Kelsey Payne - Simply South Realty

Kelsey Payne - Simply South Realty Real Estate Broker | $30M+ Sold
🏡 Homeownership & Investment Expert
📍South AL & FL Gulf Coast — Enterprise | Dothan | Panama City | PCB | Mexico Beach + more

Meet Kelsey Payne – REALTOR® & Broker

Serving Panama City, Panama City Beach, Mexico Beach, Inlet Beach, Laguna Beach, 30A & Surrounding Areas (FL) — Plus Enterprise, Dothan, Daleville & Ozark (AL)

As a full-time REALTOR®, I specialize in first-time home buyers, military relocation, and investment properties. I recently relocated to Panama City, Florida, where I focus on helping clients find their dream homes and investment opportunities across Panama City, Panama City Beach, Mexico Beach, Inlet Beach, Laguna Beach, 30A, and the surrounding areas. In addition, as a longtime resident of Enterprise, Alabama, I continue to proudly serve clients in Enterprise, Dothan, Daleville, Ozark, and the Wiregrass region. I understand that buying, selling, or relocating can feel overwhelming. That’s why I strive to make the process as smooth and stress-free as possible, guiding my clients with accountability, attention to detail, and personal service. For me, it’s not just about helping you purchase one home—it’s about building a lifelong relationship and helping you purchase a lifetime of homes. To stay on the cutting edge of real estate, I continuously pursue advanced training and education. I am an active member of the Central Panhandle Association of REALTORS® (CPAR), Wiregrass Board of REALTORS® (WBOR), Florida Assocation of REALTORS® (FAR), Alabama Association of REALTORS® (AAR), National Association of REALTORS® (NAR), and the Multiple Listing Service (MLS). I can’t wait to help you find your perfect home or investment property!

Come view this GORGEOUS property with me tomorrow from 2pm-5pm!! 🏡✨
08/08/2026

Come view this GORGEOUS property with me tomorrow from 2pm-5pm!! 🏡✨

OPEN HOUSE THIS WEEKEND! 🏡

Join me at this gorgeous waterfront house in Panama City from 2pm-5pm this Sunday! ⭐️

🛌 4 bed | 3 bath
⛵️ Brand new dock on Deer Point Lake
🏝️ Screened porch
✨ No HOA

SEE YOU THERE 🤭♥️

OPEN HOUSE THIS WEEKEND! 🏡Join me at this gorgeous waterfront house in Panama City from 2pm-5pm this Sunday! ⭐️🛌 4 bed |...
08/07/2026

OPEN HOUSE THIS WEEKEND! 🏡

Join me at this gorgeous waterfront house in Panama City from 2pm-5pm this Sunday! ⭐️

🛌 4 bed | 3 bath
⛵️ Brand new dock on Deer Point Lake
🏝️ Screened porch
✨ No HOA

SEE YOU THERE 🤭♥️

⭐️ NEW PRICE! ⭐️NOW $759,900 ♥️ This gorgeous Panama City home offers waterfront living with space to grow, entertain, a...
08/07/2026

⭐️ NEW PRICE! ⭐️

NOW $759,900 ♥️

This gorgeous Panama City home offers waterfront living with space to grow, entertain, and make lifelong memories. 🏝️

🛌 4 bedrooms
🚿 3 bathrooms
✨ No HOA
⛵️ Brand new dock
🏡 Split floor plan

Want to know more?

📱850-541-5382
www.simplysouthrealtyFL.com

🎉 Just Sold! 🏡✨Congratulations to this sweet couple on purchasing their very first home! I’m so grateful to have been pa...
08/06/2026

🎉 Just Sold! 🏡✨

Congratulations to this sweet couple on purchasing their very first home! I’m so grateful to have been part of this exciting milestone. 🤍

Wishing you both a lifetime of joy and new beginnings in your beautiful home in Westville, Florida! 🏡☀️

Thinking about buying or selling? I'd love to help make your real estate goals a reality!

