway? Home prices almost always go up.

As an article from Forbes says: “. . . the U.S. real estate market has a long and reliable history of increasing in value over time.”

In fact, since 1980, the only time home prices dropped was during the housing market crash. Fortunately, the market today isn’t...



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Entrando al 2023, se hablaba mucho de una posible recesión que provocaría el desplome del mercado de la vivienda.

03/12/2024

What Mortgage Rate Do You Need To Move?

If you’ve been thinking about buying a home, mortgage rates are probably top of mind for you. They may even be why you’ve put your plans on hold for now. When rates climbed near 8% last year, some buyers found the numbers just didn’t make sense for their budget anymore. That may be the case for you too.

Data from Bright MLS shows the top reason buyers delayed their plans to move is due to high mortgage rates.

David Childers, CEO at Keeping Current Matters, speaks to this statistic in the recent How’s The Market podcast: “Three quarters of buyers said ‘we’re out’ due to mortgage rates. Here’s what I know going forward. That will change in 2024.”

That’s because mortgage rates have come down off their peak last October. And while there’s still day-to-day volatility in rates, the longer-term projections show rates could...



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Si ha estado pensando en comprar una casa, las tasas hipotecarias probablemente sean lo más importante para usted.

03/11/2024

Finding Your Perfect Home in a Fixer Upper

If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper.
Sometimes the perfect home is the one you perfect after buying it.

Here’s some information that can help you pinpoint what you truly need so you can be strategic in your home search. First, make a list of all the features you want in a home. From there, work to break those features into categories like this:
• Must-Haves - If a house doesn’t have these features, it won’t work for you and your lifestyle.

• Nice-To-Haves - These are features you’d love to have but can live without. Nice-to-haves aren’t dealbreakers, but if you find a home that hits all the must-haves and some of these, it’s a contender.

• Dream State - This is where you can really think big. Again, these aren’t features you’ll...



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Si está tratando de comprar una casa y tiene dificultades para encontrar una que pueda pagar, puede ser el momento de considerar una casa que necesite algunas reparaciones.

03/08/2024

The Spring Market Is a Sweet Spot if You’re Looking To Sell [INFOGRAPHIC]

Wondering if now’s a good time to sell your house? Based on how many homes are on the market, there are two big reasons why this spring is looking so good for sellers. Thanks to an uptick in inventory over last year, you’ve got more options for your next home. But there are still fewer homes for sale than there’d normally be, meaning your house should stand out and get a lot of attention from buyers. If you want to sell your house, this spring is the sweet spot. When you’re ready, let’s chat to get the ball rolling.



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¿Se pregunta si ahora es un buen momento para vender su casa?

03/07/2024

The Benefits of Downsizing When You Retire

If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home.

When you think about cutting down on your spending, odds are you think of frequent purchases, like groceries and other goods. But when you downsize your house, you often end up downsizing the bills that come with it, like your mortgage payment, energy costs, and maintenance requirements. Realtor.com shares: “A smaller home typically means lower bills and less upkeep. Then there’s the potential windfall that comes from selling your larger home and buying something smaller.”

That windfall is thanks to your home equity. If you’ve been in your house for a while, odds are you’ve built up a considerable amount of equity. And that equity is something you...



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Si está dando un vistazo a sus gastos a medida que se jubila, ahorrar dinero donde pueda tiene mucho sentido.

03/06/2024

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03/06/2024

Why Access Is So Important When Selling Your House

If you’re gearing up to sell your house this spring, one of the early conversations you’ll have with your agent is about how much access you want to give buyers. And you may not realize just how important it is to make your house easy to tour.

To figure out what’s best for you, your agent will walk you through options like the ones below.

• Lockbox on the Door – A key is available via a lockbox, which makes it easy for agents to show the home to potential buyers. This gives the most flexibility because the key is on-site and convenient.
• Providing a Key to the Home – An agent would have to stop by an office to pick up the key with this option. This is still pretty convenient for showings, but not quite as simple.
• Open Access with a Phone Call – You allow a showing with just a phone call’s notice, which can...



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Si usted se está preparando para vender su casa esta primavera, una de las primeras conversaciones que tendrá con su agente es sobre cuánto acceso quiere dar a los compradores.