08/19/2026
Still paying Private Mortgage Insurance (PMI)? You might be paying it longer than necessary.
Many homeowners assume PMI will automatically disappear when they reach enough equity. In some cases, you may be able to request its removal sooner rather than waiting for automatic cancellation.
Keep in mind, this generally applies to conventional loans. FHA loans have different mortgage insurance rules.
If you're not sure what type of loan you have or whether you're eligible to remove PMI, I'd be happy to help you review your options and potentially lower your monthly payment.
Have you checked your home's value recently?