Ann Hayward FL Realtor - Coastal Choice Realty

Ann Hayward FL Realtor - Coastal Choice Realty ๐ŸŒŠ Broker Associate with Coastal Choice Realty ๐ŸŒŠ
Making Realty Dreams a Reality

"A dedicated Broker Associate with a unique blend of accounting, paralegal, and relationship management skills to assist you in your real estate transactions. Ann Hayward's experience and specialized certifications (GRI, MRP, C2EX, VREB), will guide you through your real estate transaction with ease, from first-time home buyers, military personnel, and those facing life transitions. You will enjoy the white sandy beaches of Panama City knowing you've made the best decision for your property needs."

09/19/2026

Does your reward check apply at closing? Don't guess. Ask us.

"Is it actually a good time to buy or sell right now? ๐ŸกShort answer: depends on your market, not the headlines.Sellers h...
09/16/2026

"Is it actually a good time to buy or sell right now? ๐Ÿก

Short answer: depends on your market, not the headlines.

Sellers have equity on their side but need to price realistically and should expect a longer runway to close. โณ
Buyers have more room to negotiate, but rates above 6% still shape the payment. ๐Ÿ’ฐ

No matter the side you're on, a VA-experienced agent and a reward check at closing make the decision easier.

๐Ÿ‘‰ Message us or visit vrebnetwork.com

Excited to share this new listing!This custom-built pool home in South Tampa's Beach Park neighborhood has 5 bedrooms, a...
09/09/2026

Excited to share this new listing!

This custom-built pool home in South Tampa's Beach Park neighborhood has 5 bedrooms, an entertaining floor plan, hardwood floors, and a chef's kitchen with granite counters and a big island. The backyard is built for entertaining too, with a screened-in pool and spa, an outdoor kitchen, and a privacy-fenced yard, all with no HOA fees. Zoned for great schools and close to the airport, Midtown, and the Gulf beaches.

The seller is offering help toward closing costs or a rate buydown, and buyers who go through a VREB agent get a reward check at closing to use however they want.

Owned by a veteran's daughter. Represented by a veteran realtor. A story that fits exactly what VREB Network is about.

๐Ÿ“ฒ Contact me to learn more about this home or to see others like it. View the full listing at www.116sHesperidesstreet.com

"Is the reward check actually real?" ๐Ÿ’ตFair question, and here's how it works.You close with an agent in our network, and...
09/03/2026

"Is the reward check actually real?" ๐Ÿ’ต

Fair question, and here's how it works.

You close with an agent in our network, and part of the commission comes back to you at closing. No coupon. No form to chase. No lender requirement. Just money back in your pocket.

You can use it to buy down your rate, get a home warranty, cover moving costs, renovate, or keep the cash. It's yours either way.

Ready to buy or sell your home? Message us or visit vrebnetwork.com ๐Ÿ‡บ๐Ÿ‡ธ

"I'm saving my VA loan for when I buy my real house." ๐Ÿ˜ฉEntitlement isn't a one-time coupon. It restores after you sell, ...
08/28/2026

"I'm saving my VA loan for when I buy my real house." ๐Ÿ˜ฉ

Entitlement isn't a one-time coupon. It restores after you sell, and depending on what's left, you might be able to use it again before that even happens.

Waiting doesn't protect you; it just delays your equity. ๐Ÿ“‰

๐Ÿ“ฉ Message us or visit vrebnetwork.com

That's a record, and it's no coincidence. ๐ŸšฉPricing a home right and marketing it well is half the battle. The other half...
08/26/2026

That's a record, and it's no coincidence. ๐Ÿšฉ

Pricing a home right and marketing it well is half the battle. The other half is having someone in your corner who actually knows how to get it sold. That's what a top agent brings to the table, and it's why sellers keep coming back to one.

If you're selling this year, work with a Top VREB Agent in your market and get a VREB Reward when you close.

Same great agent, and extra money back in your pocket.

Message us or visit vrebnetwork.com ๐Ÿšฉ

08/21/2026

AI might have answers, but it has never sat across from a lender explaining why your VA appraisal came in low. ๐Ÿ‘€

Give AI a break and talk to someone who's actually done this.

AI can give you a general answer about VA loans in about two seconds, but it does not know your credit profile, your entitlement, or what happens when a seller does not understand VA financing.

Every veteran's situation is different, and getting matched with the right agent is what makes or breaks the process.

That's where VREB comes in.

Looking to buy or sell your home? Stop asking AI and contact VREB to get matched with a VA loan expert in your area. ๐Ÿšฉ

Thinking about Florida? ๐ŸŒดVREB has your back whether you're a veteran or not. We've got top agents in every city, and we ...
08/19/2026

Thinking about Florida? ๐ŸŒด

VREB has your back whether you're a veteran or not. We've got top agents in every city, and we can help you sell your current home too, not just find your next one.

Veterans get two reward checks at closing. Non-veterans get a home warranty. And no matter who you are, you're getting matched with a genuinely great agent who knows their market and the VA loan process.

Message us or visit vrebnetwork.com ๐Ÿšฉ

Today is the day. Go see my friend Burkan at 1012 Tech Drive.
08/16/2026

Today is the day. Go see my friend Burkan at 1012 Tech Drive.

Selling one house and buying another within 90 days? Most people hand that to two different agents and only walk away wi...
08/14/2026

Selling one house and buying another within 90 days? Most people hand that to two different agents and only walk away with one payday. ๐Ÿ 

Run both sides through VREB instead, and the reward hits twice for the same move. Same move, two checks.

Message us or visit vrebnetwork.com ๐Ÿšฉ

Address

2195 Jenks Avenue, Unit C
Panama City, FL
32405

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm
Sunday 8am - 10pm

Telephone

+18506305325

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