Kathleen Sunshine O'Brien Coldwell Banker Realty

09/25/2026

Debt-to-income ratio matters more than most buyers realize.

Lenders don’t just look at what you make… they look at what you already owe. Car payments, credit cards, and other debt can shrink your buying power fast.

Your DTI sets the ceiling. Let’s dial in your real number.

09/25/2026

Happy 100th bday Gigi glad you liked your dinner Vicky's of Santa Fe

09/24/2026

Price improvement Check out this midcentury on the golf course with community pool 3 or 4 bedroom with 2 baths.

09/22/2026

Your credit score does more than qualify you it directly impacts your rate. Even a small increase can save you thousands over time. Lenders reward consistency, and a higher score leads to better terms, so make your credit work in your favor 💳

09/22/2026

Happy bday Shannon so fun hanging with you today I can’t believe I only took one photo and it was the lobster guacamole 🥑 ha ha . Thanks for the great time love you

09/21/2026

09/19/2026

☀️ JUST CLOSED in Indian Wells! ☀️

This adorable dollhouse treehouse in Mountain Cove at Indian Wells Country Club closed yesterday! 🏡🌴

I’m so happy for my buyer and excited for what’s next for this charming studio. It will soon be available as either a short-term or long-term rental, and can be offered furnished or unfurnished.

✨ Adorable studio
✨ Beautiful views
✨ Furnished or unfurnished
✨ Short-term or long-term rental options
✨ Fantastic Indian Wells location

It truly is the cutest little desert getaway! 🌴☀️

Kathleen “Sunshine” O’Brien, Realtor®
Coldwell Banker Realty
DRE #017621

Selling the Sunshine Lifestyle ☀️

09/18/2026

I’m so grateful to have made the Top 10 for August again! ☀️💗

A heartfelt thank you to my wonderful clients, friends, family, and even the everyday people I meet who think of me and refer me to someone they know. Your trust and referrals mean more to me than you know, and I truly appreciate each and every one of you.

Congratulations to all of my amazing teammates who made the Top 10 as well! It was such a wonderful lunch celebrating together at Kestrel in Indian Wells.

Feeling very grateful to do what I love every day. Thank you for continuing to support me and my business! ☀️🏡

Kathleen “Sunshine” O’Brien
Realtor® | Coldwell Banker Realty
DRE #017621
Selling the Sunshine Lifestyle ☀️

09/18/2026

Buying a home: True or False edition 🏡

A good credit score means a better interest rate: True
You can’t buy a home without a 650 credit score: False
You can receive a free home value: True

Are you ready to become a homeowner? DM me!