Oscar Aviles

12/29/2025

Unlock your dream home with just 3% down! Affordable payments, flexible options, and a path to homeownership that fits your budget. Start your journey today.

02/26/2025

5.0 star review received on Experience.com for Oscar Aviles by Trini H - I am a Realtor who has worked with Oscar in the past. I must say my experience working with him was a good one. He is fast, reliable, a great communicator, and always on top of the file. Working with him on my files has been very smooth and stress free. I highly recommend Oscar to other Realtors and future clients needing a great Lender by their side.

Click to see all 139 reviews of Oscar Aviles, Loan Officer

12/12/2024

5.0 star review received on Experience.com for Oscar Aviles by Juliana C - We are extremely grateful for Oscar for helping us with the purchase of our FIRST HOME! From the initial consultation to closing, Oscar was there every step of the way, offering expert advice, answering all our questions, and ensuring we understood every detail. His professionalism, patience, and dedication to getting us the best loan options truly made this a great experience. We couldn't have asked for a better partner in this journey—highly recommend Oscar to anyone looking for a reliable and knowledgeable mortgage lender!

Click to see all 138 reviews of Oscar Aviles, Loan Officer

11/14/2024

5.0 star review received on Experience.com for Oscar Aviles by Anthony P - Oscar was amazing throughout the process I personally have a very busy schedule so being able to contact him at any was a great help for me and my family and questions or concerns were always answered and taken care of

Click to see all 123 reviews of Oscar Aviles, Loan Officer

09/15/2024

SI!! Las tasas hipotecarias siguen cayendo
Quería enviarles una actualización rápida sobre lo que está sucediendo en el mercado hipotecario. Las tasas cayeron el jueves pasado a la tasa más baja desde abril de 2023, y Freddie Mac informó que las tasas fijas a 30 años bajaron al 6,2%. A continuación, se ofrece una descripción rápida de cómo todo esto puede afectar a los consumidores.

Expectativa por los resultados de la próxima reunión de la Reserva Federal
La Reserva Federal se reúne esta semana y la pregunta es: ¿reducirán la tasa de interés en un 0.25% o en un 0.50%? La inflación se encuentra actualmente en el 2,5%, por debajo del 9,1% en el verano de 2022.
Si bien el objetivo de la Reserva Federal es controlar la inflación hasta el 2%, algunos expertos económicos temen que reducir la tasa de interes un medio punto ahora podría desencadenar una recesión al actuar demasiado rápido. El consenso es que la tasa bajará solo un 0,25% este mes para garantizar un "aterrizaje suave" en la batalla contra la inflación.

Ahora... los propietarios de viviendas tienen opciones
CoreLogic informa que la mayoría de los valores de las propiedades aumentaron un 8 % este año, mientras que el Índice Nacional de Precios de Viviendas Case-Shiller informa un aumento promedio del 47 % en el valor desde 2020. Algunos propietarios de viviendas están aprovechando este aumento de capital para pagar deudas, invertir en la universidad de sus hijos o financiar mejoras en el hogar.

¿Es ahora un buen momento para comprar?
Los futuros propietarios de viviendas deben hacerse tres preguntas importantes para decidir si este es un buen momento para comprar bienes raíces.

¿Cuál es su puntaje crediticio?

¿Cuánto tiene para un pago inicial?

¿Cuánto tiempo planea quedarse en la casa?

Si está buscando un plan a largo plazo para ser propietario de una vivienda, siempre puede considerar comprar ahora y refinanciar más adelante. Mientras tanto, comenzará a generar plusvalia/equity de inmediato al realizar los pagos de su hipoteca a tiempo y en su totalidad. Por otro lado, si está buscando una vivienda a corto plazo, sepa que las tasas ajustables generalmente bajan cuando la Reserva Federal reduce la tasa de interes.

Ya sea que esté buscando comprar o refinanciar una casa, mi equipo y yo estamos aquí para ayudarlo a evaluar todos los factores y encontrar el mejor préstamo para usted. Llámeme si usted, o sus amigos y familiares, necesitan un profesional hipotecario confiable que lo ayude a evaluar sus opciones.

08/20/2024

5.0 star review received on Experience.com for Oscar Aviles Soto by Sylvia W - Professional, courteous, and personable is how we describe Oscar and his team. The constant open line of communication, as well as being available to us throughout the entire process is greatly appreciated. Our overall experience was indeed excellent and we will we most definitely refer any family or friends looking to purchase a home to him.

Click to see all 139 reviews of Oscar Aviles Soto, Loan Officer | NMLS # 1280077

08/16/2024

From plush beds to gourmet treats, devoted pet parents spare no expense in pampering their furry companions, as reported by Realtor’s Claudine Zap.
Enjoy the weekend everyone! I will be working if you or family have any mortgage related questions. Oscar Aviles NMLS1280077

In the world of dog ownership, love knows no bounds. Homeowners even design...

08/13/2024

5.0 star review received on Experience.com for Oscar Aviles Soto by Juan P O - Oscar was super caring and took the time & patience to explain to my family and myself the whole process. He also clearly answered even the smallest question we had. Oscar never made us feel less for not knowing many things! On the contrary he explained everything in ways we could all understand. Greatly appreciated!

Click to see all 138 reviews of Oscar Aviles Soto, Loan Officer | NMLS # 1280077

08/07/2024

“Una cocina tranquila significa pasar más tiempo con los seres queridos durante las comidas, probar nuevas recetas o simplemente sentarse solo en un espacio acogedor”, dice Runkle. “Todas estas cosas fomentan un ritmo de vida más sencillo e inspirado en la naturaleza. Feliz Miercoles!
si usted o su familia necesita comprar una casa o refinancear, llameme yo puedo ayudar.
Oscar Aviles NMLS 1280077

Charming. Laid back. Cozy. These are all feelings that are not accidental when it comes to the heart of any home. So how...

08/01/2024

5.0 star review received on Experience.com for Oscar Aviles Soto by Jesus R - How he patiently guided us and explain to us the whole process for home buying. And always had the best interest for us. Always had great advice along the way. Any doubt or questions he was there.

Click to see all 136 reviews of Oscar Aviles Soto, Loan Officer | NMLS # 1280077

07/31/2024

Property Onion’s Alex Burn describes a few surprises discovered by homeowners after move-in. In one instance, he found the story of homeowners who pried away siding on their house to find bootlegged alcohol from the Prohibition era. Happy Wednesday everyone!
if you are looking to purchase or refinance, call me. I can help.
Oscar Aviles NMLS 1280077

You buy a resale house. That house has been occupied by a number of people over the past decade, few decades, or even a century...