09/28/2026
🏡 Mortgage Monday: What do rates look like around the Panhandle?
Here’s a local example: Tyndall Federal Credit Union’s posted 30-year fixed mortgage APR was 6.625%, effective September 14. That’s a published offer, not a quote for today—mortgage pricing can change, and your rate depends on your loan and qualifications. (tyndall.org)
For a broader comparison, Freddie Mac’s latest weekly survey put the national average 30-year fixed interest rate at 7.03% on September 24. These two figures measure different things—APR includes certain loan costs—so they shouldn’t be compared as identical offers. (freddiemac.com)
My Monday motivation for buyers: get a fresh quote and look at the whole payment before deciding what’s possible. Ask your lender about the interest rate, APR, any points, closing costs, and estimated taxes and insurance.
If you’re thinking about buying in Bay, Washington, Walton, or a nearby county, what’s your biggest question about the monthly payment? Drop it below or send me a message. I’d love to help you take the next step. 💙
Connie Rivera / Broker Associate
📕 Lic Real Estate Instructor / GRI / SRES / RSPS
🏝️ Gulf Life Real Estate Inc
License # BK3094016
📧 [email protected]
📞: 850-541-5980
17320 Panama City. Beach Pkwy, Suite 108
Panama City Beach, FL. 32413
Helping People Live The Gulf Life🌊