Jonathan “ZZ” Zayas-Fernandez

09/16/2024

Join me this weekend in Lake Wales as I host an open house for this beautiful new construction home. Priced at $360k!

08/09/2024

Interest rates got you down? Let me share Sarah and Mike’s story, because I know it sounds tough out there. Just a few months ago, they were in the same boat, feeling overwhelmed by high interest rates.

Here’s how they managed to turn things around:

✔️ First, they discovered Shared Equity Agreements. By partnering with an investor, they reduced their loan amount and monthly payments without adding to their debt. It was a game-changer.

✔️ Next, they considered co-buying. Sarah’s brother chipped in, and together they were able to split the costs, making the dream of homeownership a reality.

✔️ Sarah and Mike also took advantage of Government Programs, securing an FHA loan with lower interest rates and down payment requirements.

✔️ Down Payment Assistance programs were another lifesaver, providing grants to help with their down payment and closing costs.

✔️ They didn’t overlook First-Time Homebuyer Programs either, which provided financial assistance and educational resources to navigate the process.

✔️ To further ease the financial burden, they decided to try House Hacking. They bought a multi-unit property, lived in one unit, and rented out the others. The rental income helped cover their mortgage payments.

08/09/2024

08/09/2024

🚨 Interest rates are dropping, and now's the perfect time to refinance or buy a home! The market reacts slowly to change, the prices of homes have not been impacted as of yet.

What does that mean? A house that you got accepted for at 7% interest, is now more affordable and more advantageous to buy at 6% and dropping!

As your real estate agent, I can connect you with top lenders to lock in the best deal. Ready to save? Let's talk!

"

07/11/2024

🏡 **Open House Alert!** 🏡

Join us this weekend at 4810 Old Glory Way, Saint Cloud, for a tour of your potential dream home! 🌟 This beautiful property features spacious living areas, modern amenities, and a stunning backyard perfect for family gatherings and relaxation. Don’t miss the chance to see it for yourself!

📅 Date: July 13th Saturday ****
⏰ Time: 11am-3pm
📍 4810 Old Glory Way, Saint Cloud, FL 34769

Represented by Keller Williams, your trusted real estate experts.

06/29/2024

Sit down and enjoy your paradise. All you’ve worked hard for.

📍

06/27/2024

To all of my first time home buyers this is for you!

Millennials who are currently cops, firefighters, doctors or nurses & Vets, there’s a special program coming JULY 1st to help you be able to cover a down payment and closing costs! This program is to help you buy a home for like NO money. So basically what that means is you will have a small Mortage that covers the down payment (typically 5% when using FHA) and closing costs (average of $10-15k ) for a 0% rate** costs cannot exceed $35k. It will be a second mortgage, meaning it will have to be paid back when you sell the house you just bought or when you refinance the first mortgage (purchase price and extra dues)

The income cap is $128,650 ($168,750 in high cost counties)

All in all it’s a program that says “we’re going to give you this house as long as you pay back everything later. You don’t have to pay it back now.”

https://www.floridahometownheroesloanprogram.com/

-Must be 18 or older

- Minimum 640 credit score

- Must take a class on Homebuyer education

- Must be a first-time home buyer

This is FREE. There’s no fee for this program. So don’t let anyone charge you.

TELL YOUR FRIENDS!

Give me a call! ☎️

06/23/2024

@

Friends and family

Children of all ages.

I am BACK in the Real Estate game after serving 6 years in the Air Force. It is time to help those struggling to buy a home at this time and it is time to help those who are struggling to sell their home or help weigh their options.

As an observer of the market, too many people are faking the smiles. Faking the care. Faking the “I am all about you” attitude. As a military vet, especially from the Air Force, Integrity is DEFINITELY first. Especially when dealing with your finances.

I want you to feel comfortable. I want you to feel taken care of and seen. I want to show you that it doesn’t have to be scare and I want you to feel like you made the right decision by choosing me as your realtor.

I’ve been in Orlando since June 10th. And since then I have been determined to make the most of it. This is just the beginning.

If you know someone or you yourself are wondering about how I can best sell my home, or buy my home, please do not hesitate to call or text me.

One thing I’ll always have is your back.

Please follow my page and keep me in mind when thinking about real estate!

https://www.facebook.com/profile.php?id=61560950714640

�Military Veteran | Real Estate Agent �Proud to have served, now serving you!

06/23/2024

Hey everyone!

I'm thrilled to be back home in Orlando after serving in the United States Air Force for 6 years, and I can't wait to help you find your dream home as a realtor with Keller Williams Advantage III.

Whether you're looking to buy your first home or your forever home, I'm here to make sure you're happy, well taken care of, and see the true value in what I offer. I’ll be more than just your agent – I’ll be your friend. The military taught me to work hard, stay honest, and always complete the mission, no matter what.

If you're thinking about buying or selling, I'd love to help guide you through the process and make it as smooth and enjoyable as possible. Reach out to me today, and let's make your real estate dreams come true. Trust me, you’ll be glad you did!

- Jonathan “ZZ” Zayas-Fernandez