Michelle Green Professional Group

10/18/2026

Ranked: Housing Costs in Every U.S. State in 2026
Housing costs can look dramatically different depending on where you call home. For 2026, we’re seeing Hawaii at the top of the list with a housing cost index of 302.4, while Oklahoma sits at the most affordable end at 66.9. States like Massachusetts, D.C., California, and New York remain some of the priciest, whereas much of the South and Midwest offer more accessible options for buyers and renters alike. As someone deeply rooted in the Cleveland real estate market, I always keep an eye on how these national trends stack up to what we see here in Ohio. My background in real estate, mortgage lending, and home appraisals helps me translate these broad statistics into practical insights for families looking to make the best choice for their next move.


https://www.housing-trends.com/agent-news/michelle-green/1963672-Ranked%3A-Housing-Costs-in-Every-U.S.-State-in-2026

10/17/2026

Housing Supply Hits 6-Year High as New Listings Jump
We’re seeing a notable shift in the housing market, with new U.S. home listings rising 2.6% in August—the highest in four years—and overall supply now at a six-year high, up 3.9%. Despite this increased inventory, demand remains steady; pending sales are flat and closed sales dipped 0.5%. High costs and mortgage rates continue to weigh on buyers, and it’s worth noting that 60% of homes are selling below asking price. As someone who’s been deeply involved in Cleveland real estate since 2005, I always keep an eye on these trends to help clients navigate their decisions with confidence. Whether you’re considering your next move or just monitoring the market, staying informed makes all the difference.


https://www.housing-trends.com/agent-news/michelle-green/2065406-Housing-Supply-Hits-6-Year-High-as-New-Listings-Jump

10/17/2026

Smart Real Estate Investments for Long-Term Wealth
Expert insights, market analysis, and tailored strategies to help you find profitable real estate opportunities.
https://www.roomvu.com/services/page/real-estate-investments?agent_profile_name=michelle-green

10/16/2026

Understanding the Fall 2026 Real Estate Market: What Buyers and Sellers Should Watch
As we look ahead to Fall 2026, those navigating the Cleveland real estate market—whether buying or selling—will find a landscape marked by improved inventory, but also by mortgage rates hovering around 6.76%. While home prices are rising at a more gradual pace, the supply of new homes is currently outpacing that of resales. In my years guiding clients through countless market cycles, one thing has remained true: local conditions here in Northeast Ohio often matter more than the national headlines. If you’re weighing your options, keep in mind that neighborhood trends, school districts, and even individual property features can have a bigger impact on your experience than broad statistics. With the right insight, you can make informed choices despite shifting rates and inventory. My commitment—rooted in years of experience as a Certified Residential Specialist—is to help you understand what these changes mean for your next move.


https://www.housing-trends.com/agent-news/michelle-green/2059923-Understanding-the-Fall-2026-Real-Estate-Market%3A-What-Buyers-

10/15/2026

Refinancing Fades as Home Equity Surges
With mortgage rates hovering near 7% in late Q3, following a central bank hike to around 4%, it's no surprise that refinancing has become a less attractive option for many homeowners—especially those who previously secured lower rates. This shift is evident in the numbers: refinance applications dropped about 9% last week, while purchase requests saw a milder 1% decline, leading to an overall 4% dip in mortgage demand. Refis now make up roughly 39% of total applications, but looking over the past three months through mid-Q3 2026, some indices reveal a sharper decline to just 2%, compared to 39% annually. Meanwhile, home equity products have surged, climbing to 76% of activity. Inquiry volumes for equity products jumped 11% month-over-month and soared over 150% year-over-year, with 30-year lender rate gaps widening to more than a percentage point—translating to around $333 extra per month on a $400,000 loan. Builder confidence also softened, with the sentiment index at its lowest since 2025, and the 10-year Treasury crossing the 5% threshold, keeping mortgage market volatility in clear view. As someone who's navigated Cleveland's real estate market for years, I've seen firsthand how quickly conditions can shift—and how important it is to understand the bigger picture when making decisions about your home and finances.

10/14/2026

U.S. Builder Sentiment Hits 12-Month Low
Builder confidence has taken a noticeable dip, reaching its lowest point in the past year. In late Q3, the builder-confidence index dropped 3 points to 32. Sales conditions also slipped, now at 35, and six-month expectations fell to 37. Buyer traffic held steady at 23, yet 38% of builders across the country reduced prices, while two-thirds ramped up their use of incentives—an increase from 63% just a few months prior.

Meanwhile, mortgage applications for new-home purchases dropped for the fifth consecutive month as average 30-year rates hovered in the high-6% range, brushing up against 7% by late Q3. Many larger builders responded by offering builder-paid rate buydowns, making it possible for buyers to secure below-market mortgages—an approach that’s helping keep sales moving without relying solely on broad price cuts. According to two leading housing forecasters, we may see rates remain in this high-6% territory or higher through 2027.

As someone who’s worked in Cleveland real estate since 2005 and understands the ins and outs of mortgage lending, I know how these trends can create both uncertainty and new opportunities. Staying informed is key—especially if you’re considering making a move, or simply want to keep a close eye on the market’s direction.

10/13/2026

What Cuyahoga County's Home-Sale Gaps Say Ahead of the 2027 Value Update
I’ve been closely watching recent home-sale trends across Cuyahoga County—and there’s a noteworthy gap emerging. In some neighborhoods, sale prices are outpacing the county’s estimated taxable values by as much as 58%. With the county scheduled to update property values for the 2027 tax year, this gap is something every homeowner should have on their radar. As someone who’s navigated Cleveland’s markets for years—and with a background in appraisals and mortgage lending—I know how important it is to understand how these updates might impact your property’s value and future taxes. Remember, when the new values are released, there will be an opportunity for homeowners to review and, if necessary, challenge their valuation during the designated complaint period. Staying informed now means fewer surprises down the road.

10/13/2026

10/13/2026

Hassle-Free Property Management for Owners & Investors
Expert management services to maximize rental income, protect your investment, and ensure a stress-free experience.
https://www.roomvu.com/services/page/property-management?agent_profile_name=michelle-green

10/12/2026

US Inventory Growth Slows Stays Soft
As we move through Mid-Q3 2026, national active inventory sits at 1.14 million—about 4% higher than last year’s 1.1 million, but that’s a far cry from the rapid ~21% growth we saw the year before. Even after ticking up from a recent low of about 2% growth in Late-Q2, the pace of new supply remains measured. By this point, 18 states plus DC have surpassed their pre-pandemic 2019 inventory levels, though the nation as a whole is still trailing—down roughly 8% from where we stood in Mid-Q3 2019 (1.24 million active listings). The post-boom cooling period has smoothed out, leaving us with a softer market and relatively flat prices year-over-year. With higher yields and mortgage rates still in play, momentum may be tested as we move forward. As someone who’s spent years guiding Cleveland families through shifting markets, I’m always watching these numbers closely to help clients stay informed and prepared for what’s next.