Mark Facey Real Estate

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09/25/2026



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In the journey of home buying, securing a low mortgage rate can save you thousands over the life of your loan. Here are ...
09/24/2026

In the journey of home buying, securing a low mortgage rate can save you thousands over the life of your loan. Here are some tips to help you secure the best possible rate:

1️⃣ Credit Score: This is key. A high credit score signals to lenders that you're less of a risk, and therefore they're more likely to offer you a lower rate.

2️⃣ Down Payment: The more you can put down, the better. A larger down payment can often lead to a lower mortgage rate because it decreases the loan-to-value ratio.

3️⃣ Debt-to-Income Ratio: Lenders prefer borrowers with low debt-to-income ratios. Pay down as much debt as you can before applying for a mortgage to improve this ratio.

4️⃣ Shop Around: Don't settle for the first offer. Shop around with various lenders, as rates can vary.

5️⃣ Lock In Your Rate: If you find a good rate, consider locking it in. Rates fluctuate, and locking in allows you to secure that rate for a set period.

6️⃣ Consider Shorter-Term Loans: If you can afford higher monthly payments, shorter-term loans often come with lower interest rates.

Remember, securing a low mortgage rate is about demonstrating to lenders that you're a reliable borrower and shopping around for the best deal. Start working on these areas well before you plan to buy to get the best results.



No hassle real estate! Sell your home fast!

🏠🔨💡 Choosing between a modern, move-in ready home and a fixer-upper?? Let's explore some of the pros and cons:✅🆕 Modern,...
09/23/2026

🏠🔨💡 Choosing between a modern, move-in ready home and a fixer-upper?? Let's explore some of the pros and cons:

✅🆕 Modern, Move-In Ready Homes:
Pros:
1️⃣ Convenience: Ready to live in from day one! No need to live amidst renovations.
2️⃣ Modern Amenities: Updated appliances, energy-efficient systems, and contemporary designs are a big draw.
3️⃣ Predictable Costs: Without renovation needs, it's easier to anticipate your expenses.
Cons:
1️⃣ Price: Typically, these homes have higher upfront costs.
2️⃣ Less Room for Customization: It might already be beautiful, but it might not be exactly to your taste.

🔨🏚️ Fixer-Upper Homes:
Pros:
1️⃣ Lower Purchase Price: Fixer-uppers often have a lower initial price tag, providing potential for increased value.
2️⃣ Customization: The chance to transform a space to your exact preferences and needs is an appealing prospect.
3️⃣ Potential for Profit: If you're willing to invest time and money, you can often resell fixer-uppers at a significant profit.
Cons:
1️⃣ Renovation Costs: Depending on the extent of repairs or remodels needed, the renovation costs can add up quickly.
2️⃣ Time and Effort: Renovations can be a long, laborious process, and living in a construction zone can be stressful.

At the end of the day, the right choice depends on your personal situation, financial capacity, time availability, and overall home goals.



No hassle real estate! Sell your home fast!

09/22/2026

Dreaming about buying your first home? Have no idea how to sock away a 20% down payment? Great news - you might not need to!🏡✨
Forget the daunting 20%! Your dream home may only need 3% down. There are programs designed specifically for first time buyers that don’t require a massive down payment.
A trusted lender can walk you through your options. And if you don’t have a lender yet, you need a real estate pro. I have preferred lenders to refer you to that can answer all your mortgage questions.
Your "someday" might be closer than you think. Let’s make this happen! 🗝💖


No hassle real estate! Sell your home fast!

09/21/2026

Let's explore the invaluable benefits of working with a professional real estate agent. Here's why they are an essential asset in your real estate journey.

1️⃣ Expert Knowledge and Guidance: Real estate agents bring knowledge and expertise to the table. They understand the local market trends, pricing strategies, and neighborhood dynamics. 💼🔍

2️⃣ Access to Listings and Market Information: Real estate agents have access to a wide range of property listings, including both public and exclusive listings. 📈🌟

3️⃣ Skilled Negotiation: Real estate agents are skilled negotiators who have the experience and expertise to navigate negotiations, handle counteroffers, and ensure a fair outcome for all parties involved. 💪💰

4️⃣ Time and Effort Savings: Buying or selling a home involves numerous tasks, from searching for properties to handling paperwork and coordinating inspections. A real estate agent will handle the legwork, streamline the process, and guide you through each step.⏰🌟

5️⃣ Network and Connections: Real estate agents have an extensive network of professionals, including lenders, inspectors, contractors, and other agents. They can provide recommendations and connect you with trusted experts who can assist you throughout the buying or selling process. 👥💼

6️⃣ Peace of Mind: Perhaps one of the most significant advantages of working with a real estate agent is the peace of mind they offer. They handle the complexities, mitigate risks, and provide support from start to finish. 🌟🤝



No hassle real estate! Sell your home fast!

