Steve Butler, Realtor

Steve Butler, Realtor Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Steve Butler, Realtor, Estate agent, 3434 Highway 77, Panama City, FL.

Oh, by the way®…if you know of someone who would appreciate the level of service I provide, please call me with their name and telephone number, and I’ll be happy to follow up and take great care of them.

08/25/2026

NEW LISTING: 1904 Rhett Place, Lynn Haven, FL 32444

Set on a quiet cul-de-sac in Lynn Haven's Magnolia Meadows, this all-brick 3-bedroom, 2-bath home combines a convenient location with something increasingly hard to find--a large lot with plenty of outdoor space and no HOA. Inside, vaulted and tray ceilings add character throughout the home. The living room features a wood-burning fireplace, while the adjoining dining area opens to a screened porch overlooking the expansive fenced backyard. The fully equipped kitchen includes a refrigerator, dishwasher, microwave and range, along with a pantry for additional storage. The primary bedroom features a tray ceiling, walk-in closet and private bath with double cultured-marble vanities and a Jacuzzi tub/shower combination. Two additional bedrooms and a second full bath complete the split-bedroom layout. Flooring includes luxury vinyl plank, tile and carpet. Outdoor living is a real advantage here. The approximately .46-acre lot provides plenty of room for entertaining, pets, gardening or even a future pool. In addition to the screened porch, there's an open patio and outdoor shower. A sprinkler system helps maintain the spacious yard. The oversized two-car garage includes a separate enclosed storage/work area--ideal for lawn equipment, tools, hobbies or additional household storage. Other updates include a 2019 roof and 2021 HVAC system. Magnolia Meadows offers a convenient Lynn Haven setting with no HOA and easy access to schools, shopping, restaurants and everyday services. Cain Griffin Park is nearby with ball fields, basketball courts, playground, splash pad and dog park. Golf cart-friendly streets make it easy to enjoy even more of the surrounding community. If you've been looking for a well-located Lynn Haven home with an oversized yard, two-car garage and room to enjoy the outdoors, 1904 Rhett Place deserves a closer look.

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Text: 129330 to 35620

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Listing Agent License Number: BK0173808

08/12/2026

NEW LISTING: 3163 Meadow Street, Lynn Haven, FL 32444

Welcome to 3163 Meadow Street, a well-maintained 2-bedroom, 2-bath townhome in The Hammocks, offering comfortable, low-maintenance living in a convenient Lynn Haven location. The open living area features a vaulted ceiling and flows into the dining area and fully equipped kitchen with breakfast bar, stainless steel sink, ceramic tile flooring, and sliding glass doors leading to the screened porch. The spacious master suite includes two walk-in closets and a private bath with double vanities. A second bedroom and full bath provide flexibility for guests, a home office, or additional living space. Ceiling fans, double-pane windows, and an attached one-car garage with automatic opener add everyday convenience. Enjoy the 10' x 13' screened porch, an ideal spot for morning coffee or relaxing at the end of the day. The Hammocks offers a community pool and gazebo, sidewalks, underground utilities, and professionally maintained landscaping. Association services also include lawn care. Located near schools, shopping, restaurants, grocery stores, the library, and other Lynn Haven conveniences, this townhome combines a practical floor plan with the benefits of easy-care community living. Whether you're looking for a primary residence, a comfortable place to downsize, or simply less exterior maintenance, 3163 Meadow Street is ready for its next owner.

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Text: 129114 to 35620

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Listing Agent License Number: BK0173808

08/06/2026

NEW LISTING: 1979 Mutual Road , Cottondale, FL 32431

Escape to the peace and privacy of country living with this approximately 18-acre tract in rural Jackson County. Being subdivided from a larger parcel, this property offers a sizable cleared area ready for your dream home, mini-farm, or agricultural venture, along with wooded acreage for privacy and recreation. A small pond adds to the property's charm, while power is available nearby for added convenience. Zoned Agriculture, the property offers a variety of potential uses, subject to applicable regulations. Conveniently located just minutes from Cottondale and U.S. Highway 231, this is an excellent opportunity to enjoy the quiet of the countryside with easy access to nearby communities. Property is subject to survey and approval of the subdivision by the appropriate governmental authorities. Approximate boundaries shown are for illustration purposes only.

