Mortgage Loan Officer - Tom Cramer

Mortgage Loan Officer - Tom Cramer NMLS ID: 559640
Mortgage expert since 1997 💪 Lending in all 50 states! Honest, transparent & competitive rates. Broker + Bank = Best of Both Worlds.

Purchase, Refi & more! 📍 Palatine, IL | www.TomCramerMortgageLoanOfficer.com | 847-852-2882 Direct I understand that buying or refinancing a home is a big moment, and I’m here to give you the knowledge and resources you need to make informed decisions with confidence. During my 15+ years of experience in the mortgage industry, I have shared my expertise to personally assist numerous families to become successful homeowners. I have an extensive background assisting first time homebuyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers and investment borrowers. I'm backed by bank but have the flexibility to use one of many banks signed up as investors which allows me to do the rate shopping for you.

09/24/2026

When you're on the job, the most important thing should always be your safety. September is REALTOR® Safety Month, and it's a good opportunity to refresh yourself and your colleagues on strong safety precautions. Here are a few tips for real estate agents to consider when meeting clients-especially for the first time.

09/23/2026

Technology can make a huge difference when getting the job done, but it should still be used wisely. September is REALTOR® Safety Month, and it's a good opportunity to refresh yourself and your colleagues on strong safety precautions. Here are a few tips to consider when using technology and social media for work.

Fall is for fresh starts. If homebuying is on your list this season, I'm here to help you take the next step.
09/22/2026

Fall is for fresh starts. If homebuying is on your list this season, I'm here to help you take the next step.

09/22/2026

Brutal climbs, incredible views, and a BBQ at Stefano's farm to end it right. Day 2 of the Riccione ride was a grind but worth every foot of climbing. 🇮🇹🚴

09/21/2026

Conducting showings and open houses are a huge part of the job, and it's important to keep your wits about you every time. September is REALTOR® Safety Month, and it's a good opportunity to refresh yourself and your colleagues on strong safety precautions. Here are a few tips to consider when managing showings and open houses.

Wishing you a meaningful and reflective Yom Kippur.
09/20/2026

Wishing you a meaningful and reflective Yom Kippur.

When it's your job to help others, who's helping you in return? Wintrust Mortgage is offering the Wintrust Physician Mor...
09/18/2026

When it's your job to help others, who's helping you in return? Wintrust Mortgage is offering the Wintrust Physician Mortgage program to help eligible medical professionals with a minimum 740 credit score become homeowners with no minimum investment required. Restrictions apply. Contact me to learn more.

http://TomCramerMortgageLoanOfficer.com

The company behind you matters just as much as the opportunities in front of you. At Wintrust Mortgage, you're backed by...
09/17/2026

The company behind you matters just as much as the opportunities in front of you. At Wintrust Mortgage, you're backed by the strength and stability of a $71 billion financial institution with a long track record of consistent, disciplined growth. That financial foundation means more resources, more staying power throughout market cycles, and the confidence that comes with building your career on solid ground. If you're ready to align yourself with a company that's built to last, get in touch to learn more-or visit wintrustmortgage.com/winningteam.

A lot of planes, trains, and switchbacks to get here — but man, was it worth it. Manarola at sunset. 🇮🇹
09/17/2026

A lot of planes, trains, and switchbacks to get here — but man, was it worth it. Manarola at sunset. 🇮🇹

A great product means nothing if the process behind it slows you down. At Wintrust Mortgage, our streamlined, efficiency...
09/15/2026

A great product means nothing if the process behind it slows you down. At Wintrust Mortgage, our streamlined, efficiency-focused operations are built from the ground up to assist loan originators with real-time support and direct access to anyone in the organization. Every process we've designed ties back to our core vision of putting people at the center of everything we do to promote homeownership-because when your experience is seamless, your clients' experience is, too. If you're ready to work within a system that's actually built to help you close deals, get in touch to learn more-or visit wintrustmortgage.com/winningteam.

Address

110 N Brockway, Suite 210
Palatine, IL
60067

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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