Lofoten Neighborhood Addition

Lofoten Neighborhood Addition Instant Home Equity, LLC is excited to present a new homeownership opportunity in Osseo, WI

🏡✨ Is this housing option your dream home? Before you dive in, remember to check:✅ Minimum Household Income✅ Credit Scor...
11/01/2024

🏡✨ Is this housing option your dream home? Before you dive in, remember to check:

✅ Minimum Household Income
✅ Credit Score
✅ Required Documentation
✅ Debt-to-Income Ratio

Screening Questionnaire:

Minimum Household Income: $70k, or qualifying for grants/state/federal financing. You must be able to afford mortgage principal, interest, taxes, and insurance for a $190k home, based on the 30% gross household income standard. Use the UWCU mortgage calculator for guidance: Mortgage Calculator.

Minimum Credit Score: 680 or better.

Required Documentation: Three years of tax returns, recent bank statements, and three pay stubs. Include the employer's name and employment history, as well as savings for a down payment.

Debt-to-Income Ratio: Outstanding debt payments must not exceed 38% of gross household income. Loan defaults or bankruptcy history will also be considered.

Are you ready to take the next step? We look forward to discussing this exciting opportunity with you! For serious inquiries, please contact Robert Owens at 715-586-8067 for more information.

🏡Lofoten Neighborhood Addition🏡By Instant Home Equity Osseo WisconsinWho is the typical buyer for these starter homes?🌟...
10/30/2024

🏡Lofoten Neighborhood Addition🏡

By Instant Home Equity Osseo Wisconsin

Who is the typical buyer for these starter homes?

🌟Community-Oriented Households: This opportunity is designed for those seeking a tight-knit neighborhood, making starter homes affordable and serving as a stepping stone toward building home equity and intergenerational wealth.

🌟Pre-Qualification Required: Buyers will need to pre-qualify for bank or agency construction financing. Instant Home Equity, LLC will assist by reviewing a snapshot of your household finances and helping you find down payment assistance and grants for first-time homebuyers.

🌟Cost Containment: As the exclusive developer/builder, we work with our preferred subcontractors to keep projects on schedule. There may also be sweat equity opportunities, such as interior painting. To help manage costs, we will not be working with realtors; all transactions will be handled directly with our customers at a local title company.

🌟Thrill of Building: Buyers should be excited about the prospect of building their new home from the ground up!

🏡Lofoten Neighborhood Addition🏡About the Pocket Neighborhood:The layout will resemble a cul-de-sac, providing a close-kn...
10/28/2024

🏡Lofoten Neighborhood Addition🏡

About the Pocket Neighborhood:

The layout will resemble a cul-de-sac, providing a close-knit community feel. Each lot will accommodate the home, a future two-car garage, and ample yard space.

🏡 Exciting news for future homeowners! Our new real estate development features charming homes inspired by the fishermen...
10/27/2024

🏡 Exciting news for future homeowners! Our new real estate development features charming homes inspired by the fishermen’s cottages of Lofoten, Norway. Each compact design offers 3-4 bedrooms, 1-2 bathrooms, and over 1,500 sq. ft. of living space, all with modern conveniences and curb appeal!

📏 Check out our stunning starter home model : 2 bedrooms, 1 bath on the main floor, plus a basement ready for 2 additional bedrooms & a 2nd bath—all in a cozy 28' x 28' footprint!

Comment below or send us a message! Your dream home awaits! ✨

🌟 Are you dreaming of homeownership in the vibrant community of Osseo, Wisconsin? Instant Home Equity, LLC is thrilled t...
10/27/2024

🌟 Are you dreaming of homeownership in the vibrant community of Osseo, Wisconsin? Instant Home Equity, LLC is thrilled to announce a new opportunity for you! 🏡

We’re gathering interest for our upcoming “pocket neighborhood,” the Lofoten Neighborhood Addition, on 5th Street. This grassroots initiative aims to provide starter homes for first-time buyers at attainable prices for our local workforce.

We also want to hear from empty nesters looking to downsize to a more manageable home. If you’re interested in homeownership or have feedback to share, let’s chat! 💬

Comment below or send us a message! Your dream home awaits! ✨

Address

14224 5th Street
Osseo, WI
54758

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