☎️ 850-541-5382
📲 www.simplysouthrealtyFL.com

So many great opportunities! 🙌I’d be happy to chat about the endless opportunities!📲 (334) 379-3258☎️ (850) 541-5382
08/06/2026

So many great opportunities! 🙌

I’d be happy to chat about the endless opportunities!
📲 (334) 379-3258
☎️ (850) 541-5382

NEW LISTING! ‼️🗣️

Dreaming of a working farm, equestrian estate, recreational retreat or simply a quieter way of life? Experience the freedom of country living with this beautifully updated homestead where privacy, open space, and endless possibilities come together!

38.5 acres - could be perfect for a campground or other commercial use!

📍13274 N US Hwy 331, Defuniak Springs, FL
💰$1,125,000

Jessica Adkins
334-494-4620
www.simplysouthrealtyfl.com

🌊✨ NEW LISTING ✨🌊Wake up to breathtaking Gulf views and end every day with unforgettable sunsets! ☀️🏖️📍 10719 Front Beac...
07/07/2026

🌊✨ NEW LISTING ✨🌊

Wake up to breathtaking Gulf views and end every day with unforgettable sunsets! ☀️🏖️

📍 10719 Front Beach Rd, Unit 203
💲 $730,000

✨ 3 Bedrooms | 2 Bathrooms
🌴 Gulf Front with panoramic views
🏖️ Spacious private balcony
🏊 Resort style amenities & direct beach access
💼 Short term rentals allowed with excellent investment potential

Whether you’re looking for your own beachfront escape or your next investment property, this one is a must see!

Kelsey Payne, Broker
Simply South Realty 🏡
📲 (850) 541-5382

🚨 OPEN HOUSE TOMORROW 🚨Come tour this beautiful waterfront home on Deer Point Lake!📍 6319 Oak Knoll Rd, Panama City, FL🕚...
06/27/2026

🚨 OPEN HOUSE TOMORROW 🚨

Come tour this beautiful waterfront home on Deer Point Lake!

📍 6319 Oak Knoll Rd, Panama City, FL
🕚 Sunday | 11 AM – 2 PM

Stop by and see everything this stunning property has to offer 🌊

🚨 NEW LISTING 🚨 Waterfront on Deer Point Lake!📍 6319 Oak Knoll Rd, Panama City, FL💲765,000🛏 4 Bedrooms🛁 3 Bathrooms🌊 Dee...
06/25/2026

🚨 NEW LISTING 🚨

Waterfront on Deer Point Lake!

📍 6319 Oak Knoll Rd, Panama City, FL
💲765,000
🛏 4 Bedrooms
🛁 3 Bathrooms
🌊 Deer Point Lake Waterfront
🚫 No HOA

Water views, custom finishes, and peaceful lake living in Panama City.

https://www.flexmls.com/share/ECtVt/6319-Oak-Knoll-Road,-Panama-City,-FL-32404

Kelsey Payne, Broker
Simply South Realty 🏝️
📲 (850) 541-5382

Can we talk about how cute this one is?! 🏡🤍4 bedrooms, 1 acre, mature oak trees, privacy, and SO much more!Officially un...
06/14/2026

Can we talk about how cute this one is?! 🏡🤍

4 bedrooms, 1 acre, mature oak trees, privacy, and SO much more!

Officially under contract and I couldn’t be happier for my first-time homebuyers 🌳💚

Kelsey Payne, Broker
Simply South Realty
📲 (850) 541-5382

Are you looking for an affordable condo in PCB? Check this one out ⬇️🌴 5 minute walk to public beach access🛏️ 1 Bedroom🛁...
06/07/2026

Are you looking for an affordable condo in PCB? Check this one out ⬇️

🌴 5 minute walk to public beach access
🛏️ 1 Bedroom
🛁 1.5 Bathrooms
🌊 Lagoon-front covered patio
🏖️ So many amenities
🛋️ Fully furnished and rental-ready
💰 $240,000

Looking for a turnkey beach getaway or income-producing investment? This furnished condo in the gated Villas of St. Thomas community offers waterfront views, resort-style amenities, and short-term rental potential from day one.

📍 8730 Thomas Dr Unit 102, Panama City Beach, FL

Whether you’re searching for a vacation home, seasonal retreat, or your next investment property, this one checks all the boxes.

Kelsey Payne, Broker
Simply South Realty
(850) 541-5382

Address

309 Richard Jackson Boulevard
Panama City Beach, FL
32407

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