Tomoka Realty Homes & Lifestyles

09/24/2026

Closing costs are like the forgotten stepchild in the real estate transaction. Buyers concentrate on the down payment and the purchase price while sellers envision that check they'll receive at the closing table. Lots of people, however, have their hands out, expecting to be paid for their services....

09/20/2026

When considering selling a home, it's important to understand the buyer pool for your particular type of home. When the home is high-end, it's even more important, as this pool is significantly smaller and those swimming in it are much more specific in their wants and needs. While the list changes f...

09/16/2026

Once you've decided on an agent to list your home for sale you'll be required to sign a listing agreement. This is a legally binding contract that gives the broker the right to offer your home for sale. The typical listing agreement will set forth the amount of real estate commission you'll be requi...

09/12/2026

09/08/2026

One of the most cost-effective renovation jobs you can perform is window replacement. In fact, according to Remodeling Magazine, you'll realize a nearly 73 percent return on the money you invest installing vinyl windows. Replacing wood windows returns nearly 79 percent of your investment. Saving Mon...

08/31/2026

While it's easy to imagine that the mortgage process involves only yourself and the guy or gal behind the desk that takes your application, there are many people involved, each with his or her own duties. So, just who has their finger in your mortgage pie and why? The mortgage process typically has....

08/27/2026

The most important step in the home buying process, if you aren't paying cash, is securing a loan. You'll need to shop for a lender, compare loan products and get that all-important loan preapproval letter. Today we'll take a look at how to go about choosing a lender. Myth number 1 The...

08/19/2026

Mortgage: While the common English translation – a huge chunk of money going out the door every month –strikes fear in every American homeowner, just think how the French must feel. In French, mortgage translates to 'death contract.' That sounds even scarier until you understand that the 'death'...