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Text: 129111 to 35620

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Listing Agent License Number: BK0173808

08/03/2026

NEW LISTING: 116 Queens Circle, Panama City, FL 32405

Beautiful canal-front home offering over 2,500 heated square feet with an open, split-bedroom floor plan designed for comfortable everyday living and entertaining. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting gathering space. The fully equipped kitchen includes a pantry, abundant cabinetry, and opens seamlessly to the main living areas. The private primary suite offers a generous bedroom and an ensuite bath with double vanities, a garden tub, separate shower, and walk-in closet. Two additional bedrooms are located on the opposite side of the home for added privacy. Step outside to enjoy Florida living at its best with a screen-enclosed in-ground pool, covered porch, and a large backyard overlooking the canal. Boaters will appreciate the vinyl seawall, covered boathouse, and direct water access. As part of the county's canal dredging project, the canal adjacent to the property was reported to provide an approximate water depth of five feet at Mean High Water (MHW), offering excellent access for many recreational boats. Approximate canal depth is based on the county's dredging information; buyers should verify suitability for their specific vessel and operating conditions. The oversized lot provides plenty of room for outdoor activities and entertaining. Additional features include a 600-square-foot attached garage, inside laundry, mature landscaping, and a desirable location in King's Point. According to the Bay County Property Appraiser, the home offers 2,567 heated square feet, was built in 1988, sits on approximately 0.48 acres, and is located in Flood Zone X, where the home itself is outside the high-risk flood hazard area. A rare opportunity to own a spacious waterfront home with a pool, private boating amenities, and the lifestyle that makes Florida living so enjoyable.

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Text: 129110 to 35620

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Listing Agent License Number: BK0173808

07/29/2026

NEW LISTING: 1236 Amherst Road, Panama City, FL 32405

Well maintained brick home in a convenient, central Panama City location - close to schools, shopping, parks, Tyndall AFB, and the beach. Step inside to a spacious living area featuring luxury vinyl plank flooring throughout for style and easy care. The fully equipped kitchen offers ample cabinet space and a breakfast bar that opens to the dining area, creating a comfortable flow for everyday living or entertaining. The home features three bedrooms and two full bathrooms, including a master suite with its own en suite bath. Enjoy the outdoors year-round from the large covered back porch overlooking a fenced yard, perfect for pets or play. An HVAC system replacement will be completed prior to closing, providing added peace of mind for the new owner.

Know someone with real estate needs? I’d be happy to help:
https://app.videobuzz.io/lead/listing/8FE8DF63-35B5-11D7-9A64-00B0D0FCB9E3/8f1e4258-35b5-11d7-9a64-00b0d0fcb9e3/708d71b4-2985-464b-9639-03516194f921

Listing Agent License Number: BK0173808

07/22/2026

NEW LISTING: 721 Arrow Street, Panama City, FL 32404

Qualified buyers may receive up to $10,000 in seller concessions to be applied toward closing costs, prepaid expenses, and other allowable lender-approved costs with an acceptable offer. Completed in 2025, this attractive 4-bedroom, 2-bath home offers approximately 1,745 square feet of living area in the Parker area of Bay County. Built using Structural Concrete Insulated Panels (SCIP/ICF construction), the home is designed for strength, durability, energy efficiency, and a quieter interior environment than traditional wood-frame construction. The thoughtfully designed floor plan features an open living, dining, and kitchen area, creating a comfortable space for both everyday living and entertaining. The kitchen is finished with granite countertops, an island, pantry, and luxury vinyl plank flooring that continues throughout the home. The master bedroom suite (one of four bedrooms) includes a walk-in closet, double vanity, and separate shower, while a fourth bedroom provides flexibility for guests, a home office, or multigenerational living. Outside, the fully fenced backyard offers ample room for recreation, gardening, or pets. The home is conveniently located near schools, shopping, and major transportation routes. Additional features include public water and sewer, central electric heating and cooling, metal roofing, and a concrete driveway with parking for multiple vehicles. Overall, the property combines the benefits of nearly new construction, low-maintenance finishes, and innovative insulated concrete construction, making it an appealing option for buyers seeking a durable, energy-conscious home with modern amenities.

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Text: 127319 to 35620

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Listing Agent License Number: BK0173808

06/06/2026

NEW LISTING: 2531 Mccormick Road, Panama City, FL 32409

Country living with room to spread out! Situated on approximately 2.29 acres just north of Lynn Haven, this 4-bedroom, 2 full bath, 1 half bath home offers approximately 2,635 square feet of heated and cooled living area, along with a detached two-car garage, stocked pond, fishing dock, and plenty of outdoor space for hobbies, recreation, or simply enjoying the peaceful setting. Originally constructed in 1984, the home has been expanded and extensively improved over the years. Updates include a remodeled and enlarged kitchen, added fourth bedroom, luxury vinyl plank and tile flooring, recessed lighting, gas stove, two tankless water heaters, updated HVAC system and ductwork in 2019, and a new roof installed in 2023. The split-bedroom floor plan features a private primary suite, spacious family room, and flexible living spaces suitable for a variety of lifestyles. Outside, the property is fenced and includes mature hardwoods, open usable land, a chicken coop, fruit trees, concrete RV/boat parking pad with power and water, and a newly installed exterior pump. Combining acreage, modern improvements, and convenient access to Lynn Haven, Panama City, and local schools, this property offers a rare opportunity to enjoy country living without sacrificing convenience.

