Michelle Aponte Boksa - Loan Officer / Branch Manager

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United States
Park Ridge, IL
Michelle Aponte Boksa - Loan Officer / Branch Manager

NMLS # 559937 | Company NMLS # 222982 I welcome the opportunity to serve your needs with quick and accurate real estate financing advice.

A a licensed Mortgage Professional in Illinois, Indiana, Florida and Wisconsin (NMLS #559937 | 3029), I can assist you with your home loan needs, including: First-Time Purchase, Second-Home Purchase, Refinance, FHA and VA, Conventional, 203(k) Renovation and Jumbo loans. I have the expertise and knowledge that will help you understand the features associated with the loan program that best meets your unique financial situation. Feel free to contact me by phone, email or Facebook for personalized service and expert advice. Disclaimer: Illinois Residential Mortgage Licensee. For licensing information, go to: www.nmlsconsumeraccess.org

10/15/2026

Life doesn't stop just because you're buying a home! ❤️

I know how overwhelming the process can feel when you already have a lot going on.

My goal is always to make things easier, answer questions, and look for opportunities to save my clients money along the way.

Thank you Elizabeth, reviews like this mean so much to me and my team! 🏡💚

10/14/2026

More homes are selling, but buying isn’t getting any easier. 🏡

The latest housing numbers just came out!

Home sales increased 1.5% in September, but they’re still down 2.2% compared to last year.

And the national median home price? $417,500.

So the market is picking up, but affordability is still a challenge.

Here’s what I want buyers to understand.

The national headlines don’t tell you what’s happening in YOUR neighborhood or what YOU can afford.

That’s why knowing your numbers matters more than trying to time the market.

💬 Thinking about buying but unsure if now is the right time? Message me. Let’s run YOUR numbers before you make that decision.

Source: National Association of Realtors, October 13, 2026. National existing home sales data.

10/13/2026

Writing an offer?
Do not look at the purchase price alone.

Know how much cash you will actually need, understand whether seller credits could help with eligible costs, and make sure your financing is ready so you can move
quickly when necessary.

A good offer should work on paper and for your pocketbook. 🏡💚

10/12/2026

Sometimes what feels impossible just needs a closer look.

Homebuyers often come to me convinced they cannot buy yet because of the down payment, payment, credit, or current rates.

The answer will not always be yes.

But it is worth knowing what is actually possible before deciding for yourself that it is not.

10/09/2026

They weren't sure they were ready to buy a home. Turns out, they were! 🏡💚

These first time buyers took the first step, explored their options, and with down payment assistance, purchased their home with just $3,000 out of pocket!

A great reminder that you don't have to have everything figured out before starting the conversation.

Congratulations to our buyers and thank you to Realtor Roman Nabiulin for a great partnership!

Not sure if you're ready? Let's talk. You might be surprised! 🔑

10/08/2026

One of the best compliments we can receive is hearing that the process felt smooth. 💚
Thank you, Ryan, for trusting our team and for taking the time to share your experience. We appreciate you!

10/07/2026

Mortgage credit scoring is changing, and that could matter more than you think.

Some lenders are now evaluating borrowers using newer credit scoring models, and certain lender specific credit score requirements are changing too.

That does not mean credit standards disappeared.

Credit still matters. Income, assets, debts, loan type, property and the overall file still matter.

But it does mean that the mortgage answer you received months ago may be worth revisiting, especially if you were close to qualifying or your financial picture has improved.

Mortgage guidelines change. Lending options change. And sometimes a second review can uncover a better strategy.

Thinking about buying? Let’s look at the full picture.

10/06/2026

Before you start touring homes, have a plan.

Know your buying power. Know what monthly payment feels comfortable. Keep your documents updated.

Those three simple things can make the homebuying process much smoother when the right property shows up.

Thinking about buying this fall or before year end? Let’s talk through the numbers. 🏡💚

10/05/2026

Success is not always about doing more or reaching the next milestone.

When buying a home, success is not simply making it to closing. It is making a decision that works for your life, your finances, and your future.

Buying the house is one goal.

Buying well is the bigger one. 💚

10/02/2026

Friday Funded! 🏡 A great way to finish the week with another successful closing in Chicago.

Congratulations to our buyers, and thank you to Lilia Popovych for the partnership and teamwork throughout the process. Ready to start planning your own purchase?

Reach out and let’s run the numbers.

Address

700 Busse Highway, Suite #11
Park Ridge, IL
60068

Website

https://calendly.com/michelleurmortgageprofessional, https://linktr.ee/MichelleAponteBoksa

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