09/24/2026
Wish your mortgage payment could start lower?
A 3-2-1 buydown temporarily reduces the rate used to calculate your payment by 3 percentage points in year one, 2 in year two, and 1 in year three. In year four, you pay at the loan’s full rate.
It may be an option when buying a home, depending on the loan and how the buydown is funded. Message me and I’ll help you compare the payments for all four years.
Isabel Rosario Goodmote | NMLS #1122091/772-241-4000