Luis Candelario Realtor

11/02/2022

Balance in the housing market means the amount of homes for sale is better matched with the amount of people looking for homes. It creates a great opportunity for the right sellers and buyers to find each other without being in a rush.

11/01/2022

Feliz Día de los Mu***os. Death ends a life, not a relationship. Memories keep us alive (los recuerdos nos mantienen vivos), whose life are you celebrating today?

10/31/2022

FEDERAL RESERVE WATCH

Forecasting Federal Reserve policy changes in coming months. Wall Street expects a three-quarter-percent rate hike on Wednesday, but then half percent hikes in December and February. Note: In the lower chart a 79.0% probability of change is a 79.0% probability the rate will rise. Current rate is 3.00%-3.25%.

AFTER FOMC MEETING ON: CONSENSUS
Nov 2 3.75%-4.00%
Dec 14 4.25%-4.50%
Feb 1 4.75%-5.00%
Probability of change from current policy:

AFTER FOMC MEETING ON: CONSENSUS
Nov 2 79.0%
Dec 14 91.0%
Feb 1 61.9%

10/31/2022

NATIONAL MARKET UPDATE

New Home Sales fell 10.9% in September, now 17.6% below where they were a year ago. With rising mortgage rates and higher prices, the problem is declining affordability. The median price is up 13.9% from a year ago.

The Pending Home Sales index of signed contracts on existing homes dropped 10.2% in September. The National Association of Realtors observed: "Persistent inflation has proven quite harmful to the housing market."

But affordability is improving. For the second month in a row, the Case-Shiller and FHFA home price indexes fell in August, hitting the fastest pace since 2010-2011. They’re still up annually, Case-Shiller, 13.0%, and FHFA, 11.9%.

10/31/2022

Finding your dream home shouldn't be scary – send me a message to start the "haunt" for your new home!

10/27/2022

See what I did there? What's your favorite kind of pie?

10/26/2022

I'll CREEP it real with you, the market right now can be frightening, but I'm here to help! Message me today and let's start your home buying or selling journey!

10/25/2022

There was a time when trick-or-treaters didn't receive candy at all. According to the History Channel, it was common to pass out pieces of cake, fruit, nuts, coins, and little toys. It wasn't until the 1950s that candy became a staple on the trick-or-treating circuit. And we have candy makers and good marketing to thank for that. What's your favorite halloween candy?

10/24/2022

Don’t let the hunt for a house suck the life out of you. You can count on me to help you find you a fang-tastic new home!

10/21/2022

Another Happy buyer & seller, today is closing day !!!!

09/24/2022

Love has no boundaries

Meet Martha. I ran into Dollar Tree to get tweezers (because I can't seem to find any of mine) and this sweet lady stopped us at checkout. She asked if I would give her permission to give Hensli some money to get whatever she would like. As I teared up (because why wouldn't I!) I said of course, and thanked her but asked why she wanted to do something so nice. She said she had a cart full once and someone paid for her cart, and this was nothing like that but wanted to do something. ♡♡♡ Henz hugged her and we thanked her more and asked if we could get a picture (she said she would but that she isn't good at smiling for pictures...I beg to differ!). She was so humble and thought we were being too appreciative for what she thought was something so little. I don't think that was little at all, and Henz sure didn't either. It meant so much for me to have Hensli see and receive Martha's generosity.


I asked Henz what she wanted to do with the money. She ended buying a gift for her teacher, stopping to get ice cream, a book about a messy dog, donating a dollar, and saving the rest to put in Sunday offering and to give someone else the next time we are at a Dollar Tree. ♡ A little kind gesture from sweet Martha impacted not just the two of us but at least 4 others. Thank you Jesus for this woman's life and thank you to the person who once bought Martha's cart. Thank you Martha for passing along the blessing you received and allowing my daughter to do the same. The next time I am in the Dollar Tree I will think of you and be sure to pass on your generosity to someone in line as well. Thank you for spreading goodness in this world and allowing me to share your beautiful soul!

Credit: Martha, Hensli, Heathyr Christine Harkless

Publisher: Love Language

08/25/2022