Shawn Micheal Rubadue, Mortgage Broker, NLMS # 262243

06/25/2026

Learn how VA refinance rates compare to purchase rates and how fees and loan types impact your total cost.

06/22/2026

Compare fixed-rate and adjustable-rate mortgages to find the best fit for your budget, goals, and long-term plans.

06/19/2026

Learn when tapping into your home equity makes sense, compare HELOCs vs loans, and understand if now is a good time for you to access some of your home equity.

06/17/2026

Discover how jumbo loans can be a smart choice for financing your dream home. Learn when these larger loans are the right fit for your financial needs.

06/15/2026

Learn how mortgage pre-approval works, why it matters, and how to get approved so you can confidently start your home search.

06/12/2026

Can you make an offer on a pending home? Learn what pending means, why deals fall through, and how to submit a backup offer in today’s housing market.

06/10/2026

Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.

06/08/2026

Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.

Learn how to use a VA loan calculator to estimate payments, plan your budget, and buy a home with confidence using your VA benefits.

06/05/2026

Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.

Discover how to qualify as a first-time homebuyer, including credit score, DTI, income limits, and how to access grants and assistance programs.

06/03/2026

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.

Learn how the Federal Funds Rate impacts mortgage rates, including how rate hikes and cuts influence home affordability and borrowing costs.