La Quinta Capital

06/10/2025

If you own a cannabis business are are looking for either a cannabis real estate loan or cannabis equipment loan, please contact La Quinta Capital.

05/28/2025

La Quinta Capital has added cannabis real estate and equipment financing to its product mix. To date we have created correspondent relationships with more than 40 banks and credit unions that lend on cannabis real estate. In addition to banks and credit unions, we also have correspondent relationships with hedge funds, cannabis REITs, and private money lenders.

Loan size: $1,000,000 to $20,000,000+
Interest rates: 9.0% to 11.0% subject to credit and security quality.
Amortization: 25 years
Term: either 5 years or 10 years with a balloon payment due at term.
Loan to Value: 60% of conventional property value.
Pre Payment Penalty: varies
Credit Quality: Must have a strong corporate and personal guarantor.

Our equipment finance program is one of the best in the country.
Loan size: $100,000 to $3,000,000
Interest rates: 10% to 14.5%
Term: 24 months to 60 months
Amortization: Fully amortizing.
Loan to Value: 65% of purchase price
Equipment financed: everything from grow lights and rolling tables to irrigation equipment, gummy machines, distillation equipment, and you name it.

If you have any questions, please call me at 925-787-6083.

01/03/2024

La Quinta Capital had a successful 2023, receiving just under $100,000,000 in financing requests, or inquiry as we like to say in the lending business. LQC also expanded its capabilities during 2023 by adding sale leaseback, equipment financing, and senior secured credit facilities to create a one-stop shop for your cannabis funding needs.

In particular, we are very proud of our equipment leasing capabilities via our correspondent relationship with an affiliate of an international equipment finance company. We believe that our equipment financing program is one of the best in the U.S., beating the rates and terms offered by most cannabis equipment financing companies. Terms include minimum loan size of $100,000 with maturities up to 60 months. Rates are 10% to 14% subject to the quality of the collateral as well as the creditworthiness of the borrower.

We can finance most types of cannabis equipment including grow lights, HVAC, packaging equipment, distillation equipment, rolling beds, delivery trucks, and other commonly used items. For some clients, we may be able to create custom structures such as interest only for the first few months or a partial amortization with a balloon payment at maturity. Please call either Greg Rutten | Phone: (858) 761-3340 | CA DRE # 00900213 or Bob Elliott |Phone 925-787-6083 | CA DRE # 01920962.

05/21/2022

La Quinta Capital is proud to announce the recent $4,500,000 SBA loan for a 42,000 sq ft warehouse in Palm Desert, CA. The loan was a SBA 504 with a blended first and second rate of 4.2%.

05/21/2022

La Quinta Capital is proud to announce the refinancing of a 12,200 sq ft light industrial building in the City of Orange. The loan was a conventional bank loan that refinanced an existing SBA 7a. Terms included a 25 year amortization due in 10 years with a starting rate of 1.79% with a fixed rate of 4.6% thereafter.

05/21/2022

La Quinta Capital has added cannabis debt financing to its product line up. Financing capabilities include bank loans with amortizations up to 25 years. The bank loans are fixed rate with 10 year maturities and rates as low as 6.0%. Both investor and owner operators may qualify. LQC also offers a variety of private money and institutional (hedge funds) loans for licensed cannabis properties. Our capabilities also include sale leasebacks. Investors interested in learning more about investment opportunities should call Bob Elliott at 925-787-6083.

02/15/2021

La Quinta Capital is now offering business brokerage services in the Temecula - Murrieta area. Please call 925-787-6083 if you are interested in selling or buying a local business.

Bob Elliott Broker, California Dept. of Real Estate DRE # .01920962

01/21/2021

La Quinta Capital is a boutique business brokerage and commercial real estate broker. Our areas of service for business brokerage include the Coachella Valley and the Temecula-Murrieta-Lake Elsinore area. For commercial lending we serve all areas in California. Call 925-787-6083.

Bob Elliott Broker, California Dept. of Real Estate DRE # 01920962.

SBA Loans and Commercial Real Estate Lending. Robert Elliott Broker, California BRE # 01920962.

12/06/2020

This past year will forever be remembered for the deaths of hundreds of thousands of Americans and the disruptions to business and normal life caused by the Covid pandemic.

In March 2020, operations for millions of small businesses came to a screeching halt as lockdowns were imposed. Our business, like so many others, completely stopped back then and remained silent until September 2020 when customer inquiry started to come trickling back in.

As of December 2020, we are glad to announce that our business has improved remarkably and that our client activity is back up to near pre-pandemic levels. We are also pleased to announce that our funding partners are actively lending on commercial real estate and businesses. So if you are in need of a commercial real estate loan or seeking to purchase or sell a business, please contact La Quinta Capital. 925-787-6083.

Bob Elliott California Dept. of Real Estate DRE # 01920962

01/22/2020

Baby Boomers Are You Thinking About Selling Your Business to Retire?

Selling a small business for the maximum value to the right purchasers on the right terms can be a tremendous challenge, even for experienced business owners. Buying and selling an existing company is a complex process, but one that should be demystified. At its most basic level, the process is straightforward, just like the purchase of a single item. The small-business owner sells the object (in this case, their own business) to a potential buyer for an agreed-upon price and mutually acceptable terms. Yet, as always, the devil is in the details -- in this case how the deal is structured.

With that in mind, here are four key things you’ll need to remember when it’s your company that’s being sold.

1. Understand the whole process.
2. Get the right help on board.
3. Show your prospective buyers the money.
4. Protect confidentiality and maintain the right level of transparency.

If you are interested in financing or selling your business, please call La Quinta Capital 925-787-6083 or email [email protected]

La Quinta Capital BRE Lic # 01920962