VanDyk Mortgage - Maryland 530

03/02/2025

Anyone looking for a cash out refinance these days? With rates inching down, might be a good time to consolidate debt!

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03/02/2025

Finally rates are starting to come down....

https://www.mortgagenewsdaily.com/markets/mortgage-rates-02282025

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01/29/2025

Now that rates are finally starting to fall, who needs help consolidating some of that high % debt?

08/16/2024

Solid article regarding FED rate cuts

The long-awaited Fed move is expected next month.

12/07/2023

In today's competitive real estate market, it's essential to stand out with creative home buying offers that do more than just meet the asking price. Prospective buyers are going above and beyond to make their offers attractive to sellers, often including personalized touches that resonate on an emotional level.

One innovative strategy is to provide a "seller's history" book as part of the offer – a compilation of all the memories and milestones associated with the home, assuring the seller that the legacy of their beloved home will be preserved and cherished.

Another tactic that has gained popularity is offering flexible move-out dates to accommodate the seller's timeline. By relieving the pressure of coordinating their move, you're adding significant value to your proposition.

Buyers sometimes opt to waive contingencies or offer to rent the house back to the seller for a short period after closing. Such offers can tip the balance in the buyer's favor, especially when the seller is looking for a smooth transition.

Breaking through a crowded market demands inventive approaches, and when thoughtfully executed, these ingenious offers can create win-win scenarios that are highly enticing to sellers.

Whether it's through personalized letters, strategic financial proposals, or timing accommodations, bringing creativity to the table showcases your commitment and may just be the key to unlocking the door to your future home.

12/05/2023

5.0 star review received on Experience.com for Chris Kenworthy by Andre L - Very professional and helpful with me during the process and I would recommend any person to do business with y’all.

Click to see all 233 reviews of Chris Kenworthy, Branch Manager | NMLS # 190072

10/30/2023

5.0 star review received on Experience.com for Chris Kenworthy by JOHN W R J - Chris and his team really help make a deal go through nice and smooth for my home purchase. I got a better rate than others that I know who are financing right now. The app made uploading documents super easy. Thank you Van Dyk team!

Click to see all 231 reviews of Chris Kenworthy, Branch Manager | NMLS # 190072

10/17/2023

5.0 star review received on Experience.com for Chris Kenworthy by Javier A L S F - We had the smoothest and least stressful mortgage experience ever thanks to everyone’s exceptional expertise. From the very start, the teams knowledge and guidance was evident, making us feel at ease throughout the entire process. The teams proactive communication and ability to address every question promptly was truly remarkable. We couldn't have asked for a better lending experience, and we will wholeheartedly recommend you to anyone seeking a seamless and stress-free home financing experience.

Click to see all 229 reviews of Chris Kenworthy, Branch Manager | NMLS # 190072

09/22/2023

4.5 star review received on Experience.com for Chris Kenworthy by SONIA M P - l always recommend and personally choose VanDyk Mortgage and especially Chris Kenworthy! He always looks out for one bests interest and l always walk away well informed. Keep up the good work, l certainly will keep recommending you!!

Click to see all 230 reviews of Chris Kenworthy, Branch Manager | NMLS # 190072

08/02/2023

https://www.mortgagenewsdaily.com/markets/mortgage-rates-08012023

For all intents and purposes, the average 30yr fixed rate at the average lender is as high as it's been since November 2022.  The number itself as far as we see it is 7.10 which means most lenders are quoting 7.125% after adjusting for discount points (or just "points" for sho...