09/20/2026

Thinking about buying a home and wondering how much you can afford? 🤔💡 Allow me to introduce you to the classic 28/36 rule.
This tool is a gem 💎for figuring out your mortgage budget.
Spend no more than 28% of your gross monthly income on housing, and keep total debt (yup, including that mortgage, credit cards, car loans, or student loans) under 36% of your income.
For example, if your monthly pre-tax monthly income is $5,500 and you’ve got $500 in other debts, your monthly mortgage should stay at or below $1,480.
It’s a fantastic guideline, but remember, every financial situation is unique. Always take a big picture look at your finances when planning for your dream home.



No hassle real estate! Sell your home fast!

🏠💭 Are you gearing up to take the plunge into home ownership but aren't sure where to start when figuring out how much ...
09/19/2026

🏠💭 Are you gearing up to take the plunge into home ownership but aren't sure where to start when figuring out how much you can afford? I'm here to help guide you through this crucial step. 👇📝

As a general rule of thumb, your monthly housing expenses shouldn't exceed 28% of your gross monthly income. That's your mortgage, including principal, interest, taxes, and insurance (PITI). 💰

To get started:

Add up all your income.
Multiply that by 0.28.
What you have now is a reasonable estimate for your total monthly housing budget.
But remember! It’s not just about the mortgage. Consider other ongoing costs like utilities, repairs, maintenance, and potential homeowner association fees. 🏡💡

Also, don't forget about your other financial goals and obligations. You shouldn't put your entire income into your home, leaving nothing for retirement, savings, or an emergency fund. Financial health is about balance. 🧘‍♂️
Reach out for professional advice when needed and take your time to make a decision. ❤️🏠



No hassle real estate! Sell your home fast!

09/18/2026

Looking to get the best return on investment (ROI) for your home renovations? 🏡 Here are the top projects that can boost your home’s value:

Kitchen Remodel: A modern, updated kitchen is a major selling point. Even minor updates like new countertops, cabinets, or appliances can offer a great ROI.

Bathroom Renovation: Upgrading your bathroom with new fixtures, tile, and a fresh layout can greatly increase your home's appeal and value.

Exterior Improvements: Curb appeal is everything! Simple updates like new siding, fresh paint, or landscaping can make a strong first impression.

Added Living Spaces: Converting a basement, attic, or adding a deck increases your home’s livable square footage, making it more attractive to buyers.

Invest in these key areas to maximize your home’s value! 💰✨

No hassle real estate! Sell your home fast!

🏠🔧 A home warranty can provide peace of mind, especially if you're buying an older home with appliances and systems that...
09/17/2026

🏠🔧 A home warranty can provide peace of mind, especially if you're buying an older home with appliances and systems that may be nearing the end of their lifespan. These warranties generally cover the repair or replacement of major home systems and appliances like your HVAC, plumbing, electrical systems, and kitchen appliances.

However, keep in mind these considerations:

1️⃣ Cost: Home warranties typically cost between $300-$600 per year, plus service fees per repair. You'll have to decide if the cost is worth the potential benefits.

2️⃣ Coverage: Not everything is covered, and there may be limits on how much the warranty company will pay for repairs. Make sure you read and understand what's included and what's not.

3️⃣ Service: Some people find the convenience of a single point of contact for repairs beneficial, but remember, you won't have control over which contractors are sent to your home.

4️⃣ Home Inspection: An inspection can give you an idea of the condition of the appliances and systems in your home, which might influence your decision on a warranty.

In the end, the decision to buy a home warranty comes down to your comfort level with potential repair costs and your expectations for service. It's another tool in your toolbox as a homeowner, but it's not a one-size-fits-all solution.



No hassle real estate! Sell your home fast!

09/16/2026

💼🔍 Taking the leap to sell your home? Finding the right home inspector can make all the difference! Follow these steps:

1️⃣ Check for qualifications: Make sure your inspector has the necessary certifications and experience to do the job right.

2️⃣ Read reviews: A good inspector will have satisfied clients singing their praises.

3️⃣ Ask for a sample report: This will give you an idea of how thorough the inspector is. The more detailed, the better!

4️⃣ Compare fees: Prices can vary widely, so get a few quotes. But remember, cheaper isn't always better when it comes to your home's value.

Choosing the right inspector not only assures a smooth sale but also helps you command the best price for your home! 🏠💰



No hassle real estate! Sell your home fast!

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Owasso, OK
74055

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