Brooke Housman-Sanderson, Realtor - Housman Partners Real Estate

Brooke Housman-Sanderson, Realtor - Housman Partners Real Estate Paducah, KY Realtor® | Housman Partners Real Estate
Helping buyers & sellers feel at home in every move across Western KY📍

Let’s go take a look this weekend! New price 👀
06/18/2026

Let’s go take a look this weekend! New price 👀

05/25/2026

Today we remember and honor the brave men and women who gave everything for our freedom.

Their sacrifice made it possible for us to enjoy the moments that matter most. Family, home, community, and the freedoms we often take for granted.

From all of us at Housman Partners, we thank those who served and remember those who never made it home.

05/24/2026
05/05/2026
04/02/2026

Today, I had a phone call from someone asking about a particular home. She wanted to know what the assessment was, how much the taxes would be, when it had been last assessed and when it would be assessed again. I answered her questions and then she told me why she was asking.

She was considering purchasing this home. She was wanting to know how much the taxes would be. She was doing her due diligence before she made an offer. When she told me that I had to explain something she was missing.

When she purchases the home it will be reassessed due to the sale. The home's assessment, as in most cases, will be changed to match the purchase price. The assessment and schedule would change due to the sale of the home.

The asking price for the home is more than the current assessment. The first tax bill she pays in November will be based on the current assessment. Next year's tax bill will be based on her purchase price.

If she is escrowing her taxes and insurance she should expect an increase in her monthly payment due to this increase. I explained that when we process the deed for the home we'll change next year's assessment to match her purchase price. This will make her tax bill based on her purchase price. Her 1st tax bill will be quite a bit different from her 2nd tax bill. She should brace her self for the difference.

This is a frequent call we get from home buyers. The first year the taxes seem low but the 2nd year is very different. When the mortgage company reviews your escrow account and sees that the taxes were more than they expected they have to increase your monthly payment, twice... once to pay back the unexpected amount and again to pay the next tax bill. After a year the monthly payment should be reduced when the unexpected amount was paid back.

For some homebuyers this increase in the monthly payment caused serious financial problems. Be aware how the system works. Call or email us at the PVA office if you have questions.

Thinking about house hunting this spring? Here’s what I’d tell my own clients ↓• Don’t wait.. start NOW• Get pre-approve...
03/19/2026

Thinking about house hunting this spring? Here’s what I’d tell my own clients ↓

• Don’t wait.. start NOW
• Get pre-approved before you ever start house hunting online
• Don’t wait to save the “perfect” down payment — talk to a lender first
• You do NOT need 20% down
• Preparation = confidence when it’s time to make a move

If buying a home is even a maybe for you this year, this is your sign to message me & let’s start planning!

03/19/2026
5 bedrooms?! 2 car garage?! Under $300,000! 🤩
03/16/2026

5 bedrooms?! 2 car garage?! Under $300,000! 🤩

Address

205 South Friendship
Paducah, KY
42001

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