Veronica Lopez NMLS #1693636

Veronica Lopez NMLS #1693636 Sr. Loan Officer at Secure Choice Lending NMLS1689518, turning homeownership dreams into reality.

Movement Mortgage, NMLS #39179
74-710 Highway 111 Suite 102 Palm Desert, CA 92260
(760) 501-1073 • www.movement.com
For licensing information, go to www.nmlsconsumeraccess.org

Check out this new listing in a centrally located community! Stop by our open house today from 11am to 1pm.If you’re int...
09/19/2026

Check out this new listing in a centrally located community! Stop by our open house today from 11am to 1pm.

If you’re interested in finding out more about this home send me a message!

Veronica Lopez, NMLS #1693636
DRE # 01808503
Cell: 760-501-1073
Email: [email protected]

09/14/2026

Story time 🎬 Bought my dream SUV, fell in love, and now I have to say goodbye. 🥲 I thought another luxury SUV would be next, but nothing is giving me what the Defender gave me. Soooo… now I’m out shopping for a car 😭🚙

09/01/2026

Want to increase the home purchase price you qualify for? I typically look at three major areas:

1. Improving your credit score
2. Reducing monthly debt
3. Lowering the interest rate when possible

For some down-payment assistance programs, getting your credit score above a certain threshold may allow more flexibility. Paying off the right debts can reduce your debt-to-income ratio, while seller concessions or personal funds may sometimes be used to buy down the interest rate.

The right strategy depends on your complete financial picture. Comment “WORKSHOP” to learn how to prepare for homeownership.

08/26/2026

Your estimated mortgage payment can change before you’re under contract—and it isn’t always because something changed with your credit.

Mortgage rates can move daily, sometimes even during the same day. Your estimated payment can also change based on the property’s taxes, homeowners insurance, flood insurance, HOA dues, or special assessments such as Mello-Roos.

That’s why I update the numbers for each property instead of relying on one general estimate.

If you want to understand what may affect your future mortgage payment, comment “WORKSHOP” below.

Two years. 25 pounds. A completely different relationship with myself. 🤍I almost didn’t post these because sharing the “...
08/26/2026

Two years. 25 pounds. A completely different relationship with myself. 🤍

I almost didn’t post these because sharing the “before” feels a little vulnerable. But I’m really proud of her too. 🥲

This wasn’t an overnight transformation. This wasn’t a 30 day challenge. It was two years of showing up. Some seasons were easier than others. Some days I was motivated, plenty of days I wasn’t. I just kept going.

Somewhere along the way, the goal stopped being just about losing weight and became about getting stronger, building discipline, and seeing what my body was capable of.

25 pounds may not sound dramatic on paper, but these pictures remind me how much can change when you give yourself time and consistency.

Grateful for the coaches who have been part of this journey, Z-Fit | Become the Best Version of Yourself and Raul Thank you for pushing me, challenging me and helping me discover just how strong I can be. ❤️

Still a work in progress. Still showing up. And very freaking proud of how far I’ve come. 🥹💪🏼

08/26/2026

Did you know that making a large payment toward your mortgage principal may allow you to lower your monthly payment?

It’s called a mortgage recast. After applying a lump sum toward your principal, you can ask your mortgage servicer whether they can recalculate your monthly payment using the lower balance.

A recast isn’t the same as refinancing, and availability depends on your loan and servicer. Before sending a large payment, confirm the requirements and whether your loan is eligible.

Want to learn more about planning for homeownership? Comment “WORKSHOP” below.

08/25/2026

Before co-signing an apartment lease for a friend or family member, consider how it could affect your plans to buy a home.

Ask the property management company whether the lease and monthly obligation will be reported to the credit bureaus. If it appears on your credit, a lender may need to count that payment as part of your debt when determining how much house you can afford.

Never co-sign a financial obligation without first understanding how it could affect your mortgage qualification.

Planning to buy a home soon? Comment “WORKSHOP” below.

Address

41865 Boardwalk #209
Palm Desert, CA
92211

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