Kaylynn The Realtor

07/15/2023

$30,000 in Down Payment Assistance Funding Secured 🙌🏾👏🏾🎉

12/12/2022

12/05/2022

⭐️The Down Payment Assistance Program provides funding to eligible first time homebuyers to purchase a new or existing home.

WHO QUALIFIES?
✅A person who has not owned a home in the past three years. Some exceptions may apply!

✅REQUIREMENTS
•Orange County Only
•620 minimum score
•Max purchase price 300k
•Amount of DPA received depends on amount of people living in the home including children

LOAN CONDITIONS
✅Funding is used for qualified closing costs and down payment associated with purchasing a home.

✅HomebuyerAssistancemustbere- paid if the property is sold, rented, refinanced or not occupied by the borrower.

✅10 year deferred payment loan, forgiven annually.

Kaylynn Felix
Centric Realty Services, LLC
908-494-9557

10/27/2022

Not ready for a mortgage? Divvy lets you rent your dream home now, while growing your built-in savings for a down payment. Apply for free in 5 minutes.

10/11/2022

The 2-1 buy-down is a option for financing. Gives you a lower interest rate on a mortgage for the first 2 years then it starts to rise to the regular permanent rate.

Kaylynn Felix
9084949557
Centric Realty Services ,LLC

10/10/2022

Pre-Qualified

✅A general estimate of the loan amount you qualify for.
✅You'll only need to provide basic info to the mortgage lender.
✅The qualification process can be done online or over the phone.
✅May not be strong enough proof that you are approved for a loan.

Pre-Approved

✅The specific loan amount that you are approved for.
✅Will need to provide financial and employment history to lender.
✅Can be done online or over the phone and through email communication.
✅You'll need it to submit with your offer to go under contract for a home.

Kaylynn Felix
9084949557
Centric Realty Services , LLC

10/06/2022

Lease Purchase Program

✅Choose any eligible home listed for sale
✅Commit to a one-year lease upfront
✅Pay a standard rental deposit
✅Rental rate certainty for five years*
✅Right to Purchase at a locked-in rate for five years*
✅Option to buy any time during the lease
✅No penalties for deciding not to purchase

Traditional Rental
✅Commit to a one-year lease upfront
✅Pay a standard rental deposit

Interesting in Rent To Own? Contact me now!
Kaylynn Felix
9084949557
Centric Realty Services, LLC