Edgewater Beach Resort Real Estate

06/08/2025

🚨 BUYER ALERT: Panama City Beach Market Opportunities!

The numbers don’t lie - this is one of the best buyer’s markets we’ve seen in years:

⬇️ Prices down 8-12% from peak
⚡ Properties selling faster (81 days vs 99 last year)
💰 Strong rental income potential for condos
🏖️ Still the same beautiful Panama City Beach!

Whether you’re looking for:
• A beachfront condo for investment income
• A residential home for your family
• A vacation property for personal use

The opportunities are here RIGHT NOW.

I’ve been helping people navigate this market for 28+ years. Let me show you what’s possible.

Ready to explore your options? Send me a message!

06/06/2025

Looking for a beach condo with killer views, rental income, and walk-out access to one of Florida’s most iconic resorts? This is Edgewater Tower 3, Unit 404 – 1,013 sq ft of pure coastal vibes. Fully furnished, ready to rent, and priced to move at $440K. Want a showing? Call Chad Miller today.

04/11/2025

The Scoop – Panama City Beach | April 2025
Is the Market Shifting in Favor of Buyers?

Hey everyone, Chad Miller here with your April 2025 real estate update for Panama City Beach. If you’ve been keeping an eye on the market—or just wondering whether now is the time to buy, sell, or hold—here’s the latest scoop on what’s shaping local property values.

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Prices Are Dropping—Significantly

We’re seeing a 15.3% year-over-year drop in the median home sale price, now sitting around $352,000. That’s a notable correction from last year’s highs. Properties are also sitting longer on the market—138 days on average, compared to just 85 days this time last year.

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Inventory Is Up, Negotiation Is Back

Inventory rose 11.2% in March, bringing total listings to 1,761 active homes. With 84% of recent sales closing below asking price, it’s safe to say the market is tilting toward buyers. If you’re shopping, this could be your window to negotiate strong terms.

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Condo Market Feeling the Heat Too

Beachfront and investment condos aren’t immune—Panama City Beach condo prices have dropped 8.4% compared to last year. Add in upcoming insurance and HOA changes, and it’s a market that requires expert navigation.

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What’s Fueling the Shift?
• Economic uncertainty has some buyers hitting the pause button.
• Rising insurance premiums continue to squeeze affordability, with average homeowner policies in Florida reaching $6,000+ annually.
• New developments like those by The St. Joe Company are adding supply, especially in growing communities like Watersound Origins.
• Local news recently reported a 7% drop in Bay County average prices and a 23.2% dip in sales volume year-over-year.

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So, What Does This Mean for You?

If you’re a buyer, now’s a great time to get serious—there’s room to negotiate and more choices than we’ve seen in a while. If you’re a seller, price strategy and marketing are more important than ever to stand out. And if you’re an investor, this cooling period might be the opportunity you’ve been waiting for.

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As always, if you want to know what this means for your property—or if you’re just curious about the market—reach out. I’m here to help.

Until next time,
Chad Miller
Miller & Associates Realty – Your Local Expert Since 1997

01/16/2025

3 Bedroom ground floor with many updates. Take a look.

Panama City Beach home for sale for sale | Experience resort-style living at its finest in this stunning 3-bedroom, 3-bathroom Tennis Villa,...

09/10/2024

Best deal at Edgewater right now. 3 bedroom in tower 1. Call for more information. 850-866-5500

08/01/2024

Important Update on My Real Estate Services

Due to a new real estate law originating from the National Association of Realtors settlement agreement, which will be enforced starting August 17, 2024, I will be exclusively working with past customers and referrals only. Your referrals have always been a cornerstone of my business, and I deeply appreciate your continued support in this regard.

The new law requires a buyer to sign a commission agreement with the buyer's agent in order to schedule a showing. Under this law, the buyer will be responsible for paying their agent's commission, and the seller will pay their agent's commission. Consequently, the listing commission will drop from 5%-6% to 2.5%-3%.

Your loyalty and trust mean the world to me. Over the years, I have cherished the relationships we’ve built, and I am dedicated to continuing to serve you with the utmost professionalism and commitment.

With extensive experience in Panama City Beach, FL, I’m here to help with all your real estate needs. Please keep sending those referrals—they are invaluable to me and contribute to the success of our community.

03/06/2024

CALL TO ACTION

Oppose SB 280 to
Protect Private Property Rights!

Lawmakers in the Florida House of Representatives are considering Senate Bill 280, which infringes on the rights of private property owners who wish to rent their homes on a short-term basis. If this bill passes, local governments will have no limit to what they can charge for the registration and inspection of short-term rentals. They will also be able to use minor infractions as a way to suspend short-term rentals, revoke their registration and prevent them from gaining that registration back without enduring a lengthy and costly judicial process.

TAKE ACTION TODAY! We need your help in urging lawmakers to vote NO on this harmful bill! Follow the link in your email you received from Florida Realtors to direct you to the call to action page to submit your letter.

01/16/2024

New Listing!

12/26/2023

Do you know anyone looking to move to Panama City Beach, FL? Share this listing!

Enjoy spectacular views of Gulf of Mexico from this 2BR/2BA condo in Boardwalk Beach Resort. This beautiful gulf front condominium makes for the perfect vacation rental located directly on the Gulf and across the street from Signal Hill golf course. If you are buying for rental investment, similar u...

12/24/2023

Tired of waiting for a pay raise at work? Here's how to give yourself one!

Whether you’re an old pro at budgeting, or just starting to draft your very first budget ever, we can all agree it would be easier to budget if we just made a little more money.

12/23/2023

We would love to show you our listing at 520 N Richard Jackson Boulevard # 903 Panama City Beach, FL. Contact Chad A Miller at 8508665500 for more details.

The pictures of this beautifully decorated condo will make you fall in love. Enjoy a cup of coffee on the patio as the golfers take aim on the golf course or watch the turtles and ducks as they swim by your living room and master bedroom windows. Edgewater Beach Resort includes 6 Tennis Courts, 9-Ho...

12/23/2023

Whether you're inside or outside of this , there's interesting to see.

Completed in 2014 in Palma, Spain.