Know someone with real estate needs? I’d be happy to help:
https://app.videobuzz.io/lead/listing/8FE8DF63-35B5-11D7-9A64-00B0D0FCB9E3/8f1e4258-35b5-11d7-9a64-00b0d0fcb9e3/5bb019f9-5cec-4bf7-98b9-68a06887bcee

Listing Agent License Number: BK0173808

06/05/2026

NEW LISTING: 3608 Biltmore Drive, Panama City, FL 32408

Well-maintained and extensively renovated home located in the desirable Biltmore Beach area near Grand Lagoon, marinas, restaurants, shopping, and the Gulf of Mexico. This move-in ready property offers a comfortable blend of updated living space, flexibility, and functionality. The home has undergone substantial improvements and reflects exceptional pride of ownership throughout. Buyers will appreciate the updated interior, attractive finishes, and overall condition of the property. A unique feature is the detached auxiliary building, providing a variety of potential uses including a workshop, hobby room, home office, guest space, man cave, or mother-in-law suite - includes 3/4 bathroom. A separate storage building offers additional room for tools, lawn equipment, or recreational gear. The fenced yard, outdoor living areas, sprinkler system, and additional improvements add to the property's overall appeal and usability. Whether you're looking for a primary residence, second home, or investment property, this home offers features that are not commonly found in similar properties. Conveniently located just minutes from public boat ramps, fishing, beaches, dining, and entertainment. An excellent opportunity to own a versatile property in one of Panama City Beach's most established neighborhoods. The approximate heated and cooled area of 1,440 square feet includes about 1,056 square feet in the main residence and about 384 square feet in the detached multi-purpose building. Thank you for considering this home!

Know someone with real estate needs? I’d be happy to help:
https://app.videobuzz.io/lead/listing/8FE8DF63-35B5-11D7-9A64-00B0D0FCB9E3/8f1e4258-35b5-11d7-9a64-00b0d0fcb9e3/a17dbff5-e0d9-439a-b3a2-8fface824b5d

Listing Agent License Number: BK0173808

04/04/2026

NEW LISTING: 11727 Owenwood Road, Fountain, FL 32438

20 acres located at the corner of Owenwood Road and Duffy Road in north Bay County, offering a strong combination of usability, access, and privacy. Approximately half of the property has already been cleared, providing an ideal setting for a homesite, pasture, or recreational use, while the remaining acreage is wooded for added privacy and flexibility.
Positioned on paved Owenwood Road, this property benefits from improved year-round access compared to many surrounding tracts located on unpaved roads. The corner location further enhances accessibility and layout options for future use, with approximately 665 feet of frontage on Owenwood Road and 1,314 feet along Duffy Road.
The land is zoned Agriculture and lies outside of designated flood hazard areas per available mapping , supporting a variety of potential uses including residential, agricultural, or investment purposes. The cleared portion offers immediate usability, saving significant time and cost for a future owner.
Conveniently located in the Fountain area of Bay County, with easy access to Panama City while still offering the space and quiet of country living. A great opportunity for those looking for acreage with improvements already in place. [A well and septic tank are located on the property; however, their condition and usability are unknown and not guaranteed. Buyer to verify all information deemed important.]

Want to learn more?
Text: 127319 to 35620

Know someone with real estate needs? I’d be happy to help:
https://app.videobuzz.io/lead/listing/8FE8DF63-35B5-11D7-9A64-00B0D0FCB9E3/8f1e4258-35b5-11d7-9a64-00b0d0fcb9e3/85dd537c-7000-423c-9999-2650c46c281d

Listing Agent License Number: BK0173808

03/14/2026

NEW LISTING: 4017 Silver Sands Road, Panama City, FL 32408

Opportunity near the beach! This duplex on Panama City Beach is ideally located just 0.1 mile off Thomas Drive, placing you close to restaurants, shopping, and many of the attractions that make the beach area so desirable. Rick Seltzer Park, with its public beach access, picnic areas, and Gulf views, is less than half a mile away, making this a convenient location for enjoying the water and coastal lifestyle.

The property features two equal-sized units, each offering approximately 800 square feet of living space. Both units include a family/dining area, kitchen, two bedrooms, one full bath, and a dedicated laundry room, providing comfortable living arrangements for tenants or future occupants.

The seller has experienced consistent rental success with the property over the years. In preparation for the sale, the units are being vacated, giving the next owner flexibility to establish new rental terms, pursue long-term tenants, or consider other possibilities. Short-term rentals are permitted, subject to registration with the local fire department.

Whether you're looking for an investment property, a duplex to live in one side and rent the other, or a beach-area income opportunity, this property offers a location that keeps you close to everything Panama City Beach has to offer.

Want to learn more?
Text: 127320 to 35620

Know someone with real estate needs? I’d be happy to help:
https://app.videobuzz.io/lead/listing/8FE8DF63-35B5-11D7-9A64-00B0D0FCB9E3/8f1e4258-35b5-11d7-9a64-00b0d0fcb9e3/64fd7f1e-2afe-475f-b23a-c1df9c4ee8d2

Listing Agent License Number: BK0173808

Address

3434 Highway 77
Panama City, FL
32405

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