Cole Meyer Realtor at Better Homes and Gardens The Good Life Group

07/03/2023

Congratulations to Scott and Emily on the purchase of their beautiful new construction home! Thank you for the opportunity to help you through the buying process-welcome to Lincoln and glad to have you back in NE!

03/24/2023

Spring is here! Come see me on Saturday at this beautiful 2-story house in Harrison Park East in west Omaha. It is also not too far from Gretna. This 4 bedroom house is well maintained and has a fenced yard. Come enjoy the beautiful day and check out a beautiful house!

03/02/2023

Another beautiful weekend and another beautiful house! Please come see this stunning 2 story house with an in-ground pool! This house has two fireplaces and two kitchens. It also has a walk-out basement, and is an entertainers dream. This house has something to offer everyone. Come out to see it on March 4th!

02/19/2023

I am holding an open house today on a beautiful multi-level house in Bellevue. Come by today from 1PM - 3PM to see all this house has to offer. Just hit the market today! Come see it while it lasts.
☑️Many architectural features
☑️ Fenced back yard
☑️ Primary Suite bathroom with jetted bathtub
☑️ Walk-out basement with a bonus room/office

10/25/2022

When purchasing a new home, finding the right lender for your specific needs and fit can be just as important as finding the right real estate agent. Don't expect that all lenders are the same, have the same rate, have the same fees, and do things the same way. Also while getting a low interest rate is important, the lender with the lowest interest rate may not be the lender for you. Here are some other things to consider.

💲 Fees: Due to the time and effort into providing a loan, the lenders charge a fee. Like many services, not all lender fees are the same. Some lenders charge higher fees than other. Talk to a prospective lender about there fees and ask them for specifics.

💲 Servicing: Most conventional loans get sold to the secondary mortgage market. However, servicing the loan (I.E. collecting your payments) can be retained by your lender. This can be important if you always want to send your payments to the lender you got your loan through. However, for the lender to retain this service generally results in a higher interest rate. I have talked to multiple people who almost missed a payment (which would have significantly impacted their credit score) due to them forgetting or not being aware that the lender that they have to send their payment to (it can change multiple times within a year) has changed.

💲 Relationship: Having a good relationship with your lender can also be a huge factor. They can help you with questions, make you aware of possible rises in your escrow payment, help you determine a good time to refinance, and help you find the right type of loan for you. Mortgages can be complicated. Find someone you trust to help you through the process.

Read our guide to find out how to choose the best mortgage lender for you.

09/22/2022

Interest rates have gone up....and up....and up. However, most people think this means they cannot fulfill their dreams of moving to a different neighborhood or town; upgrading their home or downsizing; moving into the country side; or maybe just buying your first home. This is simply not true in all cases. Things have definitely changed. However, you only need to adapt your expectations and thinking to make your dreams come true. The best way to do this is to meet with a knowledgeable Real Estate agent and a knowledgeable lender or mortgage broker.
👉Remember, unless you are a cash buyer, everybody else is in the same boat. You just have to utilize that boat better than everyone else. I can help you do that. Here are some things to consider:
🏠 A different lending option (other than a conventional fixed mortgage)
🏠 Using some extra down payment to buy down your interest rate.
🏠 Many great homes have been sitting on the market longer than they typically have. This gives you some power to negotiate a lower price, seller paid closing costs, or other beneficial things.

Rising interest rates are tough on home buyers. But there's plenty you can do to fight the market and lower your mortgage rate. Here's how.

09/19/2022

Acreages are beautiful and tranquil. They can provide a sense of peace and relaxation that one may struggle to get in a city or town. However, acreages have many different aspects and challenges than a typical residential property in a town/city. If you are thinking of buying an acreage and have questions, please contact me or any other real estate agent with knowledge about acreages. It may save you from some unexpected surprises after you close.
Here are some basic tips:
🔑 The utilities can different on an acreage due to where your water comes from and where your waste goes.
🔑 Maintenance of the property can be significantly more work and/or cost significantly more. (Snow Removal of longer driveways, more land to maintain, possible outbuildings to maintain, etc)
🔑 Knowing what kind of acreage you are looking for. Do you want neighbors (acreage subdivision) or not? Are you comfortable driving many miles of gravel roads in the varying types of Nebraska weather conditions? (If no then finding one near or along a paved road is key) Some acreages have poorer access than other.
🔑 Look into lending options. Some acreages may qualify for government loans (like FSA) that can help with a lower interest rate and/or closing costs.
🔑 Much like the rest of real estate: Location, Location, Location. Do you need to be close to a town so getting groceries is easier? Do you work in a city or town and need to be close? Is there going to be development overtaking your area in the future?

09/16/2022

Here are some great things to know when you are thinking about buying a home. This is not a process that one does often. Do your research and ask for help! There are lots of great real estate and lending professionals out there who can help and give advice.

If you can avoid these mistakes when house-hunting, you'll be more likely to find a home that suits both your feelings and your finances.